Made Money Mistakes? Clark Says Tell Your Kids Want to raise money-smart kids? Start with your own mistakes. Clark explains why being honest about your financial missteps can teach kids valuable money lessons in today's digital world. 🎧 Plus, it's Clark Stinks! Hear Clark respond to listeners who challenge his advice. Catch both on The Clark Howard Podcast at Clark.com/podcast or YouTube.com/clark. #ClarkHoward #KidsAndMoney #FinancialLiteracy #MoneyTips

Unless you’re a hoarder, you probably don’t want to keep reams of years-old paper sitting in boxes. Here’s what Clark says you need to keep – and for how long. clark.com/personal-finance-c…

Booking an international trip? Timing could make a big difference in what you pay. Three months ahead? Six months? Or just two weeks before departure? Clark explains why there's no magic booking window for international flights—and shares a simple strategy to help you spot a great deal. 🎧 Don't book your next international flight without hearing Clark's advice! Get more money-saving travel tips on The Clark Howard Podcast. Listen at Clark.com/podcast or watch at YouTube.com/clark. #ClarkHoward #TravelDeals #CheapFlights #InternationalTravel #TravelTips

Don’t get conned out of your hard-earned money. Learn the most common scams targeting seniors and what you can do to prevent these schemes. clark.com/scams-rip-offs/sen…

You can't control energy prices, but you can control how much energy your home wastes. Clark shares simple ways to lower your heating costs, from sealing drafts and improving insulation to using a programmable thermostat. 🎧 Before your next heating bill arrives, find out what you can do to save. Hear Clark's money-saving tips on The Clark Howard Podcast. Listen at Clark.com/podcast or watch at YouTube.com/clark. #ClarkHoward #HeatingBills #WinterSavings #EnergySavingTips #SaveMoney

Historically, Clark warns against buying used cars from rental car companies. But Hertz just sweetened the deal for customers. Is it enough to impress Clark into changing his mind? clark.com/cars/hertz-is-offe…

Where Should You Keep Your Retirement Dry Powder? What happens to your retirement income if the stock market drops 30%? Wes Moss explains how retirement "dry powder" can help you avoid selling stocks during a downturn—and where to keep it across your investment accounts. 🎧 Roth IRA 5-year rules? Which retirement account should you tap first? Wes tackles these questions and more in aRapid Fire edition of Ask an Advisor. Get the answers on The Clark Howard Podcast at Clark.com/podcast or YouTube.com/clark. #WesMoss #RetirementPlanning #RetirementIncome #Investing #RothIRA

“My voice is my password. Please verify me.” Ever heard that prompt when you call your bank or brokerage? It’s not safe anymore because of AI, Clark explains. Here’s how to lock down your accounts with extra security layers. clark.com/scams-rip-offs/ai-…

What if a scammer could drain your retirement savings without you realizing it? AI-powered scams are getting more sophisticated, and even your investment accounts could be at risk. Clark recommends an important safeguard: an ACATS lock, which can add an extra layer of protection against unauthorized transfers from your brokerage account. It's a simple precaution that could help protect the money you've spent a lifetime building. 🎧 Could AI scammers get their hands on your life savings? Clark explains the growing threat of deepfakes and voice-cloning scams—and the steps you can take to protect your money before it's too late. Don't wait until your accounts are compromised. Hear Clark's full advice on The Clark Howard Podcast. Listen at Clark.com/podcast or watch at YouTube.com/clark. #ClarkHoward #RetirementSavings #AIScams #FraudPrevention #Investing #ProtectYourMoney See less

Waiting for a better time to buy a home? Clark says next year could look very different. He’s already seeing signs of what he calls “price capitulation” in some cities—sellers lowering asking prices enough to finally bring buyers back into the market. Combine that with Clark’s expectation that today’s higher mortgage rates will begin coming down, and he believes the conditions for homebuyers could improve significantly next year. #ClarkHoward #HousingMarket #HomeBuying #MortgageRates #RealEstate #HomePrices #FirstTimeHomeBuyer #PersonalFinance

Think booking flights on a Tuesday or searching in incognito mode will save you money? Five years of Google Flights data reveal the best times to buy airline tickets, including when to book for Thanksgiving, Christmas and international travel. clark.com/travel/best-day-bo…

Booking a flight or planning your next vacation? The way you pay matters more than you think. With airfares remaining high and travel disruptions adding uncertainty, Clark has an important reminder: Don't use a debit card to pay for travel. Credit cards offer consumer protections that debit cards don't provide in the same way. But Clark warns that having those protections isn't enough—you also need to know when and how to assert your rights. 🎧 Also on The Clark Howard Podcast: Airlines warn that high airfares could be here to stay. Clark shares his strategies for finding better flight deals, navigating winter travel and making your travel budget go further. Listen at Clark.com/podcast or watch at YouTube.com/clark. #ClarkHoward #TravelTips #TravelSavings #CreditCards #Airfare #TravelDeals #PersonalFinance

Now, with more retailers offering deliveries within hours, Amazon is changing its strategy. Clark explains why the company is opening smaller, strategically located warehouses—and what that could mean for how quickly your next order arrives. 🎧 Also on The Clark Howard Podcast: Is Walmart really using digital price tags to raise prices as you walk down the aisle? Clark sets the record straight on the viral rumor. Listen at Clark.com/podcast or watch at YouTube.com/clark. #ClarkHoward #Amazon #Walmart #OnlineShopping #ConsumerNews

Did you know credit bureaus can sell your contact info to creditors and insurers without asking you first? Learn what data Equifax, Experian, and TransUnion are legally allowed to share -- and how Clark says you can shut down prescreened offers and protect your privacy today. clark.com/personal-finance-c…

What if you could compare hospital prices BEFORE getting the bill? Hospitals are required to disclose their pricing information, but finding it isn't always easy. Clark shares a free tool at HospitalPricingFiles.org that helps you uncover hospital pricing information and compare costs for non-emergency procedures before deciding where to go. With health care costs climbing, knowing what you could pay ahead of time may help you avoid an expensive surprise. Also... ⬇ 🎧 Paying too much for prescription medications? You could be missing out on thousands in savings. Clark shares a surprising workaround for expensive brand-name drugs that could change what you pay at the pharmacy. Don't pay more than you have to. Find out how this strategy works on The Clark Howard Podcast. Listen at Clark.com/podcast or watch at YouTube.com/clark.

Watching your checkout total blow past your budget week after week? It's completely possible to cut your grocery bill by 20% to 50% without resorting to extreme couponing. Check out these top ways to save at the supermarket. clark.com/save-money/save-mo…

An investment that protects your money from inflation sounds like a no-brainer, right? Not necessarily. Wes breaks down Treasury Inflation-Protected Securities (TIPS) and explains why their inflation protection comes with a trade-off: lower interest yields compared with traditional Treasury bonds. While TIPS can have a place in your retirement portfolio, Wes says they aren't necessarily a must-have—and their long-term returns can be surprisingly similar to other bonds. 🎧 Are you protecting your retirement savings the right way? Hear Wes explain how to think about inflation protection and your fixed-income investments on The Clark Howard Podcast. Listen at Clark.com/podcast or watch at YouTube.com/clark. #WesMoss #RetirementPlanning #TIPS #Inflation #Bonds #Investing #RetirementSavings #PersonalFinance

Thinking about booking a big trip or cruise soon? Standard travel insurance might not cover you if you just decide you can’t go -- or if plans change unexpectedly. Clark explains how "Cancel for Any Reason" coverage works, why it could save your wallet, and the #1 rule on where you should never buy it. clark.com/travel/cancel-for-…

Thinking about buying a car from @Carvana or @carmax ? Clark has one important tip. Clark likes the transparent pricing and return policies both companies offer. But there's one thing he says you should always do before that return window closes. Have the vehicle inspected by an independent mechanic of your choosing. It's a simple step that could help you avoid an expensive mistake. 🎧 Thinking about switching cars to save on gas? Not so fast! Clark explains why trading in your vehicle during a spike in gas prices could end up costing you thousands. Catch the full conversation on The Clark Howard Podcast at Clark.com/podcast or YouTube.com/clark. Listen at Clark.com/podcast or watch at YouTube.com/clark.