Ed. #91: "Interesting Times" open.substack.com/pub/blevy/… @Pulte @MarkCalabria

#FHFA's DTI adjustments were "totally unworkable" but that embarrassment could have been avoided with a more open process in policymaking. With a shout out to my new #ohana from the #mba Hawai'i MBA, this #Mortgage Musing explains…lnkd.in/gVmVXmpx lnkd.in/gdKNK-zz

I paid good money for that picture of baby in a puddle, so please read my #fairlending focused #Mortgage Musing to find out why and what #SCOTUS might think about the meaning of "discourage" in light of the recent #Twitter case. lnkd.in/gjqTppgK

"If you could read my mind,".. wait, you can just read my #MortgageMusings. This time I've got a #gordonlightfoot homage and the tombstone that lies ahead for #Chevrondeference. lnkd.in/gzE66VG9

Consumer Financial Protection Bureau has been quite busy the past few weeks. Here's my "hot takes" on several items along with a note about the passing of my friend and former colleague, Kim Newby. lnkd.in/gdmJycZ9

A couple of #banks (all starting with the letter S) just failed and the Federal Deposit Insurance Corporation (FDIC) used systemic risk powers to #bailout the uninsured depositors. So, what's the narrative and impact on #mortgage industry? lnkd.in/gJeX4zKX

#Mortgagemusings on the Consumer Financial Protection Bureau's recently issued #RESPA "Advisory Opinion" about the need for neutrality in #mortgage shopping websites. Spoiler alert: CFPB should have focused on #UDAAP . On #RESPA, C…lnkd.in/ger9BgZ4 lnkd.in/gupRHSfH

Two huge decisions impacting #mortgagelenders were issued on 2/3. One good, one bad. Read this edition of #mortgagemusings to hear about the impact of Townstone's big win against #CFPB overeach on #fairlending and PRMI Home Financi…lnkd.in/gxHPQYZC lnkd.in/gUvRD-xv

This edition of #Mortgage Musings discusses Presidential classified document handling and (i) the Federal Trade Commission's proposed rule to prohibit non-compete clauses, (ii) the Consumer Financial Protection Bureau's proposed "E…lnkd.in/gDUXKwQR lnkd.in/gFK6mjeK

#HUD allows "double dipping" on #FHAloans now? Did they miss a #Seinfeld episode? Check out this edition of my #Mortgage Musings for why that inch given shouldn't equal a mile. lnkd.in/gDk-qnMQ

This edition of #Mortgage Musings has #breakingbad's Saul Goodman , #ElonMusk, an update on the CFPB's wild monkey wrangling efforts, and, mostly, why credibility is no substitute for showing your work. lnkd.in/gwsqjSXj

The #5thCircuit just taught a master class about the Appropriations Clause to #CFPB unleashing a barrel of wild monkeys on the #administrativelaw world. My take, including the difference between dicta and Ditka. lnkd.in/gpSUqAjJ

Proud and excited for Danny to start his career at Epic. lnkd.in/gpUjT4ng

The "data-driven organization" that is the Consumer Financial Protection Bureau has a new RFI asking how to make #mortgage refinance and loss mitigation easier. But what really drives policy? lnkd.in/gQPk8zcE

Wrapped up another great Mortgage Bankers Association Regulatory Compliance today in DC. Is there anything more inspiring than a morning walk or run on the National Mall? lnkd.in/gk3Q_HUR

My new #Mortgage Musings rants about the misguided #studentloanbailout, #cancelculture and offers homage to #Yeats' poetry with a #Montypython reference thrown in for fun. lnkd.in/gX2geTHh

Normally, I post a new edition of #MortgageMusings myself, but when @DavidHStevens beats you to it, then you just gratefully take his endorsement instead! lnkd.in/gaXujkqD

Jumpin' Jack Flash, my latest #Mortgage Musings is out! Lots of #RESPA content, my usual sassy footnotes and #rollingstones references to enjoy. lnkd.in/g5my-6zE

Will the merger of two 800lb. gorillas of #mortgage #technology (ICE/Encompass Black Knight) be good or bad for consumers and industry? I have thoughts on that and more in this edition of #MortgageMusings. lnkd.in/gQb4P7M5

Check out my latest edition of #mortgagemusings to see if the #bidenadministration 's plan to address the #housingsupply shortage will work. Spoiler alert: WIN buttons are a clue. lnkd.in/g-f_qZku