Fora Pro travel Advisor. Credit card points, airmiles, and hotel loyalty program enthusiast. Sharing tips & tricks to maximize rewards • Subscribe for $2 ⤴️
India
Joined October 2008
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Debit cards come and go but SBI is forever 💎
Been paying CC bills with SBI DCs for over 12 years 😀
There were better DCs that come and get devalued but SBI is the only constant.
There were times when SBI Exclusif (now Wealth) debit card used to give higher returns than even Infinia 😍
Last year, when Ashwin mentioned SBI, I felt it wasn’t worth opening yet another bank account for the same reason.
But over time, with other currencies continuing to depreciate, I eventually had to reactivate my dormant SBI account!
Rewards will start from now :)
#ccgeek
🚨 SBI debit card points can be used to get air miles
Till November 8 (for now and we may have longer duration also), get 1 Avios for every 4 points 👌
I plan to transfer to SCs and get Avios
⚠️ Beware of hard expiry miles
Singapore, Japan airlines, Turkish and Lufthansa miles expire if not used
From my experiences (mine as well as from consultations), there are miles that do come for expiry far more often
My Turkish miles are expiring this year and many have JAL expiration
Ultimately miles do expire or get used at a far poorer ratio
That’s why we need to be wary to transfer to Lufthansa if one isn’t having clear redemption plans even though it is group B
Singapore airport lounge run 👇
teapawt.net/PointsPro/status/21092…
Interesting to see people closing cards in anticipation of Air India X SBI card
After 15+ years of credit card usage, we don’t have a lot of cards or apply for the sake of it
Even LTF cards or occasional usage cards are closed
I have 8 now which itself I feel is 1-2 cards more than required
Also concentration of spends on cards helps avoiding non-personal usage thing
🚨 Top 10 credit cards earning miles
Updated version from the last one (kept out co-brand and business cards)
🔟 Equitas Powermiles
9️⃣ Axis Magnus
8️⃣ HSBC TravelOne
7️⃣ HDFC Infinia
6️⃣ ICICI EPM
5️⃣ Axis Atlas
4️⃣ HDFC DCBM
🥉 Axis Olympus
🥈 HSBC Premier
🥇 Axis Magnus for Burgundy
🚨 Top 10 credit cards!
Inspired by Satish's top 5, let's see what a Top 10 list would be.
🔟 HDFC Regalia Gold
9⃣ ICICI Times Black
8⃣ HSBC TravelOne
7⃣ HDFC Infinia
6⃣ ICICI EPM
5⃣ HDFC DCBM
4⃣ Axis Atlas
🥉Axis Olympus
🥈 HSBC Premier
🥇Axis Magnus for Burgundy
Have 5 cards in the top 10! 😉
What do you think?
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Join now for all the tips and subscriber only posts
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🚨 Air India co brand credit card with SBI soon!
A much awaited credit card is coming soon 😍
Have exactly 8 cards now (8 is ok, or does it depend on CL?)
Hope it is ok for SBI and not "overleveraged" to issue me a card 😀
For millions of frequent flyers, something exciting is coming soon!
We have partnered with @SBICard_Connect to develop a new co-brand Visa-powered credit card programme that will offer a rewarding suite of travel and lifestyle benefits to members of Air India's Maharaja Club loyalty programme.
Together, we aim to create India's most compelling travel rewards proposition, unlocking more opportunities for travellers to earn rewards and get closer to their next journey.
Read more: airindia.com/in/en/newsroom/…
