Follower of Christ. Ohioan. I love life.
Columbus, OH
Joined December 2011
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Jason probably thinks this is “economic growth”
Every Thursday i get the family Abby Jane — the best bakery in America (and Austin)
The bakery is only open four days a week and they refuse to participate in DoorDash or UberEats — they sell out.
So i do an order with my ATHENA Assistant, who then calls an Uber Courier / Shopper to pick the order up.
Delightful
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*Live in city with above average crime/theft*
*get alarm with monitoring service costing hundreds of dollars per year*
*stupid bureaucrats have nerve to require $17.00 annual “permit fee” for residential property alarm and don’t even have an online payment portal*
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Chicago is heart of rail freight in USA & the value of that has declined.
De-industrialization / rust belt decline = reduced economic opportunity + reduced cultural output.
Why remote work in Chicago? South has water & warmer weather. + Midwesterners want a car & affordability
Why isn't Chicago a more prominent place?
Big city, beautiful architecture, top-tier sports teams, a solid subway system, and one of the world's biggest airports. People called it Second City for years. The Chicago Bulls were absolutely dominant during the 90s, and three of the 2000s biggest names (Kanye, Obama, and Oprah) rose to fame there as well.
But the cultural spotlight has moved away from Chicago. I hear about cities like LA, SF, NYC, Miami, Dallas, Austin, and even Nashville much more.
There's got to be a good story here, and I'm curious to hear it.
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I see lots of talk about “have kids”, but I see much less talk about “get married” (and “have kids”).
Inferred from the chart below and the cultural impact of university, I think the starting point to “have kids” is fundamental change in what is culturally/socially perpetuated in high school / college on the concept of sexuality, marriage, and child bearing by youth and the adults in the sphere of influence (mainly parents, teachers, cultural leaders).
More than people would like to admit, our culture of hyper sexualization / sexual immorality resides upstream of marriage age (pushes this back) and thus birth rates.
So ironically, a culture that is not “sex positive” (outside union of marriage) actually produces more children. This is irrespective of religion, but is obviously demonstrated in religious households of all kinds.
Guard your hearts ❤️
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Is there a scientific or logical reason that exceptionally smart people e.g., Dario & Peter Thiel have such strong proclivities to repeating the same preposition like 5x+ as a stutter of sorts?
Today Dario admits that Anthropic only planned for 10x growth but got hit with 80x instead
Internally called a “success disaster”
Their compute effectively is off by a factor of 8x or more
Now do the outages, rate limits, nerfed performance make sense?
We need more compute!
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When you take the simple math, people with assets could very easily 3x assets every 5 years the last 15 years if invested in tech/growth stocks or quality PE. Don’t even have to consider funny money stuff in VC & crypto.
If you had $1M in 2010 & didn’t get wiped out by GFC, then you are now at $10M+ (3^3 = 18x less taxes) in assets if you were invested with 2nd quartile equity returns. Does not even include income generation and solely asset appreciation.
And so the millionaire of 2010, can make $400k+ passively with no risk in 2025. That is ~5x the median avg. HHI in U.S. today (~$80k).
The median HHI was $50k in 2010. So the 2010 millionaire has gone from passively making under the avg. HHI to making 5x+ the avg. HHI just from “being in the game”.
This also doesn’t even capture general affordability that rent, healthcare, childcare, auto costs, and groceries have all basically 2-3x’d in over last 15 years while HHI is up only 60%.
If you run this same simulation 10-20 more years it does not work. Prepare accordingly.
crazy how most Americans couldn’t tell you anything about Chinese civil war or cultural revolution.
like did you know Taiwan is called the Republic of China or that Xi Jinping’s family was humiliated and starved bc Mao was chaotic
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Healthcare renewal for “low premium, high deductible” / lowest tier UHC Bronze policy is $2,300 per mo for just myself (29) and wife (26). I don’t know that I have had a health insurance claim in 10+ years.
what even is a USD anymore? NGMI
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gaap accounting is for the birds (as is not getting a tax beni for your house evidently) 🤣 joys of #SMBTwit
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business owner recently told me he paid his guys’ Christmas bonuses in silver bars
metallurgy 🤝 tax evasion
merry 🤝 christmas
😤💵
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on a mission to find commercial mechanical service companies for investment and am now being targeted on Youtube by the Air Conditioning Contractors of America (ACCA), gotta love google
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Generational Equity just mailed me an “acquisition opportunity” for a $21k EBITDA flooring business…
challenging LTV to CAC on that
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w/ 30yr fixed mortgage rates at 8% monthly payments are now 50%+ relative to rates being at 3%… but no material pricing declines (at least in our Columbus, OH market)…
Were homes just undervalued in 2021 based on negative real rates & such high rate of change in money supply?
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under discussed challenge of our time is that there is no physical frontier to explore outside of space which doesn’t qualify given barriers to exploration.
discovery is an incredible thing and man is missing it.
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