Monevator (@Monevator) profile picture

All about investing since 2007! Loves to explain but more to learn. Named best UK investing blog at the SHOMO Awards. Blog posts and tweets are NOT advice.

London
Joined January 2009
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You think that an obscure piece of aquarium gadgetry has nothing to tell us about this week's stock market gyrations? Well you're probably right, but I give it my best shot anyway. Plus the usual roundup of all the week's best reads! monevator.com/weekend-readin…
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AI stocks have been a bin fire following the US midterm results. But the more important question for the long-term is should the relentless advance of AI technology itself change your retirement plans? monevator.com/ai-on-fire/
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Always a treat to get included in a roundup from @abnormalreturns. Twice this time!
💰 Personal finance links: the state of Social Security, how IPOs work, and the pursuit of enoughness. abnormalreturns.com/2026/10/… image: apollo.com/wealth/insights-n…
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Monevator retweeted
5 of the Mag 7s are in a double-digit drawdown right now: NVDA -11% AMZN -14% TSLA -18% META -22% GOOG -30% Something's always crashing in this AI boom
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Which party has raised taxes the most in recent years? The Tories
The thing to remember: don't look at Budgets in isolation. Taxes have been rising since 2021. The extra tax we're paying this year is the *cumulative* result of five successive Budgets, under three Chancellors. This chart shows who's responsible & for how much.
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Monevator retweeted
Three cheers for the abolition of stamp duty. Not SDLT (houses/land) or SDRT (listed shares), but the 334 year-old tax on unlisted shares and some other random stuff.
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No change to the cash ISA limit of £20,000 is a win for common sense at likely no cost to the taxman. Let's have more of it #budget2026
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#Budget2026 BADR CGT reduced from £1m to £500k! This is over a lifetime so has really been devalued now.
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Monevator retweeted
Britain needs a defrag.
I wanted to visualise Britain's state spending ahead of the Budget, so I've vibe coded an app which presents it as a disk drive. Take a look at the tradeoffs and see if you can make the budget fit: britains-disk.pages.dev
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Happy "24 Hours Before The Budget Let's Hear Conservative and Reform Supporters Blame the Two-Year Old Labour Government For The Economic Mess In Large Part Made By Brexit Costing The UK £200bn A *YEAR* In Lost GDP" Day
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An AI agent won’t forget. It’ll go through all your bills, without getting bored or flagging, to keep checking you’re still into all your standing orders staying that way. Even so, AI agents with the best of intentions could still be plenty disruptive. monevator.com/ai-agents/
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The marginal rate of tax on UK banks is 46.4pc, against just 27.9pc in New York. Yet Labour is toying with the idea of restoring the 8pc surcharge. Ministers speak the language of growth, but don't seem to understand the first thing about it. My column telegraph.co.uk/business/202…
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How our model passive portfolio is doing well despite the biggest bear market for bonds in the history of US/UK markets… monevator.com/the-slow-and-s…
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This is a Boomer world, the rest of us are just living in it
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London takes a hit as super rich worth $160 billion exit the UK bloomberg.com/news/features/… via @BenStupples
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