Co-founder and CEO, @beltichq
San Francisco
Joined February 2012
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Isha Bhatnagar retweeted
We're partnering with @onkeiki to build a world where legitimate agents are recognized and accepted by merchants, instead of blocked.
Agents are already shopping, booking and buying on our behalf. The open question is trust: how does a merchant know the agent at the door is legit? That's what we're solving together.
Through this partnership, we're putting verified agent credentials to work in real commerce flows, so merchants can tell a trusted agent from a bad actor in milliseconds, and good agents never get caught in the fraud filters.
If you're a merchant looking to safely accept agents, come talk to us.
Major U.S. banks are finding AI agents in customer accounts. They can’t tell which ones customers actually authorized and what action those agents are allowed to take (via @MadisonMills22 at @axios ).
Blocking agents buys time, but the long-term strategy is verifying the agent, the human behind it, and every action in real time.
That’s what’s being built at @beltichq. Come talk to us if you’re ready to accept agents safely.
#Beltic #AgentVerification
SCOOP: Major U.S. banks are detecting unauthorized third-party AI agents inside customer accounts, including some attempting to take actions that appear to be independent of user instructions, sources told Axios.
The findings have alarmed banking executives, who are racing to restrict access to their systems as AI moves at a velocity faster than financial institutions can respond, multiple industry and bank executives told Axios.
Several banks are now preparing for worst-case and even “day after” scenarios, including how to rapidly secure or restore customer accounts if things go wrong, the people said.
Several bank executives told Axios they're struggling to distinguish between human users and AI agents. One executive said banks also struggle to determine whether agents are authorized by customers or potentially operating without their permission, more akin to rogue agent behavior.
Read my latest for Axios here: axios.com/2026/10/22/ai-agen…
Isha Bhatnagar retweeted
I used instinct to buy baby gifts for two friends. And shit happened.
One couple is having a boy, the other a girl. The agent asked if I wanted colors to lean boy/girl or stay neutral. I said “neutral is fine.” Both orders were paid and went through.
Then nothing shipped.
Guess what, each item needed a color. The agent never picked one, the merchant accepted the order anyway, and the fulfillment system couldn’t process it.
You see, @jbahrdestefano it’s not only you lol
Most of the companies out there built their flows for humans. Agents act differently, they guess, skip, or improvise. When that happens, shit happens.
If your company is accepting AI agents you must track all of their actions. Understand if those actions match against the intent of the user, preventing incorrect actions before they happen.
Easy to think about this use case by itself. But when you imagine thousands of agents every hour coming to your platform, dealing with this scale will be a challenge.
There are some cool folks working on this, if your company is facing any issues, talk to them. They're called @beltichq
One week out of stealth. Biggest signal: companies don't want to block agents, they want to accept the right ones, on their terms, now.
That's what we're building at Beltic. Short guide on how we think about Know Your Agent: beltic.com/ebooks/beltic-kya…
Isha Bhatnagar retweeted
For too long, agentic identity has been bottlenecking the growth in agentic commerce, as merchants didn't have a way of knowing which agents to trust, and whether they were authorized to enter certain transactions.
We're thrilled to invest in the Seed round and support @Isha @mikeallanpe and the incredible team at @beltichq as they solve this critical problem.
An AI agent can buy something in seconds.
Can the business receiving that order tell who sent it, what it can do, or whether to let it through?
We built @beltichq to answer that. We're out of stealth with $8.8M raised to make agent traffic verifiable.
Isha Bhatnagar retweeted
"How do I know this is really my customer's agent? How do I know it's allowed to take this action? How do I stop the bad ones without blocking the good ones?"
That's Beltic co-founder @mikeallanpe, and it's the entire agent-commerce trust problem in three questions.
@NorwestVP just led a $7.3M seed into the company built to answer them.
@beltichq, out of San Francisco, is agent verification infrastructure. Their KYA protocols — know-your-agent — verify an agent's identity, its authority, and the transactional legitimacy of what it's doing, in real time. The idea: businesses, banks, and platforms can authorize autonomous transactions and stop fraud before it clears, no matter what protocol or payment rail the agent runs on. $8.8M raised in total.
The founding trio reads like a hiring spec for this exact problem. CEO @Isha spent six years at Coinbase building the identity and onboarding infrastructure behind 50M+ users and its first institutional clients. @mikeallanpe founded Atar, a banking-as-a-service provider across Brazil's payments and core banking systems, acquired by Porto Seguro. CTO @farhanafsahi co-founded Verifiet — which Beltic itself acquired in 2025 — a global entity data infrastructure spanning 500M+ entities.
They're already working with a select group of design partners at the front of agentic commerce and payments, giving early access to the infrastructure and helping shape the standards for how agents transact.
What caught my eye: eight days ago, Baselayer raised $35M to extend its bank-identity network into "Know Your Agent."
Now Norwest seeds the company that IS the KYA layer — native, rail-agnostic, built for agents from day one. Two bets on the same layer in eight days. The market seems to be pricing the identity of the transacting agent as its own layer.
Congrats Isha, Mike, Farhan, and the entire Beltic team.
Up and to the right my friends! 💥🚀💪
Isha Bhatnagar retweeted
🤖 Beltic is out of stealth with $7.3M seed led by Norwest Venture Partners, with Restive Ventures, Oxford Seed Fund, and Collide Capital.
The San Francisco startup verifies which AI agents hit your site and what they're allowed to do — "know your agent".
Isha Bhatnagar retweeted
Excited to share that @NorwestVP is leading @beltichq's seed round as the company emerges from stealth today.
As AI agents begin transacting on behalf of businesses and consumers, financial institutions and merchants will need to know more than who an agent is. They’ll need to understand what it’s authorized to do, on whose behalf, and who is accountable. We believe that creates an entirely new infrastructure layer for agentic commerce.
That’s what Beltic is building.
@Isha and @mikeallanpe have both lived this problem firsthand, with deep experience building identity, verification and financial infrastructure at scale.
Beltic sits at the intersection of two areas where we have strong conviction: the modernization of financial infrastructure and the emergence of agentic commerce.
We’re thrilled to partner with Isha, Mike and the rest of the Beltic team on this important mission!
An AI agent can buy something in seconds.
Can the business receiving that order tell who sent it, what it can do, or whether to let it through?
We built @beltichq to answer that. We're out of stealth with $8.8M raised to make agent traffic verifiable.
Isha Bhatnagar retweeted
Another fintech funding round!
Beltic raised a $7.3M seed led by @NorwestVP
They're building "know your agent" infra that verifies who's behind an AI agent + checks every action it tries to take against a business's rules before it transacts
No real stats on the biz from press (still running pilots) but worth noting they bought Verifiet in '25, giving them their own entity data across 500M+ people & businesses in 90+ jurisdictions
thisweekinfintech.com/p/excl…
An AI agent can buy something in seconds.
Can the business receiving that order tell who sent it, what it can do, or whether to let it through?
We built @beltichq to answer that. We're out of stealth with $8.8M raised to make agent traffic verifiable.
That's why we built @beltichq .
We verify the principal behind an agent, issue or verify a credential the agent can carry, and let platforms check it in one API call.
If you want to accept agent traffic without opening the door to abuse, start here: beltic.com/
Cute Tapbacks, Instinct but why do I have to nudge? Or is this revealing that I am an impatient person 🙈
Isha Bhatnagar retweeted
Too many AI personal assistants, too little time to assess all of them. Nice work here: assistantbenchmark.com
Isha Bhatnagar retweeted
Coinbase is testing AI agents that show up in slack/email at work, just like any human teammate. To start we're shipping two which are modeled after legendary former Coinbase employees, @FEhrsam and @balajis. (Who brutally frame mogged who in this matchup?)
Soon, it will be easy for any employee to spin up a new agent for themselves or their team. I suspect we will have more agents than human employees at some point soon.
Forget yoga and breathwork. My current flow state is Claude asking 'Do you want to run this bash command?'
