The finance company that's helping members get their money right. Bank, borrow, and invest — all in one app. NMLS #696891 Questions: @SoFiSupport
San Francisco, CA
Joined March 2011
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📣 Thanks to our members and clients, we’ve reported strong Q3 results. More members are choosing SoFi and they are using more products than ever before.
In Q3, we delivered:
👉 $1.4B in adjusted net revenue, up 44%
👉 $470M in adjusted EBITDA, up 70%
👉 1.2M new members, bringing us to 17.1M
👉 2.2M new products, bringing us to 26.7M
Our momentum is broad-based and our conviction in the future is stronger than ever. We raised our 2026 guidance and introduced a 2027 outlook.
Full Q3 results: investors.sofi.com/news/news…
SoFi retweeted
Hearing what’s top of mind for @SoFi investors is always time well spent. Thanks to @funofinvesting for your time, great questions, and everything you do on behalf of the retail community.
teapawt.net/funofinvesting/status/…
My 1-hour-PLUS interview with $SOFI CEO Anthony Noto will premiere in 10 minutes on Youtube
Link below
✅ 4.40% APY.
✅ FDIC insurance.
✅ 24/7 on-chain access.
Get all your SoFi Earn questions answered with SoFi Crypto Principal Product Manager Guled Yousuf on Monday 11/2 for an AMA at r/SoFi!
RSVP: reddit.com/r/sofi/comments/1…
DIGITAL ASSETS EXCEPT SOFI EARN (SOFIE) ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE
SoFi Crypto products and services are offered by SoFi Bank, N.A. Cryptocurrency and other digital assets are not deposits, involve risk, are not insured by FDIC or SIPC, are not guaranteed by SoFi Bank, and may lose value, including loss of principal. Please refer to the SoFi Crypto Account Agreement and SoFi Crypto Risk Disclosure for additional terms and conditions. Funds represented by SOFIE are eligible for FDIC insurance up to applicable FDIC rules and limits. SOFIE is not a payment stablecoin. Please refer to the SoFi Bank Tokenized Deposit Account Agreement for additional terms and conditions.
Annual percentage yield (APY) is variable and subject to change at any time. Rates are current as of 10/5/26. There is no minimum balance requirement. Fees may reduce earnings. Additional information can be found at sofi.com/crypto/legal/tokeni….
Funds represented by SOFIE are insured up to $250,000 per depositor, per insured bank, for each account ownership category pursuant to the FDIC's general deposit insurance rules. For more information visit FDIC.gov.
All the different cadences you can buy crypto ↓
Once.
Daily.
Weekly.
Biweekly.
Monthly.
Which one are you picking? 👀
Is America's $40 trillion national debt becoming a crisis? 👀
Join @LizThomasStrat live as she sits down with @MarcGoldwein to unpack what's driving the national debt, its impact on your wallet and the markets, and whether the U.S. can avoid a debt crisis. ➡️ youtube.com/watch?v=AnzqlG-n…
Q3 showed what happens when you keep investing in the future while executing in the present.
✅ Record $16.9B in loan originations with strong credit performance
✅ SoFi Coach reached 1.66M conversations and a 92% thumbs-up rate
✅ SoFi Plus grew to 273,000 subscribers
✅ We became the first national bank to go live with stablecoin settlement across Mastercard’s global payments network
✅ We expanded our digital-asset platform through Payward and launched SoFi Earn
✅ We continued building the technology platform across payments, banking cores, ledgers, risk and fraud
We have come a long way in less than a decade. Our ambitions for the future and the impact we can have in the lives of our members and clients remain just as bold.
See all Q3 earnings results: investors.sofi.com/news/news…
The strength of SoFi’s business is increasingly visible in three measures: How many members we serve, how many products each member uses, and how much revenue we generate per product.
We now serve 17.1M members using 26.7M products, with products growing faster than members and 51% of new products opened by existing members. Financial Services products now represent 87% of our total products, and fee-based revenue reached $571M, or 42% of total revenue.
That compounding engagement and improving monetization is further diversifying our revenue, with eight businesses now generating more than $100M in annualized revenue.
Our CEO @AnthonyNoto is kicking off $SOFI’s Q3 earnings call.
Q3 results reflect broad-based momentum, deeper member relationships and continued execution across SoFi.
Join the call at 8:00 AM ET to hear more: events.q4inc.com/attendee/78…
We are now at the point of financial scale (revenue and profit) where our current capital position, in addition to our organic capital generation, is sufficient to fund our business and our planned growth in 2027.
Our guidance does not require raising additional capital and we are confident we can execute that plan organically given the balance sheet we have built, the capital we will generate organically from the business and the position we are in today.
SoFi retweeted
Q3 was a powerful reminder of how far we’ve come in less than a decade. But equally clear of the massive opportunity still in front of us
In 2018, we had 650,000 members and one primary business. Now, 17.1 million @SoFi members use 26.7 million products. We delivered record adjusted net revenue of $1.4B, record adjusted EBITDA of $470M and raised our outlook through 2027 for $6.4 billion in revenue $2.24 billion of adjusted EBITDA, $1.28 billion in Net Income a 20% margin and $0.90 in EPS
Our conviction has never been greater. We’re still early in SoFi’s journey, and our ambitions for the future remain as bold as ever.
Thank you to our members and clients for trusting us to help you get your money right.
investors.sofi.com/news/news…
From rising living costs to uncertainty around AI, @kylascan breaks down the economic pressures weighing on consumers and why spending hasn't necessarily slowed down.
Watch the full episode of The Important Part. ➡️ youtube.com/watch?v=tjDbYIUx…
Our favorite way to spend a Sunday 🏟️ We brought our SoFi Plus members out to cheer on the @RamsNFL from the suite, complete with jerseys from the newest member of #TeamSoFi, @Kyrenwilliams23. Thanks to everyone who joined us!
Another exclusive game day experience is coming soon 👀 Upgrade to SoFi Plus for $10/month* so you’re ready when it drops. sofi.com/sofi-plus/
Stop timing the market.
Instead of trying to guess the perfect moment to buy crypto, scheduling recurring buys let you use a dollar-cost averaging strategy to spread purchases out over time.
Try it in the SoFi app 👉 sofi.com/crypto/recurring-bu…
SoFi’s Chief Market Strategist @LizThomasStrat breaks down the Gartner Hype Cycle and what it could mean for AI's future and the markets. ⬇️
Watch the full episode of The Important Part for more. youtube.com/watch?v=tjDbYIUx…
Meet SoFi Earn (SOFIE), with 4.40% APY* and FDIC protection.^ 📣
It's the first-ever bank deposit token for SoFi Crypto, designed to provide a home for idle crypto funds, like stablecoins. Buy and hold SOFIE to earn interest and protect your deposit.
Learn more about SoFi Earn today 👉 sofi.com/crypto/earn/?nocach…
ICYMI: 4.50% ➡️ 4.70%.
That’s the new highest APY, available to SoFi Plus ➕ members for up to $20K in a SoFi Bank savings account.*
It’s the just the latest from SoFi Plus. Subscribe for only $10/month^: sofi.com/sofi-plus/
SoFi retweeted
Congratulations to our member @SoFi for announcing its first-ever bank deposit token for SoFi Crypto! Exciting news for consumers!
Meet SoFi Earn (SOFIE), with 4.40% APY* and FDIC protection.^ 📣
It's the first-ever bank deposit token for SoFi Crypto, designed to provide a home for idle crypto funds, like stablecoins. Buy and hold SOFIE to earn interest and protect your deposit.
Learn more about SoFi Earn today 👉 sofi.com/crypto/earn/?nocach…