ChelseaRiessMatthews

Your beneficiaries are a target for scammers. Even if you have a will, your family goes to court to probate the will. Probate cases are public record, which is how scammers get the information. A lot of this is online so it’s a treasure trove of easy information about your estate. Having a trust bypasses the court probate process. Don’t make your family soft targets for scammers.

If you can’t clap for DJ, you don’t belong in Congress.

The Cost of Complacency in Business:. Here’s a story that might hit home for business owners: Someone I know ran a successful restaurant, he thought his old marketing methods could keep him growing. But when he had some unexpected challenges, he saw that his financial strategy was outdated and ineffective—like trying to run a modern business with a typewriter. While busy maintaining the status quo, competitors were adapting and taking their services wider through delivery. His complacency cost him not just money but also valuable time and opportunities. Relying on old beliefs that keep you stuck can be a death sentence for your business. Are you investing in what drives growth, or just playing it safe? The choice is yours, but remember: change is a constant in this universe💡💼

In 9 years, Social Security “reserves” is expected to run out, resulting in a 21% cut in benefits unless Congress acts. If you plan to retire over the next 20 years, put attention on CASHFLOW. Plan for income & you can turn your retirement account into your own pension that lasts for life. 😎

1️⃣ Hurricanes don't just destroy homes—they often wreak havoc on your finances too. From delayed retirements to mounting debt, the aftermath can be overwhelming for many. Here's how to navigate the storm financially. 💸💨

Live look at the govt trying to tax your gains before you realize them.

In 2020 client signs up for a life insurance policy with living benefits through us. In 2023, they suffer a stroke. Client is under 50. Luckily, the stroke was not super severe & they survive. We file a living benefits claim and client receives $200,000 Yes, client received $200K while still living. This is why you should have living benefits, even on a term policy.

Shoutout to @RandBusiness for organizing this business meetup. @1ChelseaM and I had a great time and met some awesome people.

Dating Apps Now Care About Your Credit Score!💳 Your financial health might just be the new swipe right with apps connecting people based on financial compatibility. Love and money might be mixing more than ever. Single people: would you use an app like this?

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A tremendous amount of business owners neglect their personal finances. A lot of attention is put on the business, which is often growing slower than you'd like or faster than you can currently handle. This leads to things breaking in the business and while attention is on those things, less attention is on your personal finances. This is when you have no estate plan, no updated or clear trust, will, power of attorney, etc. No retirement or exit strategy and sometimes too little life insurance. Outside of the business there's often no coherent strategy. I see this all the time, especially when the bulk of the wealth is in a business or real estate.

Only 12% of GoFundMe campaigns for medical bills reach their goals — Journal of Public Health. Yet, we got our client $200,000 tax free cash payment from life insurance while they're still living. We set up the plan & they can use the money for anything.

Good morning to everyone except the geniuses trying to tax unrealized gains.

The belief that you can do it is the truth. The doubt that you can’t is the lie. The longer you live with the lie, the more other lies you live with. Go to your first creative belief of succeeding. That the truth.

Food inflation is a real thing.