
We are the EU Agency that works to safeguard the integrity and robustness of the EU banking sector to support financial stability in the #EUbanking sector.
Paris, France
Joined August 2014
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The EUβs new #MiCA regulation is changing the crypto landscape.
β οΈ But risks remain, and consumer protection may be limited β so make sure you #stayInformed.
π Check out the ESAs' handy factsheet which explains what MiCA means for YOU as a consumer: link.europa.eu/wF6yPB
π’Have your say!
The EBA is consulting on revised standards for joint decisions on institution-specific capital & liquidity requirements.
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Simpler processes
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Streamlined reporting
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Better alignment with the revised SREP framework
πlink.europa.eu/PVpDmf
π EU/EEA banks continue to operate from a position of strength, according to the EBAβs Q2 2026 #RiskDashboard
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16.1% CET1 ratio
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158.5% LCR
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1.8% NPL ratio
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11.3% RoE
πlink.europa.eu/9pttqK
π‘Can Europeβs banking sector finance the EUβs ambitions?
Speaking to Reuters, EBA Chair highlights the need for greater financial integration and scale to support Europeβs digital and green transitions, economic security and defence.
π lnkd.in/emsEYDy7
β οΈ The ESAs identify 3 emerging vulnerabilities for the EU financial system:
π Non-EU dependencies
π€ Cyber risks & AI-driven threats
π Growing private credit risks
The overall system remains resilient, but vigilance and preparedness are essential.
π link.europa.eu/DhG48b
π’ The EBA welcomes the European Parliamentβs confirmation of Thomas GstΓ€dtner as the new Executive Director of the European Banking Authority.
Thomas will take up his duties in the coming weeks.
πlink.europa.eu/fB8nQN
#EBA #EuropeanParliament #FinancialRegulation
π‘οΈ How can Europe strengthen the resilience and competitiveness of its financial system while simplifying regulation?
The EBA is at #EUROFI2026 in Dublin, contributing to discussions on these priorities and the future of EU banking.
π Read more: lnkd.in/ebZcDG_k
ππ±Climate risk exposure across EU/EEA banks remained stable in H2 2025, according to the latest EBA ESG Risk Dashboard
At the same time, climate-related data quality continued to improve, particularly for mortgage energy-efficiency assessments.
π link.europa.eu/HmYtqQ
π’#EBA launches consultation on a proportionate reporting framework for #ISDASIMM under #EMIR3
The proposal supports effective model validation and oversight while keeping reporting requirements proportionate.
πDeadline: 2 Nov 2026
πlink.europa.eu/V9KWVN
π¨ The #EBA has issued a no-action letter and technical considerations to support a consistent and proportionate #FRTB implementation across the EU
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Less complexity
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More consistency
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Greater clarity for firms preparing for 2027
π link.europa.eu/Jdvf3y
π’The #ESAs have proposed amendments to EMIR bilateral margin requirements
Under the draft RTS, counterparties below the β¬8bn Initial Margin threshold would no longer need to exchange initial margin for new or existing uncleared OTC derivatives
πlink.europa.eu/rJRwrB
π¨AI governance is climbing the regulatory agenda
EBA, EIOPA & ESMA are calling for stronger governance and supervision to address AI-related ICT and cyber risks in financial services
Innovation and resilience must go hand in hand.
πMore on our website: link.europa.eu/hcVy8t
π₯ The EBA-ECB-EIOPA Data Point Model Alliance has launched a 2βmonth consultation on enhancements to the DPM metamodel.
The proposals aim to support more integrated EU reporting through improved framework alignment and enhanced metadata versioning.
πlink.europa.eu/CgDDVW
βοΈWhile many are in summer mode, the regulatory agenda keeps moving.
The #EBA launched 4 consultations under #DGSD3 to strengthen depositor protection, improve crisis preparedness, and enhance financial stability across the EU.
Comments by 23 Oct 2026
π link.europa.eu/xyQTBp
π The EBA has published final RTS & ITS on material acquisitions, transfers, mergers and divisions under the #CRD
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Greater regulatory clarity
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Simplified requirements
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Enhanced supervisory cooperation
link.europa.eu/6rbXdY
#EBA #BankingRegulation #BankingJobs
π As FRTB implementation approaches, the EBA has proposed targeted updates to the 2027 Market Risk Benchmarking Exercise, balancing regulatory readiness with practical implementation timelines
ποΈ Comments due by 3 Sept 2026
πlink.europa.eu/3fcyR6
πKickstart your tech career at the EBA!
We're looking for recent graduates in #IT, #ComputerScience, #SoftwareEngineering, or #DataEngineering for a traineeship in our Information & Technology Unit in Paris
β°Apply by 29 July 2026
πlink.europa.eu/BgH86K
π’The #EBA has published an #Opinion to support a smoother transition to #IFRS18
Through this the EBA aims to:
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Reduce operational burden
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Enhance reporting consistency
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Support efficient implementation
Read more: link.europa.eu/YgdXTB
π¨ Mid-week update: The #EBA has published its final Guidelines on the authorisation of third-country branches under #CRD6
Key areas covered:
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Application requirements
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Assessment criteria
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Standardised templates
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Authorisation process
π link.europa.eu/YpVTtg
π’EBA publishes 2025 EU/EEA property loss data under the CRR, supporting key regulatory treatments for residential & commercial real estate exposures.
A positive step towards greater transparency and consistency across European property markets.
πMore: link.europa.eu/dRnGQ8
π’ The EBA's latest peer review highlights strong Pillar 3 supervision across Europe
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High levels of implementation and regulatory convergence
π Four authorities recognised for leading practices
Read more: link.europa.eu/vyqJp3












