Chartered Financial Planning Consultant at @ArmstrongWatson, providing advice in Carlisle and West Cumbria
Carlisle and Cockermouth
Joined November 2016
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Stuart Smith retweeted
‘Passive management is an inefficient application of a good idea’ on.ft.com/3IkoTVX
Stuart Smith retweeted
The Monetary Policy Committee voted by a majority of 5-4 to reduce #BankRate to 5%. Find out more: b-o-e.uk/mpr-aug-2024
ALT We have cut interest rates to 5%
Stuart Smith retweeted
The Monetary Policy Committee voted by a majority of 8-1 to maintain #BankRate at 5.25%. b-o-e.uk/4cq0RmT
ALT We have maintained interest rates at 5.25%
Stuart Smith retweeted
From a financial planning perspective, the 2024 Spring Budget appeared low on headlines, BUT, there were announcements that could impact your #finances. Here Justin Rourke, Head of Advice, Armstrong Watson #FinancialPlanning, gives the details...
cumbriacrack.com/2024/03/14/…
Stuart Smith retweeted
Here our experts give their commentary on the latest economic and investment developments which are likely to be affecting your investment and pension portfolios. In this latest update they discuss UK #recession, unsettled #investment markets and the #SpringBudget...
Stuart Smith retweeted
Financial wellbeing and emotional wellbeing go hand in hand. Here we look at how employers can improve their employee's financial wellness and how it is also beneficial to the business...
Stuart Smith retweeted
Join us for our live webinar on Thursday 7th March, the day after the #SpringBudget, as experts from our #Tax, Financial Services and #Accounting teams look at the implications of the announcements Register below 👇
Stuart Smith retweeted
Join us on Friday for our next 'Making Sense of Markets' quarterly webinar in partnership with our asset management team, @futuremoneyuk where we help you “make sense of the markets” and how they may affect your pension and investment portfolios...
Stuart Smith retweeted
There are a number of very good reasons to use a pension to save specifically for retirement, including a tax-free lump sum from the pension pot, however the path to accessing this sum is not as simple as it once was...
#financialplanning #retirement #pension
Stuart Smith retweeted
With the tax year-end now in sight, it's important to make sure you have made full use of your allowances. This checklist provides the areas you may need to consider during your year-end planning...
cwherald.com/news/tax-year-e…
Stuart Smith retweeted
A gentle reminder that our offices will be closed from 12.30pm tomorrow and will be reopening on 2nd January 2024.
From us all at Armstrong Watson, we hope you all have an enjoyable festive break, and we look forward to seeing you next year!
Stuart Smith retweeted
In the year to November 2023:
▪️ Consumer Prices Index including owner occupiers’ housing costs rose by 4.2%, down from 4.7% in October
▪️ Consumer Prices Index (CPI) rose by 3.9%, down from 4.6% in October
➡️ ons.gov.uk/economy/inflation…
ALT Line chart showing annual CPIH and CPI inflation rates are the lowest since autumn 2021.
Stuart Smith retweeted
The Monetary Policy Committee voted by a majority of 6-3 to maintain #BankRate at 5.25%. b-o-e.uk/3TpicFD
ALT We have maintained interest rates at 5.25%
Stuart Smith retweeted
The battle with #inflation continues, but what of market prospects and future bank #interestrates? Here our experts discuss this, and more!
Stuart Smith retweeted
This morning our experts discussed yesterday's #AutumnStatement, here you can listen to what they had to say. Overall, there is positivity around the position of the #economy compared to 12 months ago, however, the changes introduced present a bit of a mixed bag...
Stuart Smith retweeted
After today's #AutumnStatement, our experts summarise the details behind some of the many changes announced, which included a cut to National Insurance, and provide initial views on the implications for businesses and individuals...
Stuart Smith retweeted
Today the Chancellor @Jeremy_Hunt set out his Autumn Statement to the @HouseofCommons.
Here’s what you need to know 👇
ALT What’s in Today’s Autumn Statement? 1. Employee National Insurance Tax Cut from 12% to 10% - a £450 tax cut for the average worker earning £35,400 a year 2. National Insurance Tax Cut for the self-employed - a tax cut of £350 for the average self-employed person earning £28,200 a year 3. National Living Wage increased to £11.44 for workers aged 21 & over 4. Confirming the pensions triple lock – increasing the State Pension & Pension Credit by 8.5% 5. Uprating working age benefits by 6.7% 6. Back to Work Plan 7. Alcohol Duty Frozen 8. Raising Local Housing Allowance 9. Up to £1k off your energy bills for those nearest new electricity infrastructure 10. Full Expensing: invest for less – made permanent to help boost investment by £20bn a year 11. £4.5bn investment in manufacturing
Stuart Smith retweeted
Join us for our LIVE #AutumnStatement Analysis this Thursday, the day after the #Chancellor has delivered his announcements. We will be discussing the announcements and the impact they may have on you and your #business...
Stuart Smith retweeted
Head of Tax, Becky Bowness and Head of Advice, Justin Rourke, feature in this @accountancylive article along with other experts, highlighting what accountants want to see in the Autumn Statement tomorrow.
accountancydaily.co/what-acc…
#business #economy #policy #SME
Stuart Smith retweeted
Setting up a #charitable trust could be an effective way of managing your estate while helping a cause close to your heart.
Here, we go over what a charitable trust is, making #donations, and what the #tax considerations are...