The in-house bank for agri companies and cooperatives in East Africa. We offer AI-powered digital loans to smallholder farmers 👩🏾‍🌾☕️🐄

Kampala, Uganda.
Joined July 2020
There are two avenues for growth: 1) Small scale/subsistence farmers grow to commercial scale and take advantage of economies of scale. 2) Value addition We are heavily invested in making the first one a reality, giving the best Ugandan farmers the opportunity to grow big.
True on cash flow,hunger can't wait 60 days, which is why farmers sell raw cherry cheap. What @Emata_UG is doing with patient capital is vital. But credit only buys time. If that patchment just ends up as raw green exports, the farmer is still trapped on global price swings.
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You’ve done the work. Now, let’s tell the story! 🎥📸 As the year winds down, document your milestones and the people behind your impact. Need help capturing your story? Reach us at [email protected]. #SawaWorld #SolutionsFromWithin #Storytelling – at Kampala, Uganda
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#Hiring: AI Lead in Kampala 🤖 You’ll adapt our credit models to new crops and to Tanzania and Rwanda, put GenAI and agents to work across the business, and run ML in production. Need 6+ yrs in DS/ML/AI, 2+ leading teams. ➡️ emata.io/hiring/ai-lead
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#HiringNOW: Portfolio Associate - Coffee & Crops You’ll run KYC+CRB checks, loan payouts to farmers, track repayments, and manage credit limits & crop insurance. Background: 1–3 yrs in fintech, agri sourcing or sustainability. Learn more: emata.io/hiring/portfolio-as…
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#Hiring: Want to help us finance and grow the farmers behind your daily cappuccino? We’re hiring across multiple teams! Join what we think (humbly!) is the frontrunner of agri finance in East Africa, backed by award-winning tech and a mission-driven team. Learn more ⬇️
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#Hiring: AI Lead Take our credit AI to new crops and countries with our Chief AI Officer Dario. Learn more: emata.io/hiring/ai-lead
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Perks include cappuccinos from the farmers we lend to. Order here: emata.io/career
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It's been valuable working together to understand what drives the adoption of digital financial services among farmers. These experiences continue to shape how we think about making digital finance work for underserved communities. Thank you for sharing!
Great article in @DailyMonitor on digital finance, penned by Janani Luwum at @fsduganda. It summarises a lot of the learnings we've had working with FSDU over the years to increase financial inclusion in agri. Read it here: monitor.co.ug/uganda/oped/co…
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Great article in @DailyMonitor on digital finance, penned by Janani Luwum at @fsduganda. It summarises a lot of the learnings we've had working with FSDU over the years to increase financial inclusion in agri. Read it here: monitor.co.ug/uganda/oped/co…
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#DIAA2026 FinTech Startup of the Year Nominee Congratulations to @Emata_UG on being nominated for FinTech Startup of the Year at the Digital Impact Awards Africa! Thank you for turning technology and data into more accessible finance for farmers and rural businesses. #IncludeEveryone | digital-impact-awards.com/
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#DIAA2026 Financial Inclusion Excellence Nominee Congratulations to @Emata_UG on being nominated for Financial Inclusion Excellence at the Digital Impact Awards Africa! #IncludeEveryone | digital-impact-awards.com/
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#DIAA2026 Farmers Digital & Financial Inclusion Award Nominee Congratulations to @Emata_UG on being nominated for Farmers Digital & Financial Inclusion Award at the Digital Impact Awards Africa! #IncludeEveryone | digital-impact-awards.com/
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#DIAA2026 Agricultural Value Chain Innovation Nominee Congratulations to @Emata_UG on being nominated for Agricultural Value Chain Innovation at the Digital Impact Awards Africa! #IncludeEveryone | digital-impact-awards.com/
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After a long drought and a difficult season it’s nice to see that there is coffee on the racks in Kasese! 📍 UGACOF Mubuku
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🎙Do not be discouraged. Fluctuating Coffee and Cocoa prices aren't a sign of falling demand. The two value chains are still highly profitable.🎙 Detailed article with advisory and reassurance from Hon. @FrankTumwebazek the Minister for Agriculture Animal Industry and Fisheries as published by @newvisionwire. 🔗 newvision.co.ug/category/blo… @DESIREtheFARMER #AgricultureUG #MAAIFMediaTracker
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🌱 Paid #Internship opportunity: Our AI team is looking for a Data Ops Analyst Intern to join their team. Come help us grow smarter loans for smallholder farmers – with data, not collateral. Apply here: emata.io/career 👇
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Perks (beyond the salary)? Glad you asked: ☕ Cappuccinos from the coffee farmers we lend to 🕐 Flexible hours 🧠 Mentorship from experienced data scientists and engineers 🌍 Work that directly moves the needle for Ugandan agriculture 🚀 Path to full-time, if it's a fit
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