MB Associates

We’re so proud to have won the Broker Firm of the Year (11–50 Advisers) award at the @MoneyAge_UK Mortgage Awards tonight! Huge thanks to our brilliant team and congratulations to all the other winners! #MortgageBroker #Awards #MAMortgageAwards

The Bank of England base rate goes down. As predicted, but we're still happy to see it confirmed. #BaseRate #InterestRates #BankOfEngland

In today’s Autumn Budget, the Chancellor has confirmed plans to introduce a new annual charge on homes valued over £2 million, from April 2028. While the measure is being called a “mansion tax”, it could impact homeowners in higher-value areas.

Today is Budget Day! We'll be listening in to the Chancellor's announcement at lunchtime and will report the key points and how they will affect consumers as soon as possible. #BudgetDay #FinancialPlanning

New data from Santander shows 22% of first-time buyers in 2025 are aged 40+, up from 18% last year. There’s also been a jump in buyers aged 60+ getting onto the ladder. We regularly help older borrowers secure the right deal. #FirstTimeBuyer

MB Associates has been shortlisted in the @MoneyAge_UK Awards for Broker Firm of the Year (11–50 advisers). We are so proud of our team and grateful to our clients for their support. #MAMortgageAwards #MortgageAwards #MortgageBroker

We're a very proud sponsor of @suttonunited – a club that brings people together, inspires the next generation, and embodies teamwork and perseverance. #TeamSpirit #Community

Thinking about buying your first home? If your job is stable and you’ve saved a deposit, now could be a good time to buy. Many renters are already paying more each month than they would on a typical mortgage, so owning a property could make financial sense. #FirstTimeBuyer

Hot on the heels of our MD, Monica Bradley, winning Entrepreneur of the Year at the Financial Reporter Women’s Recognition Awards last week, we were thrilled to receive this beautiful cake from a happy client. Gestures like this mean so much. #ClientFeedback #ClientSatisfaction

We’re thrilled to share that our founder & MD, Monica Bradley, has won Entrepreneur of the Year at the @__FR__ Women's Recognition Awards. The event, held last night, celebrated excellence, progress and inclusion in financial services. #WRA2025 #WomenInFinance

Renting or buying? Lloyds Bank says buying is cheaper in 9 out of 11 major UK cities – even with a small 5% deposit. Homeowners pay about 17% less each month than renters. It could be time to make your move. 🏠 #MortgageAdvice #BuyingVsRenting

Halifax reports a 0.3% dip in house prices for September – the average home is now £298,184, £794 less than in August. Despite this, prices are still 1.3% higher than last year, showing the market remains steady. Modest growth is expected in the rest of 2025. #HousingMarket

Changes to property tax could be coming… The Treasury is considering a new levy to replace stamp duty: ➡️ Applies to sales £500k+ ➡️ Paid by the seller, not buyer ➡️ Only affects 1 in 5 sales Nothing's been confirmed yet – we'll keep you posted. #PropertyNews #UKHousing

More older people are separating, and many believe they won't be able to secure a new mortgage if they start over. That's not necessarily true. We help many older borrowers. Read more: bit.ly/45FS3H9

There’s been a rise in the number of mid-lifers downsizing to a smaller property, but is it a good idea? Here’s what you need to know before you take that step: bit.ly/45jhrn8

Do you need to remortgage this year or early next year? 3 key things to know about remortgaging: 1️⃣ Start 6 months before your deal ends to lock in the best rate. 2️⃣ Use a broker to compare the whole market. 3️⃣ Plan for your future & consider overpayments to save money.

Another fantastic review for our mortgage adviser, Holly Andrews. Thank you, Gabby, for your wonderful feedback! #ClientService #CustomerJourney

House prices went up in July, according to Halifax, and the market is looking strong. Read more: mbassociates.net/house-price…

The Bank of England has cut the base rate from 4.25% to 4%. What does this mean for your mortgage? 🔒 Fixed – no change 📉 Tracker – payments down 📉 SVR – could drop (depends on lender) Many lenders expected the cut & had already priced it in. #InterestRates

The Bank of England reviews the base rate on 7 Aug – a drop is widely expected (though not guaranteed). What it could mean: ✅ Fixed rate mortgage → no change ✅ Tracker/SVR → payments may fall slightly Many lenders have already reduced their rates. #BaseRate #InterestRates