
Founder at @PensionBox | Amazon Prime's Mission Startab | Backed By Zerodha's Rainmatter | Building Future of Retirement Benefits For Private Workforce
India
Joined January 2021
- Tweets119
- Following26
- Followers55
- Likes186
Kuldeep Parashar retweeted
In FY25, around 72% of taxpayers chose the New Tax Regime. At @zerodha , that number was over 90%.
This shift makes sense. The new tax regime trades deductions for simpler filing and lower tax rates. For many—especially younger salaried taxpayers, avoiding paperwork-heavy exemptions matters more than maximising deductions.
With most deductions removed, salaried employees are left with the ₹75,000 standard deduction and one meaningful tax-saving option: the employer contribution to NPS, commonly called Corporate NPS.
Corporate NPS allows employers to contribute up to 14% of an employee’s basic salary (up to ₹7.5 lakh a year), which is fully deductible. It can be structured from existing salary, so employers don’t have to pay extra while employees still get the tax benefit. Employers may also choose to contribute on top, but it isn’t mandatory.
We’ve partnered with @PensionBox to make Corporate NPS fully digital, simplifying onboarding for HR teams and allowing employees to easily choose contribution levels and equity–debt allocation.
NPS Exit Rules 2025 : No 5 Year Lock In, 20% Annuity & More linkedin.com/pulse/nps-exit-…
Kuldeep Parashar retweeted
Here’s an overview by @neeleshverma_ that dives further into why we think this matters.
zerodha.com/z-connect/rainma…
What do we really need from EPF/ @officialepfo ?
1. Let people opt out or stop EPF contributions
2. Let people move funds to NPS (100%)
3. Open EPFO APIs for people (Top 3 needs)
- UAN Balance API
- Raise Claim API
- Claim Status API
What else?
#EPFO #epforeforms
Everyone hates 40% annuity exit in NPS? Watch & Learn!
Disclaimer: I am not an influencer, just a founder building pension startup for last 3 years sharing his learnings without any upsell/mis-sell/sponsored content! 🙌
One Video Every Day: Real content on real comments!
Kuldeep Parashar retweeted
Product Feature: Introducing @PensionBox Rewards
Every time you take an action which will help you retire better!
✅ We help someone who needs help in their retirement
Video by @KuldeepBox!
Kuldeep Parashar retweeted
Salary > 12 lakhs with New Tax Regime?
Ask your HR/Employer to do this!
NPS can help you save taxes in new & old tax regime with a twist!
@KuldeepBox started series on explaining everything we have learned in pension space!
Follow for more videos!
#NPSZaruriHai #NPSQuest
Kuldeep Parashar retweeted
Life in an hour glass ⏳
There are many ways to plan your retirement, NPS being the simplest way to do it!
Important part is, you are planning it before it's too late!
Linkedin: linkedin.com/feed/update/urn…
@PFRDAOfficial #NPSZaruriHai
Kuldeep Parashar retweeted
Cutest NPS Video Ever 🫶 (made by a techie)
Explains how corporate #NPS works, from hiring to retirement & beyond (#AIVideo)
@zerodha @ZerodhaVarsity @cto_pensionbox @KuldeepBox @PFRDAOfficial #NPSZaruriHai #NPSQuest
Ask your HR about NPS today!
Kuldeep Parashar retweeted
You can soon invest 100% in equities in NPS. Yesterday, the PFRDA issued a circular with some major changes to its current structure: "Introduction of Multiple Scheme Framework."
It allows fund managers to launch new schemes, permits users to invest 100% in equity, and provides the option to withdraw early.
Here's a Varsity explainer with inputs from @PensionBox 👇
AI knows the best? @ChatGPTapp recommends @PensionBox for Corporate NPS for employees!
@perplexity_ai keeps @PensionBox in Top 5 for Corporate NPS too and Ranked #1 for Best Pension App!
Kuldeep Parashar retweeted
By 2050, over 340 million Indians will be elderly, with 61% lacking income support, making retirement a growing concern. @PensionBox, founded by @KuldeepBox and Shivam Parashar, offers a digital solution to manage pensions, recently expanding through a partnership with Tartan to better serve private sector workers.
Kuldeep Parashar retweeted
3 things @PensionBox does which makes it easy to
1. Open NPS account in 2 mins (Paperless & No error)
2. Create SIP on it
3. Plan how much to save this year by creating your own version of retirement plan
#ad
Kuldeep Parashar retweeted
A large population in the working-age group might give India a demographic advantage, but it could also mean that one day it'll have a large population dependent on #savings
@shraddhatiwari_ reports on how #startups are zeroing in on #pension space
cnbctv18.com/personal-financ…
Kuldeep Parashar retweeted
Replying to @KuldeepBox
@KuldeepBox of @PensionBox just shared a super useful template for startup pitch deck. Covers almost everything for an early to growth stage startup. Just copy and use: lnkd.in/gVT9kaQX










