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Stablecoin apps I’m tracking that have shipped product with no priced VC round on record:
(A+) @rio_latam - $3B+ annual stablecoin volume in LATAM, confirmed on-chain. YC-backed, nothing since.
(A) @subyhq - MoR gateway with stablecoin settlement, 800+ merchants, Circle partner.
(A) @musepay_io - licensed in HK, Australia and El Salvador. Zero disclosed capital.
(A) @cashi - stablecoin cashback card, public beta in HK since Aug 2026.
(A) @UseArtisan - USDC bill-pay for US renters. Waitlist stage.
Ari (@AriEiberman) is a consultant who runs his business on stablecoins. When clients wanted to pay by wire, he turned them down, and lost work because of it. A neobank virtual account didn't fix it either: one payment sat frozen for two weeks while the provider asked him for more banking details.
With Suby, Ari's clients pay however they want, by card or crypto, and Ari gets paid in the stablecoin he wants, within two days. No more turning clients away. It runs on @arc because settling in USDC onchain means no bank in the middle holding payments up, and Ari knows when his money lands. Live on Arc mainnet.
We're excited to share that Suby has been selected as a Circle Developer Grant recipient.
Try Suby: dashboard.suby.fi.
Join the builder community on Arc House: community.arc.io/?utm_source…
.@subyhq 🤝 @o2dotapp
Thrilled to onboard the team behind @fuel_network for their new project.
Pay by card, Apple Pay and Google Pay. Settle in stablecoins.
Payments made easy by Suby.
You can now get an o2 Turbo Account using your debit or credit card.
We’ve integrated @subyhq to give you another way to pay the premium and get instant access to prop-trading capital.
Pay by card.
Open the chart.
Suby retweeted
Suby is officially part of the @circle Alliance.
When we started building Suby on @USDC, we had one goal: let your customers pay with the methods they already use, while you withdraw in stablecoins.
Months later, that work earned us our place.
EURC is live, @arc is next, and we're building it alongside the Circle team.
Suby is officially part of the @circle Alliance.
When we started building Suby on @USDC, we had one goal: let your customers pay with the methods they already use, while you withdraw in stablecoins.
Months later, that work earned us our place.
EURC is live, @arc is next, and we're building it alongside the Circle team.
We're not doing this alone.
We already work with @usaibis, and @AriEiberman is helping us sharpen both the product and our offer for this market, grounded in real feedback from LatAm operators.
If you're building an online business in LatAm and payments are slowing you down, let's talk.
suby.fi
Settlement: where does the money go?
Two modes:
→ Suby balance: converted and credited as USDC (powered by @lifiprotocol) or USD, sitting right next to your card and Apple Pay revenue. One dashboard, one payout flow.
→ Your own wallet: funds go straight to your wallet, no Suby balance involved.
In summary:
✅ Cards, Apple Pay, Google Pay, and crypto, all in one Suby checkout
✅ Customers pay in the asset and chain they want
✅ You choose what to accept, per product or globally
✅ You choose where the money lands, Suby balance or wallet
✅ You always receive USDC or USD, zero volatility to manage
One merchant account. Every way your customers want to pay.
Suby crypto is self-serve, go try it out:
dashboard.suby.fi
