Husband, Father, Former CFPB guy, President and CEO, Consumer Data Industry Association @CDIAonline
Joined April 2012
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Dan Smith retweeted
Interesting conversation here with @tobiaspeterAEI highlighting the risks of moving away from tri-merge
JUST IN: @FHFA @FannieMae @FreddieMac to lose 8% of annual rev = $1B should they take the @MBAMortgage bait and go with a single credit model for borrowers ⬆️ 700 @FICO_corp acc to @AEI fellow @TobiasPeterAEI - an independent research housing firm. @pulte @BillAckman
Dan Smith retweeted
New research from Andrew Davidson & Co., Inc. shows moving away from tri-merge in mortgage underwriting would increase risk and costs.
Incomplete data = higher uncertainty = higher costs.
ad-co.com/system/files?file=…
#MortgageFinance #CreditReporting #HousingAffordability
Dan Smith retweeted
JUST IN: @FHFA @FannieMae @FreddieMac to lose 8% of annual rev = $1B should they take the @MBAMortgage bait and go with a single credit model for borrowers ⬆️ 700 @FICO_corp acc to @AEI fellow @TobiasPeterAEI - an independent research housing firm. @pulte @BillAckman
Dan Smith retweeted
America has a fair and impartial system of consumer reporting that allows lenders to make sound financial decisions. View this piece by CDIA CEO on why Congress should act now to disapprove a CFPB rule on medical debt that would harm the financial system.
americanbanker.com/opinion/c…
Dan Smith retweeted
Kicking off the first session of our 2023 Washington Forum, @CDIAonline President and CEO @DanSmithNJ moderates a panel with experts from across the credit reporting landscape diving deep into what to expect from the CFPB's anticipated FCRA rulemaking. #WF23
Very big news. CFPB loses on all counts on UDAAP Exam manual changes in the eastern district court of Texas
uschamber.com/assets/documen…
I am still waiting for the TikTok.
Well….do I Threads or @Twitter ? Certainly I must do one. Or both. I worked hard to come up moniker
@cajunbanker 😃😃😃
It's a privilege to start serving today as president and CEO of @cdiaonline. I look forward to working with our team to demonstrate the value our members provide to consumers and the financial services ecosystem. Thank you CDIA members for the opportunity to serve on your behalf.
ICYMI, we are excited to welcome CDIA’s new President & CEO, @DanSmithNJ! Read more about Dan’s financial services policy expertise, as well as his prior experience that will inform his new role in the coming weeks @CEOUpdate: ceoupdate.com/association-de…
Excited to announce I will be joining @CDIAonline as the President & CEO next month. Looking forward to working with the team to help CDIA’s members and consumers thrive. Grateful for my time at @ConsumerBankers and @LindseyJCBA’s leadership.
Please join us in welcoming our new President & CEO
@DanSmithNJ to the CDIA team. We are excited to see Dan utilize his expertise in consumer financial protection laws to help support industry-wide growth and innovation. Learn more about this announcement: cdiaonline.org/news/2023/05/…
Thanks @Plaid. Enjoyed speaking on future open banking rules and the CFPB
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NATIONAL COCKTAIL DAY - March 24, 2022 - National Today nationaltoday.com/national-c…
Dan Smith retweeted
Proud of our very own President and CEO, @cajunbanker, and Senior Vice President, Congressional Affairs, Sam Whitfield, for being named Top Lobbyists for 2021! thehill.com/business-a-lobby…