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1/ Since joining @Zyfai_ , I’ve been learning where in the agent AI lives, and where it doesn’t. More importantly, where it should and shouldn’t be used. In a lot of the places that matter most, we’re proudly deterministic.
Introducing Morpho markets on @Zyfai_ ⬆️
Your Yield Agent can now supply capital directly to @Morpho markets, bypassing curated vaults.
Choose the markets and collateral exposure you're comfortable with. Your personal rule-based Agent handles allocation, rebalancing and risk monitoring from your self-custodial Yield Account.
You own the lending positions, bypassing the intermediary vault's fees and the added risk of relying on a curator's allocation decisions.
6/ An intelligence layer can browse, compare, reason and decide. It can be ChatGPT, Claude, Grok, another agent, or the user. The MCP I built is the bridge into Zyfai’s data and execution, not the intelligence itself: zyf.ai/agent
7/ What we care about is the boundary around that intelligence. What can this agent do? What can it never do? Why was this action allowed? Why was that action blocked? Those answers should come from deterministic rules, not the model’s wording or confidence.
5/ The same applies to rebalancing. We use algorithms to move opportunistically towards better opportunities because they give us certainty, repeatability and clear rules. That does not need to be an LLM decision.
3/ We do not need an LLM to tell us that one vault has a higher APY than another, that one vault is riskier than another, or that 1 + 1 = 2. Some things are better expressed as data, rules and code.
2/ We expect keys to leak. We expect depegs, hacks and exploits. We expect models to be wrong, and we expect hallucinations. So we do not build the core system around trust.
Joe Pegler retweeted
Your Yield Agent Never Sleeps | Paul Laulan, Zyfai | Dose of Alpha - LIVE teapawt.net/i/broadcasts/1PJqrNOVe…
Joe Pegler retweeted
For people who want to see the fact sheet and our performance (net of fees) since 10 months, here you are
+10 assets monitored by real agents which are doing the job for you.
Joe Pegler retweeted
Some pretty cool integrations already happening for the two Pendle Ecosystem vaults on @Morpho:
@beefyfinance: Autocompounds the rewards back into the vault position
@ZyfAI_: Agentic finance where AI allocates USDC across DeFi such as whitelisted Morpho vaults (including Pendle ones) based on yield and risk
Introducing the Zyfai MCP server.
Create a Zyfai account and deposit funds through your AI assistant, without ever opening the dashboard.
You approve the deposit in your wallet. Zyfai handles allocation and rebalancing according to your strategy.
Watch our CTO @Joepegler walk through how it works ↓
Joe Pegler retweeted
Expecting users to keep up with onchain capital management limits who DeFi can serve. Even experienced users have better things to do than check positions every day. Do you really expect web2 users to do the same?
We interviewed 23 Zyfai users about their experience with DeFi.
Three themes kept coming up:
1. Earn yield on any asset without spending hours.
2. Have risks monitored as conditions change.
3. Keep control without managing every position.
This is the work I want Zyfai to take off their hands.
1. Active rebalancing is what drives higher yield than sitting in static vaults, and we prove it every month.
2. Our security agents and quant team monitor risk 24/7 and take actions autonomously instead of just alerting you when you're offline.
3. User-owned accounts and scoped Agent permissions are how we bring back the cypherpunk principles of self-custody and ownership that DeFi gradually gave up by handing control of user capital to curators.
I want people to spend less time managing their capital and feel comfortable letting automation handle the work. We earn users' trust because they can see how the product works.
The foundation we've built is meant to change not only how people earn yield but how they transact and manage capital onchain.
Rome wasn't built in a day.
Joe Pegler retweeted
Tried Wallet V Earn yesterday and honestly didn’t expect it to be this smooth.
You just deposit your stables and these @Zyfai_ agents start working in the background. They continuously look for better risk-adjusted yields across protocols like Morpho, Aave, Fluid and a few others. No need to sit there comparing rates or jumping between apps yourself — the agents handle the rebalancing while you stay in control of your funds.
What stood out for me:
•Setting it up took like a minute
Redeem is basically instant, no long waiting periods
•The APR feels noticeably better than most of the static pools I’ve been using
•It actually monitors risk stuff like liquidity, utilization, APY stability etc instead of just chasing the highest number
•You can see what the agents are doing, which makes the whole thing feel more transparent
Feels like a proper “set it and forget it” feature while still keeping full control. Perfect if you’ve got idle stables sitting around and don’t want them just doing nothing.
If you haven’t tried it yet, I’d say give it a shot. Pretty clean experience overall. You can check their site for more details on how everything works.
@WalletV_io @WalletV_CN
Joe Pegler retweeted
BlackRock calls it the machine economy: agents transacting and managing money onchain.
Zyfai is already a leading agent in this economy, managing over $10M and automating yield allocation and risk monitoring.
Zyllions.
Our latest research paper explores the growing connection between AI and digital assets and explains why broad AI adoption may drive new demand, utility and applications across the digital asset economy. blackrock.com/us/individual/…
Very happy to share that I’ve joined zyf.ai as CTO.
We’re building the infrastructure to make onchain finance simple, safe, and genuinely useful - for people, developers, and AI agents.
There’s a lot to build. I’m excited to get to work.


















