We are the EU Agency that works to safeguard the integrity and robustness of the EU banking sector to support financial stability in the #EUbanking sector.

Paris, France
Joined August 2014
The EU’s new #MiCA regulation is changing the crypto landscape. ⚠️ But risks remain, and consumer protection may be limited – so make sure you #stayInformed. πŸ“„ Check out the ESAs' handy factsheet which explains what MiCA means for YOU as a consumer: link.europa.eu/wF6yPB
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πŸ“’Have your say! The EBA is consulting on revised standards for joint decisions on institution-specific capital & liquidity requirements. βœ… Simpler processes βœ… Streamlined reporting βœ… Better alignment with the revised SREP framework πŸ‘‰link.europa.eu/PVpDmf
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πŸ“Š EU/EEA banks continue to operate from a position of strength, according to the EBA’s Q2 2026 #RiskDashboard βœ… 16.1% CET1 ratio βœ… 158.5% LCR βœ… 1.8% NPL ratio βœ… 11.3% RoE πŸ”—link.europa.eu/9pttqK
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πŸ’‘Can Europe’s banking sector finance the EU’s ambitions? Speaking to Reuters, EBA Chair highlights the need for greater financial integration and scale to support Europe’s digital and green transitions, economic security and defence. πŸ”— lnkd.in/emsEYDy7
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⚠️ The ESAs identify 3 emerging vulnerabilities for the EU financial system: 🌐 Non-EU dependencies πŸ€– Cyber risks & AI-driven threats πŸ“ˆ Growing private credit risks The overall system remains resilient, but vigilance and preparedness are essential. πŸ‘‰ link.europa.eu/DhG48b
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πŸ“’ The EBA welcomes the European Parliament’s confirmation of Thomas GstΓ€dtner as the new Executive Director of the European Banking Authority. Thomas will take up his duties in the coming weeks. πŸ‘‰link.europa.eu/fB8nQN #EBA #EuropeanParliament #FinancialRegulation
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πŸ›‘οΈ How can Europe strengthen the resilience and competitiveness of its financial system while simplifying regulation? The EBA is at #EUROFI2026 in Dublin, contributing to discussions on these priorities and the future of EU banking. πŸ‘‰ Read more: lnkd.in/ebZcDG_k
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πŸ“ŠπŸŒ±Climate risk exposure across EU/EEA banks remained stable in H2 2025, according to the latest EBA ESG Risk Dashboard At the same time, climate-related data quality continued to improve, particularly for mortgage energy-efficiency assessments. πŸ‘‰ link.europa.eu/HmYtqQ
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πŸ“’#EBA launches consultation on a proportionate reporting framework for #ISDASIMM under #EMIR3 The proposal supports effective model validation and oversight while keeping reporting requirements proportionate. πŸ‘‰Deadline: 2 Nov 2026 πŸ”—link.europa.eu/V9KWVN
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🚨 The #EBA has issued a no-action letter and technical considerations to support a consistent and proportionate #FRTB implementation across the EU βœ… Less complexity βœ… More consistency βœ… Greater clarity for firms preparing for 2027 πŸ‘‰ link.europa.eu/Jdvf3y
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πŸ“’The #ESAs have proposed amendments to EMIR bilateral margin requirements Under the draft RTS, counterparties below the €8bn Initial Margin threshold would no longer need to exchange initial margin for new or existing uncleared OTC derivatives πŸ”—link.europa.eu/rJRwrB
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🚨AI governance is climbing the regulatory agenda EBA, EIOPA & ESMA are calling for stronger governance and supervision to address AI-related ICT and cyber risks in financial services Innovation and resilience must go hand in hand. πŸ”More on our website: link.europa.eu/hcVy8t
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πŸ₯ The EBA-ECB-EIOPA Data Point Model Alliance has launched a 2‑month consultation on enhancements to the DPM metamodel. The proposals aim to support more integrated EU reporting through improved framework alignment and enhanced metadata versioning. πŸ”—link.europa.eu/CgDDVW
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β˜€οΈWhile many are in summer mode, the regulatory agenda keeps moving. The #EBA launched 4 consultations under #DGSD3 to strengthen depositor protection, improve crisis preparedness, and enhance financial stability across the EU. Comments by 23 Oct 2026 πŸ”— link.europa.eu/xyQTBp
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πŸ“Š The EBA has published final RTS & ITS on material acquisitions, transfers, mergers and divisions under the #CRD βœ… Greater regulatory clarity βœ… Simplified requirements βœ… Enhanced supervisory cooperation link.europa.eu/6rbXdY #EBA #BankingRegulation #BankingJobs
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πŸ“Š As FRTB implementation approaches, the EBA has proposed targeted updates to the 2027 Market Risk Benchmarking Exercise, balancing regulatory readiness with practical implementation timelines πŸ—“οΈ Comments due by 3 Sept 2026 πŸ‘‰link.europa.eu/3fcyR6
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πŸš€Kickstart your tech career at the EBA! We're looking for recent graduates in #IT, #ComputerScience, #SoftwareEngineering, or #DataEngineering for a traineeship in our Information & Technology Unit in Paris ⏰Apply by 29 July 2026 πŸ”—link.europa.eu/BgH86K
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πŸ“’The #EBA has published an #Opinion to support a smoother transition to #IFRS18 Through this the EBA aims to: βœ… Reduce operational burden βœ… Enhance reporting consistency βœ… Support efficient implementation Read more: link.europa.eu/YgdXTB
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🚨 Mid-week update: The #EBA has published its final Guidelines on the authorisation of third-country branches under #CRD6 Key areas covered: βœ… Application requirements βœ… Assessment criteria βœ… Standardised templates βœ… Authorisation process πŸ”— link.europa.eu/YpVTtg
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πŸ“’EBA publishes 2025 EU/EEA property loss data under the CRR, supporting key regulatory treatments for residential & commercial real estate exposures. A positive step towards greater transparency and consistency across European property markets. πŸ”—More: link.europa.eu/dRnGQ8
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πŸ“’ The EBA's latest peer review highlights strong Pillar 3 supervision across Europe βœ… High levels of implementation and regulatory convergence πŸ‘ Four authorities recognised for leading practices Read more: link.europa.eu/vyqJp3
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