Over the last 12 months at Lava, we have shipped: - Lava BLOC, the world's first bitcoin line of credit, with flexible repayment and the industry's lowest fixed rates. - Lava Card, a credit card that earns bitcoin back at 150M+ merchants in 150+ countries, funded by stablecoins, local currency, or your BLOC. - Lava Yield Account, which pays 6.5% on USD by funding bitcoin-backed loans. - Bitcoin buying and selling with zero platform fees and zero spread. - Global money movement, with local-currency on- and off-ramps and stablecoin payments across multiple networks. - Lava Prime, for individuals who want to borrow $5M+ on custom terms. - Lava for Business, for companies who want to manage their bitcoin treasury. - Lava Refinance, for people who want to move high-rate loans from other platforms to Lava at a lower fixed rate. - Lava Private, for large bitcoin holders who want full wealth management. - Security built on distributed key management, audited cold storage, 24/7 monitoring, and zero rehypothecation. - Automated compliance, with KYC/AML and fraud prevention that adapts by country and secures our multinational operations. - Native apps on iOS, Android, and Web. The platform has processed $1B+ in payments, and we have secured access to $1B+ in low-cost credit capital to keep growing. We serve customers in 150+ countries. They have borrowed against their bitcoin to buy homes and cars, pay their kids' college tuition, cover medical bills, take vacations, and improve their lives without selling their bitcoin. There is a lot more coming over the next year. Stay tuned.

Lava is the best platform for bitcoin and stablecoin users: - Global connectivity across wallets and bank accounts - Bitcoin-backed loans at lowest rates in the industry - 6.5% yield on USD - Visa credit card with BTC rewards - Buy and sell BTC with zero fees and zero spread And more. xitter.cf/lava_xyz/status/211363…

The best way to spend with no annual fees, FX fees, or FX spread.