🚨 AMERICANS ARE GOING BANKRUPT AT AN ALARMING RATE. Nearly 470,000 bankruptcy cases were filed in the U.S. in just the first 9 months of 2026, up 11% from last year. Small business bankruptcies have surged a staggering 46% in a single year. Rising living costs, expensive loans and mounting credit card debt are pushing more Americans into financial trouble. And with inflation rising again, the pressure on households and small businesses could get even worse.

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🚨 THEY WANT TO MAKE YOU PAY FOR SUNLIGHT — AND WHAT JUST HAPPENED IN CALIFORNIA IS STRAIGHT OUT OF A DYSTOPIAN MOVIE Imagine corporations charging you for SUNLIGHT. Sounds insane? A company called Reflect Orbital wants to make it a reality. Witnesses near Lone Pine, California, captured powerful lights illuminating the desert in the middle of the night. They were so bright that witnesses initially thought a car had crashed over a cliff. But this was just a ground-based demonstration of something much bigger. Reflect Orbital wants to launch satellites with giant mirrors that redirect sunlight back to Earth after dark. And here's the part that should get everyone's attention. The company has discussed charging $5,000 PER HOUR for sunlight on demand. Open an app. Pick a location. Pay a fee. And someone gets to decide when your night sky lights up. Who gave corporations the right to turn our night sky into something they can sell to the highest bidder?

🇺🇸UPDATE: Tether faces a Senate probe over millions paid to former White House crypto adviser Bo Hines' firm. Sen. Richard Blumenthal, the top Democrat on the Senate’s investigations subcommittee, is demanding ALL contracts, payment records, crypto wallet addresses and lobbying communications by November 6. The inquiry follows WSJ reporting that a Tether arrangement generated $6.3 MILLION for Nxum, with payments beginning while Hines retained a one-third stake and helped shape the GENIUS Act. Tether later hired him to lead its U.S. operations. Blumenthal says the arrangement raises potential federal ethics, anticorruption and lobbying-law violations. Tether says an external counsel investigation found no wrongdoing. The scrutiny has now escalated from a media investigation to formal Senate demands for records.

🚨CrowdStrike CEO urges fast patching after AI proved the PHP flaws can be exploited, putting tens of millions of servers at risk. George Kurtz says exploiting the almost 20-year-old flaws was only "theoretical" until AI proved it could be done. That has forced everyone into a "very quick patch cycle." PHP is the language that "drives the internet," and the flaws let attackers run commands on vulnerable web servers. Kurtz says large companies will patch their systems and modern PHP versions will get patched, though some older versions may not. What people aren't talking about enough, he says, is old routers and firewalls running outdated PHP that "will never be patched." He warns that long tail will lead to "a lot of breaches" in the coming months. "You need to be looking at your watch, not a calendar."

🇺🇸 REGULATION: The IRS is about to make it way cheaper to confess your crypto tax sins. Lower penalties, 120-day resolutions and installment plans, all before December. cointelegraph.com/news/irs-p…