Empowering women through financial education 💸 The Wallet podcast | Investing and saving for your goals. By @emilieldn
London, England
Joined November 2015
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We’re told that if we haven’t saved enough for retirement, we can simply work for longer.
But what if working longer isn’t your choice?
A thought-provoking piece by @ClaerB in @FinancialTimes on ageism and retirement:
ft.com/content/b4bc3868-7684…
6 Prime Ministers in 10 years. 😮💨 Whatever your politics, that’s a lot of uncertainty. As we wait to see what comes next, it’s worth watching what this means for your money.
Bonds, mortgages, pensions… they’re all paying attention. Let’s see how this plays out. 👀 #UkFinance
Have you heard of “inheritocracy?” Because it might change how you see things 👀
“Hustle more” is a nice theory. Less compelling, though, when your colleague’s parents covered their deposit, subsidised their childcare and called it a loan. It’s time we talked about this.
Retirement should feel secure. But the recent numbers are sounding the alarm.
💸 77% of workers aren’t on track for a “moderate” pension income
📉 Only 9% are on course for a “comfortable” retirement
👩 Women still have around half the pension savings of men
#UKPensions
AD | This episode is sponsored by @wealthify_com.
Wealthify makes investing simple by managing your investments for you. With investing, your capital is at risk. Wealthify is authorised and regulated by the Financial Conduct Authority.
🧠We also talked about the emotional side of investing.
Market downturns are uncomfortable, even for professionals. Trying to react to every headline can often do more harm than good over the long term.
Check out our summary: vestpod.com/news/the-wallet-…
A few key takeaways:
• Asset allocation often matters more than trying to pick the “perfect” investment
• Risk is part of investing, not something you can avoid entirely
• It rarely feels like the “right” time to invest
• Inflation quietly erodes the value of cash over time
AD | What actually drives investment outcomes over time?
This week on The Wallet, @emilieldn spoke with Jessie Kwok, CIO at @wealthify_com, about risk, market volatility, inflation, investing behaviour, and building a portfolio you can actually stick with over time.
AD | This episode is sponsored by @wealthify_com.
Wealthify makes investing simple by managing your investments for you. With investing, your capital is at risk. Wealthify is authorised and regulated by the Financial Conduct Authority.
Key takeaways: vestpod.com/news/the-wallet-…
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This week on The Wallet, I spoke with Stefanie O’Connell, author of The Ambition Penalty, about the backlash women can still face when expressing ambition at work.
Sometimes the issue is not a lack of confidence or ambition.
open.spotify.com/episode/1DF…
Women are often told the solution is simple:
ask for more
negotiate harder
be more confident
lean in
But what happens when women actually do those things?
🎙️ Stefanie O’Connell | The Wallet
In divorce, everyone talks about the house.
Almost no one talks about the pension.
@emilieldn wrote about why pensions are so often overlooked in divorce settlements, and what women risk missing financially over time for @weareAllBright @pensionbee
Is this a moment of 2008, but make it 2026?
🏦 Private credit instability
⛽ Oil price surges
🌍 Geopolitical tensions
A perfect cocktail brewing for a repeat of past crises, or are things still salvageable?
#UKEconomy
AD | This episode is sponsored by @wealthify_com.
Wealthify makes investing simple by managing your investments for you. With investing, your capital is at risk. Wealthify is authorised and regulated by the Financial Conduct Authority.
Key takeaways: vestpod.com/news/the-wallet-…
8. Discipline is overrated: Without systems, willpower does not scale.
9. Automation is essential: Wealth builds through consistent, low-friction decisions.
10. Wealth needs to be designed: Not hoped for, not assumed, but structured deliberately.