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Joined June 2010
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🚨 Regulatory Shift: From Uncertainty to Action 🚨
"Six months ago, regulation was crypto’s biggest challenge. Today, it's a different story."
John D’Agostino of @CoinbaseInsto breaks down the seismic shift in Washington:
✅ FDIC Chair: "Debanking law-abiding customers is unacceptable."
✅ Fed Chair Powell: "Bank regulation shouldn’t be causing businesses to lose accounts."
✅ Sen. Lummis: "Anyone at the FDIC destroying evidence will be prosecuted."
Watch as the tone from the top changes everything. 🎥👇 (and see thread below for other key segments)
Intriguing thought. I don’t see why a massive portion of cash management wouldn’t shift to AI agents. It's only a matter of time.
Jonathan Keim 🛡️ retweeted
Tokenized securities is finally here.
I’ve waited for this for ten years.
Now I am head down. Building harder than ever.
No time to post about it as much as I’d like.
I truly believe we are about to see the most massive shift in capital markets in 400 years.
Jonathan Keim 🛡️ retweeted
CZ said it better than anyone:
"The currency for AI is crypto. AI is not gonna swipe a card, enter an SMS code. That doesn't work for AI."
That was our conversation at Token2049 in Dubai last year. Every month since has made it truer... more agents arriving, all needing to hold value, receive value and move it without a person in the loop.
Think about what those payments actually look like. Instant and tiny, thousands of them a second, between counterparties that are not human. Two day bank settlement doesn't work for that. Card rails don't work for that.
Theres only one set of rails on earth built for that. Its staggeringly clear.
After so many years, we are finally here. But conventional finance doesn't even know it. I imagine it will be obvious in hindsight soon.
The old gold rush advice was:
"Sell the picks and shovels."
That works when the gold is buried, but AI is different.
The gold is already above the surface.
🧵
🤖 Made with AI
You do not need to own the tools, or the companies that make them, to benefit from what they unlock.
You need to recognize what is already in front of you and start picking it up.
Jonathan Keim 🛡️ retweeted
BREAKING: The SEC is set to release its so-called "innovation exemption" for tokenized stocks which will pave the path for trading digital versions of securities, per Bloomberg.
Details include:
1. In a "surprise move," the SEC is leaning toward allowing the trading of tokenized assets
2. These tokenized assets would be tradeable on decentralized crypto platforms
3. The move could "reshape the landscape of the American stock market"
4. This would also be one of the US' biggest shifts into crypto infrastructure yet
Tokenized assets are rapidly expanding.
Jonathan Keim 🛡️ retweeted
The Bitcoin network has processed trillions of dollars in transactions.
It has never been successfully hacked.
It has never had unscheduled downtime.
It has never required a bailout.
It has never changed the rules mid-game.
Name one bank, exchange, or financial institution that can say the same.
Reliability over decades is the most credible form of trust that exists.
Jonathan Keim 🛡️ retweeted
Solana in 2021 vs 2026 is wildddd.
Almost impossible to grasp how much has been shipped 🚢
You only realize it when you see it side by side 👇
✅ 2021
→ Trading monkey JPEGs
→ Grinding whitelists
→ Thinking NFT projects would be the next Apple
✅ 2026
→ Tokenized stocks & ETFs
→ Pre-IPO shares
→ Commodities
→ Gold & precious metals
→ US Treasuries & T-bills
→ Cross-chain assets
→ Institutional payment rails
→ Money market funds
→ Private & corporate credit
→ Real estate
→ Fine art & collectibles
→ Wine & spirits
The future of finance is officially being built on @solana
Jonathan Keim 🛡️ retweeted
AI will literally never replace you if you do these things:
• Ask better questions than everyone else
• Solve real problems
• Stay curious
• Learn to sell
• Develop taste
• Learn storytelling
• Build distribution
• Build a reputation that precedes you
• Take calculated risks
• Move fast (speed/agency is the new moat)
• Build real relationships + network
Stack as many of these traits/skills as possible over the next ~12 months.
Jonathan Keim 🛡️ retweeted
Nobody will go public in 10 years. They will just launch a token.
Finance is meeting the direct-to-consumer revolution that happened in every other category, just 15 years late.
I had the privilege of observing this and building towards this in my career across gaming, media, and retail.
We are evolving from financial brokers & analysts to tools & platforms. Software coordination > human coordination.
Every part of the DTC stack becomes more competitive, more specialized, and ultimately, better for buyers and issuers.
It's extremely obvious that this is the future, and that Solana will provide the defacto issuance, programmability, and execution infrastructure.
Trillions.
Jonathan Keim 🛡️ retweeted
Seeing more and more pessimism around crypto and the societal value, or lack-thereof, that it brings to the world. I think this perception is misguided.
Of course, there's speculation and degeneracy. The crypto casino is real, large, and many people lose at the tables. But there's a ton of positive societal value that just gets overlooked.
Bitcoin has become a global, non-sovereign asset that anyone in the world can own with an internet connection. It gives an veto/opt out mechanism to the global population that pushes economic control away from nation states and into the hands of the individual.
Stablecoins provide better financial security to people around the world, improve people's lives with faster money, higher yield, and cheaper transactions. Banks literally don't provide yield on your assets. That's changing because of stablecoins. Remittance companies take large % of flows that doesn't go to end users. That's changing because of stablecoins. A 2.9% fee for any ecommerce transaction will seem criminal in 5 years. These are all massive benefits to society enabled by crypto because of stablecoins.
Lending platforms like Aave and Morpho provide the ability for anyone in the world to obtain an over-collateralized loan. Undercollateralized lending markets will further unlock a massive benefit to society reducing the cost of capital and creating huge positive externalities.
Blockchains will give global access to financial products (e.g. stocks, bonds, insurance, credit) where it has historically been limited.
Permissionless capital formation allows any idea to get funded based on it's merits.
Creating better markets is EV positive for society, especially when those markets remove adversarial middlemen or reduces costs for end users.
Most impactful technologies have positive and negative use cases.
- Social media is widely empowering, but hijack our attention and perception of things.
- Smart phones give humans super powers, but also act as an anchor.
- New entertainment mediums – radio, TV, streaming – provide greater sharing of information, but reduced physical interaction and increased sedentary lifestyles.
- AI improves productivity, but provides slop that now makes use question what's real.
- Crypto provides a new financial system, but also entices speculative behavior and degeneracy.
Crypto is building a new financial system that lets people build what they want. Some people will build casinos, others new payment mechanisms. Some will build perps platforms, others will build ways to enable broader access to consumer credit. The new financial system won't be perfect, but it will be vastly better than the status quo.
If you only see crypto for the casino, it's probably worth stepping back from the table and zooming out to see all the benefits that crypto has and will bring to society.
