Good luck choosing a multi-asset fund. You're choosing an asset allocator, not just an equity stock picker. How much goes into gold, silver, equity and debt, and when those allocations change, can make a big difference. Equity, gold and silver can all be volatile. Putting them in one fund doesn't automatically make it low-risk. Diversification helps, but the weights still matter. Personally, I'd consider this category for a goal 5-7 years away, with a return expectation somewhere between the 10-year G-sec yield and 11%. That's my expectation, not an assured range or a floor on returns. The last two years make the allocation question especially interesting: who held gold and silver, how much did they hold, and when did they increase or reduce exposure? My takeaway so far: don't choose this category only by recent returns. Understand the allocation approach and the risks you're actually buying. My research on this concept is WIP.. the allocation to an asset class is so widely different amongst funds.

Dear anchors Anti AI trade bolte bolte thak gaye hoge na:)

The multi asset had a solid run due to gold and silver and smart money managers reduced weight too as the prices started going berserk. This is one category I am excited about (not because of these returns) but it becomes a good way to save some taxes on rebalancing. The data is indicative/ done using a bot based analysis. Lot of funds went reduced silver very dramatically too. Nav did peak with gold prices

Star of last two years is Multi Asset category. Powered by Gold/silver and availability of cash/debt to protect downside. Working more on this

Where have returns come from in last two years !! Health care and defence !!

Few more supporters of SIP:) @moneyworks4u_fa @invest_mutual

The SIP returns are not as bad/ volatile as compared to noise on twitter !! for a product that is bound to give negative returns time to time, 2 year SIP returns are less than 10% only in 1 fund. only in 1 fund!!!! 113 funds have 0 to 5% negative returns.

Not a single video on youtube from famous celebrities in last three months on how to pay home loan faster by doing a parallel sip. Even content creation is dependent on mood of the market ;)

kya aapke portfolio me C tha?

pitti bhai, been a while, no company acquired? all ok?

Guess what disappeared from Indian Fintwit #backtesting

Portfolio dahan chalu hai ;)

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