In our latest Keys to Real Estate podcast, @CryptEscrow Founder & CEO John Ioannou joins Mary Schuster to explain how digital assets can be used in real estate transactions—without requiring title agents to become crypto experts. bit.ly/4fYarkT

A supervisory review by the Office of the Comptroller of the Currency determined that nine of the country’s largest banks maintained "debanking" policies, prompting a corresponding supervisory initiative from the @CFPB to root out such practices. bit.ly/4hZi5g2

First American Deputy Chief Economist Odeta Kushi sat down with Dodd Frank Update to discuss why housing market data provides a more complete picture than anecdotal evidence, especially amid challenging market conditions. bit.ly/4zIs7YJ

📬 You close on a home. Then the mail starts arriving. “Notice of Recording.” “Final Mortgage Notice.” All with your real loan details. Mary Schuster, a title and settlement veteran, says even she was unnerved. Read her latest blog: bit.ly/4yAttUE

UAD 3.6 means lenders need to ‘modernize,' as well - #ServiceLink SVP of Valuation Solutions Liz Green walks Dodd Frank Update through the #lender considerations ahead of the arrival of #UAD 3.6. Source: bit.ly/4zLfSuy

CFTC seeks input on possible crypto asset rulemaking - The #CFTC is seeking public input on plans to establish clearer #rules and strengthen consumer protections around retail #cryptocurrency transactions. Source: bit.ly/4dSb7XL

OCC, CFPB flag nine large banks for alleged debanking practices - A #supervisory review by the @USOCC determined the country's largest banks maintained #debanking policies. @CFPB announced a corresponding iniative. Source: bit.ly/47tnwhd

Appraisal Institute outlines scholarship helping veterans launch careers - The #NextMission #Scholarship from the @AI_National will help veterans begin their careers in real estate #appraisal. Source: bit.ly/4z6DqtW

What housing market data reveals that anecdotes miss - First American Deputy Chief Economist Odeta Kushi told Dodd Frank Update why #housing market #data provides a more complete picture than #anecdotal evidence. Source: bit.ly/4zQ5IsN

After federal regulators assessed $1.2 B in penalties against @BankofAmerica for significant BSA/AML compliance failures, the bank told Dodd Frank Update it has invested billions in remediation efforts and remains committed to addressing the deficiencies. bit.ly/3U8tYa5

What lies ahead for mortgage lenders and the broader economy? Three top economists from the @MBAMortgage offered their outlook on potential challenges, emerging opportunities and uncertainties after a year marked by unforeseen events. bit.ly/4sfv0Ob

GAO evaluates effectiveness of ‘trigger lead' prohibition - Less than a year after the ban on “trigger leads” took effect, the @USGAO released a #report on the effectiveness of the law and the impact on borrowers. #triggerleads Source: bit.ly/4sjCZdm

Engagement letters and their significance in the appraisal process - Dodd Frank Update recently had a conversation with Jeff Whaley of Rangewood Appraisal about the importance of letters of engagement. #appraisal #engagement Source: bit.ly/4yB8i4J

MBA issues five-point policy plan for lowering housing, lending costs - @MBAmortgage published a list of five #policy recommendations titled, “Affordability in Action: A Policy #Roadmap to Lower the Cost of Financing a Home to Own or Rent." Source: bit.ly/4BdSLKD

MBA welcomes new leadership officers in Chicago - @MBAmortgage swore in new officers for the coming year during #MBAannual26 in Chicago. The new officers each have extensive leadership experience in the real estate finance industry. #mortgage Source: bit.ly/47sStCa

FinCEN, OCC fine Bank of America $1.2B for BSA/AML deficiencies - @BankofAmerica agreed to pay $1.2 billion in penalties for significant #BSA/#AML compliance failures. The bank told Dodd Frank Update it has invested billions to fix the issues. Source: bit.ly/3VRsGkt

MBA economists highlight ‘bright spots' amid harsh rate forecast - What lies ahead for #mortgage #lenders and the broader #economy? Three top #economists from the @MBAmortgage offered their outlook on challenges and opportunities. #housing Source: bit.ly/3WemgMj

It's not too late to look under the hood. 🔍 See how providers handle implementation, oversight, data and exceptions in the AI Solutions Showcase. Go beyond the AI hype & learn the questions your institution should be asking. Download your free copy: bit.ly/4rTi6Fl

Better-educated agents mean a stronger transaction for everyone. 🔑 In Part 2 of Keys to Real Estate, Arizona Department of Real Estate Commissioner Susan Nicolson shares how Arizona is raising the bar. Out now! 🎧 bit.ly/4fYarkT #RealEstate

Supreme Court to attempt to settle mortgage-on-escrow preemption debate - The legal debate over whether national banks must follow state laws requiring interest payments on #mortgage #escrow accounts. Source: bit.ly/4dEsQ4G