@DerekHopfner

building @joinStowe - making household money feel lighter. previously co-founder of Ownr. Avid runner & record collector.

 Toronto, Ontario
joinstowe.com
Joined June 2015
  • Tweets988
  • Following780
  • Followers770
95Media
September was a massive month for us @joinStowe! Some highlights: - Home for your groceries - Math behind your credit cards - Better bank connections - More accurate transactions + much more. And some really exciting stuff coming up in October! 🔥 joinstowe.com/blog/stowe-sep…

Stowe September 2026 Update: Grocery insights, credit card value breakdowns, and better bank...

September 2026 Stowe Product Updates

joinstowe.com
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Derek Hopfner retweeted
Ed Elson
@edels0nAug 10
29% of buy now, pay later users are now using it to buy groceries, per CNBC. Among those, 35% missed a payment. This is where we're at.
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Team’s been busy! More on the way 🧮
Stowe@joinStoweAug 4
Round up of our July product updates 💫 joinstowe.com/blog/split-rul…

Split rules, balance history, and a smarter Advisor

July 2026 Stowe product updates

joinstowe.com
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Chet
@NoCapCapitalLLCJul 2
You have to respect Amex for convincing grown men that paying $900/year for a coupon book is somehow a flex
Collin Rutherford
@collin_ruth89Jul 1
Best day of the year for Amex Platinum card holders. - $75 Lulu credit - $100 Resy credit - $300 hotel credit - $50 Saks Fifth Ave credit - $25 Digital entertainment credit Hell of a credit card. Easily worth the $895 / year
Readers added context they thought people might want to know
Amex Platinum discontinued the Saks credit June 30th. It is no longer a benefit. thepointsguy.com/news/amex-plat…
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Brian LeBlanc
@BrianLe_BlancJun 24
Usually a lurker on here but dipping my toes briefly into the "k-shaped economy" discourse. At PNC we track the debit & credit spending trends of a fixed cohort of ~4 million households. Long story short: lower-income spending/balance sheet trends have been on a tear in 2026
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come for a walk in the park with me and download @joinStowe a new kind of money app that saves you money launching today ;)
Stowe@joinStoweJun 23
Today we're launching Stowe. 💸 Most money apps just show you what you already spent. Stowe finds where you're overpaying and helps you get it back.
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joinstowe.com

Stowe | Stop Overpaying and Start Saving Money

Track your budget, bills, and spending, cancel unwanted subscriptions, spot where you’re overpaying, and find personalized ways to save with Stowe.

joinstowe.com
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"The market for feeling productive is orders of magnitude larger than the market for being productive."
Will Manidis
@WillManidisFeb 11

Tool Shaped Objects

Article · @WillManidis
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Ryan Holiday
@RyanHolidayFeb 1

This Is Why You Have To Care (I Can't Believe I'm Having To Write This Again)

Article · @RyanHoliday
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Alex Rampell
@arampell16 Dec 2025
Sometimes the market for something done very well is 100x the market for something done ok
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Sid Seixeiro
@Sid_Seixeiro29 Aug 2025
Canadian filmmaker Sean Menard recently uncovered nearly 100 reels of film chronicling Terry Fox and his Marathon of Hope in 1980. This previously unseen footage is coming out later this year in a documentary titled “Run Terry Run”. It looks incredible.
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Elijah
@eli1ah18 May 2025
we underestimate how much you have to break from convention to break through
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dark horse contender for favorite video online. can't even think about it without laughing
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The Paris Olympics opening ceremony: xitter.cf/i/status/1632018467124…

X. It’s what’s happening

From breaking news and entertainment to sports and politics, get the full story with all the live commentary.

x.com
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Reggie James
@HipCityReg17 Jul 2024
I beg a lot of you founders to go out and have some real life experiences, have some love for other people, listen to beautiful music I begggggggggg of you
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All of this! "Take your work seriously, but yourself less so. Hard work often looks suspiciously like play."
Tamara Winter
@tamarawinter19 Jun 2024
Recently I’ve gotten a lot of inbound from new grads asking for career advice, so I wrote down a list of things I wish I’d internalized sooner. The key thing: being precocious has an expiration date. Threading the note in its entirety:
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Just Mets
@just_mets18 Jun 2024
The streaming feed of the Mets game just cut to a mariachi band playing “Higher” by Creed during the commercial. The vibes are wild right now 🤣
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Bravo @OmarMouallem 👏👏👏The Lebanese Burger Mafia was so great! And to premiere @HotDocs, no less! 🎬
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Replying to @Srirachachau
I want to know what was the creative process to create a joke like this
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NTS Radio
@NTSlive3 Apr 2023
Could never hope to distill the breadth of his legacy in tweets, but here's some Sakamoto, since we're thinking of him today ⬇️
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