Tyfone is a leading provider of digital banking solutions. Everyone builds features, not everyone builds relationships. We build both!
Portland, OR
Joined April 2009
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I'm back in the world of The Homecoming as I work on the sequel, Hopes of the Weary. It's amazing how characters you created years ago never really leave you.
I published The Homecoming in 2021. It's the story of Nick Sampson, a 25-year-old trying to find his footing in a struggling western Pennsylvania mill town after his family has been shattered by the Vietnam War. It's a novel about loss, redemption, friendship and the hope that sometimes appears when life seems beyond repair.
If you've never read it, now's a pretty good time before the sequel arrives.
Amazon: amazon.com/dp/B09ND79B14?lv=…
I'd love to hear what you think if you decide to take the journey.
The fight over credit unions’ tax status is heating up.
The Defense Credit Union Council is challenging the Independent Community Bankers of America’s push to tax credit unions with more than $1 billion in assets. In a letter to ICBA, DCUC argues the proposal overlooks tax advantages available to some community banks and could leave credit unions with fewer resources for lending, reserves and member services.
The debate raises a central question: Should a credit union’s tax treatment change simply because it grows?
Read the story: bit.ly/4sV1XzR
#CreditUnions #CreditUnionTaxStatus #BankingPolicy #FinancialServices
ALT Breaking news graphic showing the text: "Credit union group challenges bankers’ push for new tax.
Election Day is over. Congress still has work to do.
Veterans seeking business capital, military families managing their finances and credit unions serving them can’t afford to wait until the next Congress takes office.
In his latest op-ed, Jason Stverak of the Defense Credit Union Council outlines three bipartisan reforms lawmakers should pass before adjourning: expand credit union lending to veterans, modernize loan maturity limits and strengthen emergency liquidity access.
With Veterans Day approaching, Stverak argues Congress has an opportunity to turn its support for those who served into meaningful action.
Read the op-ed: bit.ly/4sHRdEM
#CreditUnions #Veterans #MilitaryFamilies #CreditUnionAdvocacy #DCUC
ALT A workspace featuring a coffee cup, glasses, a pen, and a laptop. Text on the left reads, "Congress still has work to do after election day." On the right, there's a blue rectangle with "From the Desk of Jason Stverak" and a small image above the name. Tyfone logo is in the bottom left corner.
Not a mascot. A mindset. Meet Saasy.
Tyfone’s llama has more going on than a memorable look. Saasy represents the way we think about fintech: unconventional, confident, adaptable and built for the real world.
From challenging assumptions to building technology that performs in complex environments, Saasy reflects our belief that serious technology doesn't have to come with a corporate personality.
Playful, not reckless. Modern, not chaotic. Built different by design.
Get to know Saasy and the thinking behind the llama: bit.ly/3WN1yn1
#Tyfone #Saasy #Fintech #DigitalBanking #BuiltDifferent
ALT A digital artwork with the text "tyfone" and "So... What's with the Llama?" on a purple background. A llama with a playful expression is on the right side.
🚀 Tyfone is putting AI at the center of digital banking.
Tyfone has unveiled nFinia Reimagined, a new digital banking platform with Fathom AI woven throughout the experience — bringing natural-language conversations, personalized financial guidance and banking actions into one place.
iTHINK Financial will be the first Tyfone customer to launch Fathom, with the AI-powered experience expected to go live this fall.
Why now? According to the 2026 TD Bank AI Insights Report, 55% of Americans already use AI to help manage their finances. The challenge for community financial institutions is keeping those conversations — and the financial relationship — inside the institution.
As Tyfone CEO Siva Narendra puts it:
“AI isn’t another feature we’ve added to digital banking. It’s woven throughout the experience.”
bit.ly/4gtcvQR
ALT The image features a promotional booklet for Tyfone's AI solution called "Fathom." The booklet cover and an open page are shown, highlighting the phrase: "Bringing AI-native deep intelligence to Tyfone’s AI-first solution." The booklet is set against a purple background with the text "Free Pamphlet" at the top.
Sandia Area Federal Credit Union is expanding its footprint in New Mexico.
The Albuquerque-based credit union has broken ground on two new branches in Rio Rancho and Albuquerque’s Westgate area. Both locations are expected to open in late 2027, bringing its branch network to nine.
The expansion comes alongside the reopening of its renovated Coors branch, underscoring the credit union’s continued investment in in-person service.
Read the story: bit.ly/3UvzXpP
#CreditUnions #NewMexico #BranchExpansion #CommunityBanking
🤖 Is AI becoming the new front door to financial services?
A new five-part white paper from Tyfone CEO Siva Narendra argues that data aggregation, conversational AI and digital payments are weakening traditional advantages that credit unions and community banks have long relied on.
The biggest question may be who owns the member relationship when consumers increasingly turn to outside platforms to manage money and get financial advice.
Narendra’s answer isn’t to chase every new technology. It’s to focus on where community institutions still have an edge — trust, lending, local relationships and credit expertise — while using technology to strengthen those advantages.
bit.ly/3UzsOEy
Most lending platforms make you rebuild your processes around their software. Tyfone adapts to yours.
Automated decisioning and configurable workflows align with your lending policies and carry your brand. Borrowers get a faster path from application to funding across channels and loan types.
bit.ly/4s4GT9K
The next generation of credit union members won’t wait. Will credit unions be ready?
Younger consumers are more likely to bank with traditional banks than credit unions, and a strong cooperative story may not be enough to change that. In his latest op-ed, Alan Bergstrom argues that credit unions must pair their values with convenient digital experiences, clear benefits and a member journey that makes joining—and staying—easy.
The challenge isn’t to imitate banks. It’s to make the credit union difference matter in everyday financial life.
Read the op-ed: bit.ly/3UjwYki
#CreditUnions #MembershipGrowth #GenZ #Millennials #CreditUnionMarketing
Two credit unions. Two new CEOs.
Georgia’s Own Credit Union has named longtime executive Eric S. Broome its next president and CEO, succeeding Dave Preter after nearly 18 years. In Michigan, TLC Community Credit Union has tapped Alycia Nichols, a 24-year employee who rose from part-time teller to executive vice president, to succeed Jeff Brehmer in July 2027.
The leadership news comes as Georgia’s Own reports a loss of more than $56 million through the first three quarters of 2026. TLC, meanwhile, posted higher earnings for the same period.
Read the story: bit.ly/4faI5mu
#CreditUnions #CreditUnionLeadership #ExecutiveAppointments #Leadership
The CEO seat changes everything.
What happens when the responsibility for every major decision rests with you? Brian Waldron, president and CEO of @DortFinancial Credit Union, reflects on the weight of accountability, drawing lessons from the Flagler Bank acquisition and the decision to secure naming rights for Flagler Credit Union Stadium. His takeaway: CEOs don't need every answer, but they must own the outcomes.
Read his latest leadership column: bit.ly/3Wkss5D
#CreditUnions #Leadership #CEOLife #CreditUnionLeadership
NCUA grants two new credit union charters in one day
The approvals bring the number of new federal credit unions chartered in 2026 to two. One California institution will focus on small-business lending, while a Maryland credit union will serve organizations supporting Cameroonians and the broader African diaspora. The new charters come as the industry continues to consolidate.
Read the story: bit.ly/4kwSLPZ
#CreditUnions #NCUA #CreditUnionNews
Borrowers want answers fast. No waiting. No paperwork. No unnecessary back-and-forth. Manual processes and disconnected systems make lending harder, slowing decisions, adding work for staff, and creating friction at every step.
Tyfone makes lending faster and simpler with a flexible, white-label experience built around your policies. From application to funding, give borrowers a seamless experience across digital and in-branch channels.
bit.ly/3VelvCH
Personalization in digital banking should go beyond changing colors, rearranging menus or adding a favorite team’s logo. Real personalization starts with knowing who the account holder is and understanding what they need.
Credit Union of Colorado (CU of CO)’s experience shows why trust comes first. By combining Cryptographic Device Authentication (CDA) with real-time fraud intelligence, the credit union strengthened security, reduced friction by 90% and cut manual fraud reviews by 98%.
bit.ly/4e8stQi
Faster lending. Smarter decisions. Better member experiences.
In this edition of "5 Questions with..." John Holt, the president and CEO of Nutmeg State Financial Credit Union discusses how digital loan origination can speed up decisions, reduce manual work and make borrowing easier — without sacrificing sound underwriting or fraud prevention.
Holt also explains why system integration matters and which metrics credit unions should track to determine whether their technology investments are paying off.
Read the Q&A: bit.ly/4it9QYG
#CreditUnions #DigitalLending #Fintech #MemberExperience #Lending
Becky Jones, digital experience manager at $2.5 billion-asset ELGA Credit Union in Grand Blanc, Michigan, said Tyfone stands out among its competitors because it welcomes clients’ ideas and finds ways to implement them.
"What we like about Tyfone is that they're open to all of our ideas," she said. "And [they're] willing to let us bring in other third-parties that will integrate with their solution."
bit.ly/3M8BDB0
In the latest episode of the Digital Banking Podcast, host Josh DeTar welcomed Nick Wodogaza, credit union champion and advisor with CuS Together, and former CEO of Palmetto Citizens Federal Credit Union. Wodogaza spent 45 years in the credit union movement across just two employers, a state league and Palmetto Citizens, where he led for 28 years before retiring to work with credit unions full time.
Wodogaza laid out a framework he used in strategic planning sessions: important issues were rarely urgent, and urgent issues were rarely important, which meant credit unions often spent their time firefighting instead of addressing the member-focused, people, and operations issues that actually determined their future.
bit.ly/4BvCO2N
Navy Federal wants car buyers to think about financing before they hit the lot.
The $204.3 billion credit union is launching a national campaign to help members prepare for auto purchases with budgeting tools, loan calculators and 90-day preapprovals. The effort comes as Navy Federal holds more than $33 billion in new and used vehicle loans.
Read the story: bit.ly/4ziipfN
#CreditUnions #AutoLending #NavyFederal #Marketing
