Kinoti Jim. 🇰🇪

The first five paragraph senator Sifuna has been talking about .

If you source your goods from outside Kenya, read & understand this. It will save you. From next week, November 1, KRA has announced that all imports, goods coming to Kenya, must be insured by a Kenyan insurance company. Not a foreign insurance company. KRA has sworn that it will block goods from customs clearance if they are not insured locally. Here is what you need do to avoid business disruptions. 1. Review your supplier contracts. If you import under CIF terms, check who is arranging and paying for insurance. Consider CFR or FOB for future shipments, so you can arrange local insurance without paying twice. 2. Arrange your digital insurance early. Find a Kenyan insurer and confirm how to obtain the Digital MCI certificate and have it transmitted to iCMS before your clearing agent lodges the customs declaration. 3. Talk to your clearing agent now. Identify shipments already in transit or due to arrive after Nov 1. Don't wait until your goods reach Mombasa to discover that Kenyan insurance certificate is needed. 4. Check shipments already booked under CIF. Speak to your supplier about the existing insurance cost before buying another policy. Agree on any changes or credit in writing. This change affects not only orders placed after November 1, but also goods already on the waters that arrive after October. Plan early.

“Let no one say when he is tempted, “I am tempted by God”; for God cannot be tempted by evil, nor does He Himself tempt anyone. But each one is tempted when he is drawn away by his own desires and enticed. Then, when desire has conceived, it gives birth to sin; and sin, #Desires

One day, a lawless man will rise to power. To silence his opponents & dissidents, he will switch off their eTIMS accounts. They will be unable to sell. Unable to trade. Cash flow will dry up. Their businesses will die. Forever. He will start with politicians, then the rich, then the middle class. Politicians have no idea what kind of monster they have created in eTIMS. Let the clock tick.

Starting in January 2027, It is KRA that shall FIRST calculate for you, what income it believes you & your business earned in 2026, And what income tax you shall therefore pay. KRA will do this by generating a pre populated income tax return using the information it already has, such as: - eTIMS data - PAYE records - Withholding tax records - Plus any other information KRA can find KRA shall then send you this pre filled return by 31st January 2027. Once you receive it, you have 60 days (February and March), and 2 OPTIONS only. To either: 1. Confirm & accept KRA generated return, if the numbers are correct. Or, 2. Reject & amend KRA generatd return, if KRA got the numbers wrong. If you take this route, you shall provide your own numbers together with supporting documents to KRA. - If you make your amendments late. Or, - You do not make any amendments at all, KRA shall congratulate you conclude that you have agreed with its originally generated assessment, and you shall pay the KRA generated tax bill. After that, you shall use the amended or originally accepted return to file your taxes as follows: - If you are a human being, file by April 30th 2027. - If you have no flesh & blood (company, partnership, trust, etc), file by June 30th. (Or the last day of the sixth month after your accounting year ends.) One more critical mistake to watch. - When that time comes, do not assume KRA's numbers are always correct. The law has expressly given you the right to accept or reject the pre-populated return before filing. Lessons: • Proper bookkeeping is King in 2026. • Mark the new tax timelines in your calendar. This is a new thing in Kenya, so reread slowly.

The High Court has spoken. Justice Magare has ruled that when a marriage dies, the dowry must come back. Not to the in-laws. To you. And the wife cannot say, "But I never took anything, it was dad who ate the goats." The judge said it does not matter who ate them. She returns the dowry, then goes to sue her own father. She even has two years to do it. The judge was very practical. And alimony? The judge said with Article 45 of the Constitution, men and women are equal, so alimony is no longer a reality in Kenya. Equality has finally arrived.

“The Jews then complained because He said, “I am the bread which came down from heaven.” I say to you, he who believes in Me has everlasting life. I am the bread of life. I am the living bread which came down from heaven. If anyone eats of this bread, he will live forever;

“Therefore, as the elect of God, holy and beloved, put on tender mercies, kindness, humility, meekness, longsuffering; But above all these things put on love, which is the bond of perfection. Let the peace of God rule in your hearts, to which also you were called in one body;