20 | 🇬🇧 | Breaking down businesses, simply Business owner & value investor Road to £100K 📈 sharing every step Free weekly breakdowns 👇

Joined July 2025
I'm aiming to join X's Original Content Rewards Program by the end of 2027. Where I'm starting: Verified followers: 27 / 500 Verified home timeline impressions, last 90 days: 295 / 500K So by the end of 2027 I need to be averaging about 5,500 a day, for a full 90 days in a row. That's a long way off, so I've got a lot to learn. I'll post an update every Saturday with the numbers, what worked and what didn't. Follow along if you want to see whether it happens.
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Organic growth excludes acquisitions and currency effects. A company reporting 20% growth with 12% organic bought the other 8%. Both numbers matter, but the organic one shows the underlying business.
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"Predicting rain doesn't count. Building arks does." Buffett Easy to say what might go wrong. Harder to hold cash, keep debt low or size things so you can survive it.
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"Behind every stock is a company. Find out what it's doing." Peter Lynch The price chart is the least interesting thing about it. The product, the customers and the cash are where I start.
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"Being too far ahead of your time is indistinguishable from being wrong." Howard Marks A view can be right and still cost you years while the market catches up. That's worth knowing before you hold one.
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"Investing is most intelligent when it is most businesslike." Graham Treat a share as part ownership of a business, with customers, costs and cash. Not a ticker that wiggles.
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"In investing, you get what you don't pay for." Jack Bogle Costs are the one thing you can control. A fund charging 1% instead of 0.1% has to be a lot better just to catch up.
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"Saving money is the gap between your ego and your income." Morgan Housel You can't save what you spend to impress people. Lots of wealth is invisible because it's just money not spent.
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Trump changes his mind more than my gf at this point
BREAKING: US strikes on Iran are now "no longer a question of if, but when," with Trump ready to "shift gears on Iran," per a US official to i24NEWS.
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Sell the market all week on war fears. Announce "no strikes today" on a the weekend. The timing is genuinely impressive. Pure market manipulation every single time.
BREAKING: President Trump announces that the US will not strike Iran today. The announcement comes just 48 hours after President Trump said the US “may have to do another operation against Iran.” US stock market futures open in less than 5 hours.
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"If people weren't so often wrong, we wouldn't be so rich." Munger Other people's mistakes are where opportunities come from. Mine are the bit I keep an eye on.
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"Do not save what is left after spending, but spend what is left after saving." Buffett Same idea as paying yourself first. Move the money the day you're paid, before it has a chance to disappear.
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Buffett on market swings: "Look at market fluctuations as your friend rather than your enemy; profit from folly rather than participate in it." Easier said than done on a red day. But a falling price is only bad news if you have to sell.
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"People calculate too much and think too little." Munger A spreadsheet to three decimal places isn't the same as understanding a business. Judgement matters more than precision.
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Graham on being right: "The stock investor is neither right nor wrong because others agreed or disagreed with him; he is right because his facts and analysis are right." Popularity tells you nothing. Facts and reasoning are what count.
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Trump: It's a possibility i will attack Iran
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Philip Fisher on selling: "If the job has been correctly done when a common stock is purchased, the time to sell it is almost never." The work is at the start. If the business stays good, you mostly sit and let it compound.
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Peter Lynch on spotting good businesses: "Go for a business that any idiot can run, because sooner or later any idiot probably is going to run it." Simple, durable businesses survive weak management. Complicated ones need a genius.
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"The real key to making money in stocks is not to get scared out of them." Peter Lynch Plenty of people had the right idea and sold it at the wrong time. The research doesn't help if the nerve isn't there.
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"An investment in knowledge pays the best interest." Attributed to Benjamin Franklin An hour on an annual report costs nothing and the return doesn't depend on markets.
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Week 2 update on the road to X monetisation. Verified followers: 197 / 500 
Verified impressions (last 90 days): 9.6K / 500K Followers are nearly 40% of the way there. Impressions are the tough one at under 2%, and replies don't count towards it, only posts. Going to keep focusing on proper company breakdowns and earnings posts, the stuff people actually save and share. The goal's end of 2027 so it's early days. Massive thanks to everyone who's been following along and replying 🤝
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