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According to Inside The GSEs analysis, when a borrower was scored using all three credit models, Classic FICO was the highest score 23.9% of the time. VantageScore 4.0 was the highest score 35.8% of the time and FICO 10T, 40.3% of the time. insidemortgagefinance.com/ar…

Place, a real estate technology and services platform, has agreed to acquire Ardley, a portfolio intelligence and retention software provider. Place is also set to acquire Radian Group’s real estate services business in a deal expected to close by yearend. insidemortgagefinance.com/ar…

As interest rates rise, investors in ABS typically demand wider spreads, eating into issuers’ returns. But, Joseph Lau, president of LordCap Green and chairman of the Fixed Income Investor Network, said higher rates are ultimately attractive for investors. insidemortgagefinance.com/ar…

Even if Democrats flip Congress, they’ll have a slim majority, notes Pennymac’s Isaac Boltansky. “Things [we’ve] seen with the Republican party in terms of a divided caucus and trouble from procedural matters you would see on the Democratic side,” too. insidemortgagefinance.com/ar…

Freddie Mac is marketing a $400.0 million credit risk transfer transaction tied to a pool of mortgages with a UPB of $20.14 billion. It’s a relatively quick follow-up issuance from the GSE following a deal that closed at the end of September. insidemortgagefinance.com/ar…

Enterprise Bank and Trust announced that it’s ending its residential mortgage originations. The Missouri-based bank originated $81.4 million of mortgages in 2025, according to Inside Mortgage Finance. insidemortgagefinance.com/ar…

According to a new analysis by Inside Mortgage Trends, $174.22 billion of purchase mortgages with primary mortgage insurance flowed into agency MBS during the third quarter, a 12.5% increase from the previous quarter. insidemortgagefinance.com/ar…

PrimeLending took a $10.8 million pre-tax loss in the third quarter of 2026 after a $2.0 million pre-tax loss in the second quarter. Originations declined by 8.3% during that time to $2.2 billion and margins declined. insidemortgagefinance.com/ar…

Every $10 billion reduction in the Fed’s MBS holdings is associated with an 8.25-bp widening in the option-adjusted spread, researchers at the University of Alabama at Birmingham found. But that’s the short version — the long version is more complicated. insidemortgagefinance.com/ar…

United Wholesale Mortgage says it will sell mortgage servicing rights with an unpaid principal balance of between $70.0 billion and $80.0 billion during the fourth quarter. The sale is expected to bring in at least $1.8 billion. insidemortgagefinance.com/ar…

A third of owner-occupied homes were more than 50 years old as of 2024, according to @nardotrealtor. Despite the large supply of housing due for upgrades, usage of FHA’s 203(k) rehab program has remained low. insidemortgagefinance.com/ar…

Newrez turned a $604.8 million profit before taxes during the third quarter, more than five times the income the unit generated the prior quarter. Newrez owned MSRs with a total unpaid principal balance of $572.0 billion as of the end of September. insidemortgagefinance.com/ar…

Freddie Mac issued an industry letter reminding seller/servicers about the minimum financial requirements for firms doing business with the GSE. On its face, it looks like a response to a problem, but sources at Freddie say it was “strictly a reminder.” insidemortgagefinance.com/ar…

President Trump issued an executive order Thursday aimed at housing affordability. The order included four directives, stopping well short of requests from mortgage industry participants. insidemortgagefinance.com/ar…

When interest rates go up, investors who buy expanded-credit MBS aren’t sure whether those bonds will be paid off in the next four years because rates might climb higher, says Imperial Fund Asset Management’s Victor Kuznetsov. insidemortgagefinance.com/ar…

The OCC filed a motion to dismiss a lawsuit brought by 10 Democratic state attorneys general challenging the escrow powers rule and the preemption rule, arguing that the plaintiffs’ alleged injuries are “merely speculative.” insidemortgagefinance.com/ar…

Federal regulators’ proposal to amend the Community Reinvestment Act represents a “meaningful step toward a CRA framework that is faithful to the statute, focused on lending and proportionate in its demands on community banks,” @ICBA said. insidemortgagefinance.com/ar…

Armour Residential REIT took a $323.7 million loss in 3Q26 after generating $114.8 million of net income the prior quarter. The real estate investment trust focuses on agency MBS, with a $21.3 billion portfolio as of the end of September. insidemortgagefinance.com/ar…

Mortgage finance loans outstanding declined by 8.6% on a quarterly basis at Texas Capital Bank, to an average of $5.8 billion in the third quarter of 2026. The metric tracks warehouse lending by the bank. insidemortgagefinance.com/ar…

JPMorgan Securities was the top underwriter of non-agency MBS in the third quarter with $8.86 billion, a 1.2% increase from the previous period. Goldman Sachs ranked second with $8.00 billion. insidemortgagefinance.com/ar…