We're on the final stretch of our Pierz remodel. A few reminders: ✅ The west (walk-up) entrance is permanently closed. ✅ You can enter the bank through the South Main Street or East entrances. ✅Our drive-thru is open, including a third lane for Saturday transactions.

Today is Get Smart About Credit Day. A few ways to build healthy credit: ✅ Pay bills on time ✅ Keep credit card balances low ✅ Check credit report regularly ✅ Only borrow what you can comfortably repay Take steps today to build your financial confidence.

Just a reminder...Farmers & Merchants State Bank is closed today in observance of Columbus Day and Indigenous Peoples' Day. Today is an opportunity to reflect on our shared history, honor Indigenous cultures and, and appreciate the diverse communities that shape our nation.

The Pierz drive-thru and night depository are officially open, and we’re getting closer every day to the finish line on our remodel project. We want to say thank you. Your patience, encouragement, and support throughout construction have meant so much to us.l

It's National 4-H Week! Tomorrow, Thursday, Oct. 8 has been designated as Thankful Thursday--in honor of the many mentors, educators, volunteers, and supporters who help shape these young leaders every day. We're sharing this a day early so we're ready to say our thanks tomorrow.

At Farmers & Merchants State Bank, community is where we live, volunteer, raise our families and cheer on local teams. Be sure to check out our latest issue of The Local Ledger, which celebrates fall and reminds us to harvest the good. Find it here: fmpierz.com/2026/09/25/the-l….

As harvest season continues, our local roads are busy with tractors, combines, gravity boxes, grain carts, and other farm equipment. Let's share the road, be patient, and help everyone make it home safely. We are proud to be your neighbor, partner, and community bank.

Today marks 25 years since September 11, 2001. We pause to remember the nearly 3,000 lives lost, honor the first responders and everyday heroes who answered the call, and reflect on the resilience and unity that carried our nation through one of its darkest days. Never Forget.

Today, we celebrate, Linda, our personal banker in Eden Valley. Linda started at F&M in 1986, when the bank was State Bank in Eden Valley. For 40 years, she's been and continues to be a wonderful part of the F&M family and Eden Valley community. Thank you, Linda!

🇺🇸 Happy Labor Day Weekend from all of us at F&M! One thing we’ve always appreciated about the communities we serve is how hard people work. Central Minnesota is full of people who get things done. Happy Labor Day. We'll be closed Monday, Sept. 7 in observance of the holiday.

We're proud to be part of this amazing partnership between Habitat for Humanity of Morrison County and Little Falls Schools, and this remarkable family's journey. We're sharing a few pictures from the ground-breaking, and looking forward to being part of the build in September.

This weekend, Amy, one of our wonderful Customer Service Reps in Pierz, celebrates a decade as part of the Farmers & Merchants State Bank family. We're celebrating a little early. We appreciate the energy and expertise you bring to your role, the bank, and our community.

At Farmers & Merchants, we're fortunate to know many of our farmers by name. Today, on Farmworker Appreciation Day, we want to say thank you to the dedicated men and women who put food on our tables, tend to fields and livestock, and keep ag strong across Central Minnesota.

Rock, Roll & Stroll #3 is coming tomorrow. Join us Thursday, August 6, starting at 5 PM, for an evening of hometown fun. Swing by the Farmers & Merchants State Bank tent and: 🥤 Grab a FREE root beer 🎟️ Enter to win our F&M Cooler Pack We can't wait to see everyone!

Today, Tambi, our Sauk Rapids Teller, celebrates five years with Farmers & Merchants State Bank—and she says it's hard to believe how the time has flown by! With her sweet spirit, positive attitude, and contagious smile, Tambi brightens every day at the bank. Congratulations!

Renovation has begun on the Farmers & Merchants State Bank PIERZ Drive Thru. The drive-thru and drive-thru night depository in PIERZ are out of service until late September/early October. Please help spread the word! Learn more at: fmpierz.com/2026/07/10/pierz….

In Central Minnesota, we know the seasons don't really slow down—they just change. At Farmers & Merchants, we believe banking is about helping our neighbors prepare for whatever comes next. Stop by your local F&M location, and let's visit about your savings goals.

Happy #WorldEmojiDay from Farmers & Merchants State Bank! Around here, a few emojis tell a pretty good Minnesota story:🌽 🚜 ☕ 🛶 🐟 ❄️ ❤️ What's the one emoji that says "Minnesota" to you? Share it in the comments! ⬇️

The PIERZ drive-thru and drive-thru night depository will close the week of July 27 through late September/early October. We’ll continue to post updates on our website.  Thank you, for your continued patience and understanding. Learn more: fmpierz.com/2026/07/10/pierz…

The closure of the Pierz drive-thru and night depository, won’t happen on Monday, July 13 as previously shared. We will be extending our lobby hours, however, effective Monday, July 13, from 8 AM to 5 PM as previously communicated. Learn more: fmpierz.com/2026/07/10/pierz….