MashreqNeo

We are pleased to welcome Hessa Kamali as Global Head of Brand & Corporate Communications at Mashreq. Hessa joins us with more than 13 years of experience across brand strategy, marketing, communications, digital engagement and business transformation. Throughout her career, she has built brands, led high-performing teams and delivered measurable commercial and reputational impact across a range of industries. We look forward to her expertise and leadership as we continue to elevate Mashreq’s brand and strengthen our reputation across the markets we serve. Welcome to Mashreq, Hessa. #Mashreq #Leadership #Marketing #BrandBuilding #RiseEveryDay

Mohamed Abdel Razek speaks to Forbes Middle-East about how AI could change banking, and who’s accountable when it gets things wrong. #Mashreq #AI #TechnologyLeadership #RiseEveryDay

Empowering businesses starts with simplifying banking, embracing innovation and delivering digital solutions that support growth. In a recent conversation on the Smashi Business Show, Rajeev Chalisgaonkar, Global Head of Business Banking and NEO BIZ, shares his perspectives on the future of digital business banking and how Mashreq NEO BIZ is transforming the banking experience for businesses. The conversation explores the role of seamless digital onboarding, AI-powered processes, real-time cross-border payment tracking and integrated business solutions in creating a more efficient banking experience, reinforcing Mashreq’s commitment to making banking simpler, smarter and more accessible. Watch the full conversation: ms.spr.ly/6000afeKA #Mashreq #RiseEveryDay #BusinessBanking

A front-row seat to global investment expertise. On 5 and 6 October, Mashreq, in collaboration with Goldman Sachs Asset Management, hosted an exclusive event for Mashreq Gold and Private Banking clients, bringing them closer to expert perspectives and insights from one of the world’s leading asset managers. The event reflects our commitment to delivering privileged access and meaningful investment opportunities to our clients through our exclusive partnership with Goldman Sachs Asset Management for Discretionary Portfolio Management. وصول حصري إلى الخبرات الاستثمارية العالمية. قام المشرق، بالتعاون مع جولدمان ساكس لإدارة الأصول، باستضافة حدث حصري لعملاء المشرق الذهبي والخدمات المصرفية الخاصة يومي 5 و 6 أكتوبر، وذلك للاطلاع على توجهات ورؤى الخبراء لدى أحد أهم مديري الأصول في العالم. ويعكس هذا الحدث التزامنا بتقديم الوصول المتميز والفرص الاستثمارية القيمة لعملائنا من خلال شراكتنا الحصرية مع جولدمان ساكس لإدارة الأصول لتقديم خدمات المحافظ الاستثمارية المدارة. #Mashreq #RiseEveryDay #GoldmanSachsAssetManagement #PrivateBanking #WealthManagement

Enjoy zero Mashreq fees on international money transfers. Sending money home should be about care, not costs. With Mashreq, you enjoy zero fees on international transfers, giving you greater savings and peace of mind. Limited-time offer, limitless care. Whether you’re supporting family or planning for the future, transfers are secure, fast, and simple. Available on both Mashreq Mobile App and Online Banking. Valid until 9 January 2027. Transfer now: mashreq.com/remitnow Terms and Conditions apply. Offer applicable for retail banking customers only. Mashreqbank PSC is regulated by the Central Bank of the United Arab Emirates. استمتع بإجراء تحويلاتك الدولية دون رسوم من المشرق. لطالما كان إرسال الأموال إلى بلدك تعبيراً عن الاهتمام، لا مصدراً للتكاليف. يمكنك الآن إجراء تحويلاتك الدولية دون رسوم من المشرق مع توفير المزيد والاستمتاع براحة البال. عرض لوقت محدود، واهتمام بلا حدود. سواء كنت تساعد عائلتك أو تخطط للمستقبل، يمكنك الآن إجراء تحويلاتك بسرعة وسهولة وأمان، علماً أن الخدمة متاحة على تطبيق المشرق الموبايل والخدمات المصرفية عبر الإنترنت. يسري العرض حتى 9 يناير 2027. حوّل الآن: mashreq.com/remitnow تطبق الشروط والأحكام. يسري العرض على عملاء الخدمات المصرفية للأفراد فقط. بنك المشرق ش.م.ع، بنك مرخص ويخضع لرقابة مصرف الإمارات العربية المتحدة المركزي. #Mashreq #DiigitalBanking #RiseEveryDay

Please join us in welcoming Zaid Elaiwat as SEVP, Retail Banking & Wealth Management Marketing at Mashreq. With more than 15 years of experience in marketing, growth strategy and digital transformation, Zaid brings a proven track record of building high-performing teams, leading integrated marketing functions and delivering measurable business growth across the region. In his new role, Zaid will lead the retail marketing strategy for Mashreq’s Retail Banking and Wealth Management businesses, driving customer acquisition, product adoption, digital performance and client engagement. Welcome to Mashreq, Zaid. We look forward to the contributions he will make as we continue to innovate, deepen customer relationships and drive business growth. #Mashreq #Leadership #RetailBanking #DigitalMarketing #RiseEveryDay

المشرق يسجل ارتفاعاً بنسبة 18% في أرباحه قبل الضريبة خلال الأشهر التسعة الأولى من العام، محققاً مستوى قياسياً بلغ 7.3 مليار درهم إماراتي. المشرق يسجل أصولاً تتجاوز 400 مليار درهم إماراتي، مدعومة بنمو القروض بنسبة 33% على أساس سنوي، مع تحسّن نسبة القروض المتعثرة لتستقر عند 0.7%. معالي عبدالعزيز الغرير، رئيس مجلس إدارة المشرق: "يشهد الاقتصاد العالمي مرحلة من التحولات الجوهرية، في ظل التطورات الجيوسياسية وإعادة تشكيل أنماط التجارة وتدفقات الاستثمار. وتمثل هذه التحولات فرصة للمنطقة لتعميق التنويع الاقتصادي، وتعزيز الشراكات العالمية، وفتح آفاق جديدة للنمو المستدام. وقد أثبتت دولة الإمارات العربية المتحدة متانة نموذجها الاقتصادي، من خلال الجمع بين استقرار السياسات، والترابط الدولي، والاستثمارات المستدامة، بما يعزز مكانتها كمركز عالمي رائد للأعمال والخدمات المالية." أحمد عبد العال، الرئيس التنفيذي لمجموعة المشرق: "تعكس نتائج المشرق خلال الأشهر التسعة الأولى من عام 2026 قدرتنا على مواصلة تنمية أعمال البنك وتحقيق عوائد قوية، مع الحفاظ على جودة ائتمانية راسخة. فقد سجلنا أرباحاً قياسية قبل الضريبة بلغت 7.3 مليار درهم إماراتي خلال الفترة، بنمو نسبته 18% على أساس سنوي، فيما بلغ العائد على حقوق المساهمين 20.4%. كذلك، نمت القروض المقدمة للعملاء بنسبة 33% على أساس سنوي، وانخفضت نسبة القروض المتعثرة إلى 0.7%." اقرأ المزيد: ms.spr.ly/6019a0UpX #المشرق #النتائج_المالية

Mashreq’s Nine-Month Pre-Tax Profit Rises 18% to a Record AED 7.3 Billion. Assets surpass AED 400 billion as customer lending grows 33% year-on-year and the non-performing loan ratio improves to 0.7%. H.E. Abdul Aziz Al Ghurair, Chairman: “The global economy is undergoing a period of significant transformation, as evolving trade patterns, investment flows and geopolitical dynamics reshape the international economic landscape. For the region, this presents an opportunity to deepen economic diversification, strengthen global partnerships and build new avenues for sustainable growth. The UAE has continued to demonstrate the strength of its economic model, combining policy stability, international connectivity and sustained investment to reinforce its position as a leading global business and financial centre.” Ahmed Abdelaal, Group Chief Executive Officer: “Mashreq’s first nine months of 2026 demonstrate our ability to grow the franchise while maintaining strong returns and credit quality. We delivered record nine-month profit before tax of AED 7.3 billion, up 18% year-on-year, and return on equity of 20.4%. Customer lending grew 33% year-on-year, while our non-performing loan ratio improved to 0.7%.” Read the full report: ms.spr.ly/6012a0U3K #Mashreq #FinancialResults #Milestones

How is agentic AI reshaping the future of banking? In a conversation with Dubai Eye, Mohamed Abdel Razek, Group Head of Tech, Transformation & Information, shares Mashreq’s perspective on moving AI from experimentation to real-world application, including our pilot with IBM Bob in software engineering. The discussion explores the potential of agentic AI to accelerate technology delivery, enhance customer experiences and reshape how technology teams work, while keeping human oversight, security and responsible governance at the forefront. Watch the interview to hear more about Mashreq’s approach to the future of AI-driven banking: ms.spr.ly/6015aLk7v #Mashreq #AgenticAI #ArtificialIntelligence #DigitalBanking #Innovation

From positive growth surprises across the US and Euro Area to easing oil supply risks and upgraded US investment grade credit, evolving macroeconomic themes continue to redefine global market dynamics. Explore the latest Global Markets Outlook for key insights on major macro themes, asset class positioning, and the critical shifts driving equities, rates, and credit strategy. Disclaimer: Investing in financial instruments involves inherent risks, including the potential loss of principal. Before engaging in any investment or trading activity, you should carefully assess whether such activity aligns with your individual risk tolerance, financial circumstances, investment objectives and level of understanding of the associated risks. This report is provided strictly for informational purposes and does not constitute, and should not be construed as, an offer, solicitation, recommendation or advice to engage in any investment activity. You should seek independent financial, legal and tax advice before making any investment decisions. Mashreq does not accept any liability for any losses or damages arising from reliance on the information contained in this report. #Mashreq #RiseEveryDay #AssetAllocation #WealthManagement #GlobalMarkets

"Finances are too serious to be delegated.” As AI agents begin choosing banks and shaping financial decisions, who stays in control? Mashreq’s Fernando Morillo talks invisible banking, trust, and the future of money. Read the full article: ms.spr.ly/6003aISX7 Watch the interview: ms.spr.ly/6004aISky #Mashreq #RiseEveryday #AI

Celebrating another customer-centric milestone! Mashreq has been named United Arab Emirates Customer Experience of the Year – Banking at the Asian Experience Awards 2026. This recognition reflects the impact of our Transforming Customer Experience & Client-Obsessed by Design initiative, which has simplified customer journeys, expanded digital self-service capabilities, and made banking faster, easier, and more intuitive for our customers. By combining customer insights, data analytics, and AI-powered servicing, teams across the bank have worked together to remove friction, enhance convenience, and deliver seamless experiences at every touchpoint. Congratulations to all colleagues who contributed to this achievement and continue to bring our client-obsessed culture to life every day. #Mashreq #RiseEveryDay #CustomerExperience #DigitalTransformation #BankingInnovation

Mashreq has successfully priced its inaugural CNH 1 billion three-year Dim Sum bond, marking our first public issuance in the offshore renminbi market. Priced at a fixed coupon of 2.50%, the transaction attracted strong regional and international investor demand, with the orderbook reaching CNH 2.3 billion, more than twice the issuance size. Beyond funding diversification, this milestone strengthens Mashreq’s engagement with investors in China and Hong Kong and reflects the growing financial connectivity across the UAE–China–Hong Kong and broader GCC–Asia corridor. As our Group CEO, Ahmed Abdelaal, said: “Our inaugural Dim Sum bond marks an important milestone in Mashreq's funding diversification strategy and reflects our commitment to strengthening financial connectivity between the UAE, China and Hong Kong, as well as the broader GCC–Asia corridor. As trade and investment flows between these markets continue to grow, we see significant opportunities to deepen our engagement with Asian investors and support businesses operating across this important corridor.” Read more: ms.spr.ly/6011ashkz #Mashreq #CapitalMarkets #DimSumBond #GCCAsia #China #HongKong #UAE

Resilience is built on strong fundamentals, disciplined risk management and the ability to navigate change with confidence. In an interview with Al Arabiya Business alongside the Annual Meetings of the International Monetary Fund (IMF) and World Bank Group in Bangkok, Ahmed Abdelaal, Group CEO, shares his perspectives on the strength of the UAE banking sector, the resilience of the real estate market and the importance of maintaining a forward-looking approach to risk. He also highlights Mashreq’s strong asset quality and the experience gained through previous economic cycles, reinforcing the bank’s commitment to sustainable growth and long-term financial stability. Watch the full interview: ms.spr.ly/6018aspQm #Mashreq #UAE #Banking #FinancialResilience #Leadership

In an era of heightened volatility, liquidity is no longer simply about optimising returns. It is increasingly about building resilience. In his latest article, Salman Hadi, Group Head of Treasury and Global Markets at Mashreq, explores the quiet return of the corporate liquidity buffer and why stronger balance sheets, greater liquidity visibility and the ability to mobilise capital quickly are becoming increasingly important to long-term growth. Read more on how the role of treasury is evolving from liquidity management to strategic stewardship of enterprise value: ms.spr.ly/6016aSq1y #Mashreq #Treasury #Liquidity #FinancialResilience

Mashreq has achieved strong results in the Euromoney Cash Management Survey 2026, earning four significant recognitions: • #1 Overall Best Cash Management Bank – United Arab Emirates • #1 Overall Best Cash Management Bank – Egypt • #1 Overall Best Cash Management Bank – Kuwait • Leading Bank in the Middle East in Cash Management These rankings are determined directly through client feedback and reflect the trust our clients place in us and the strength of the relationships we continue to build together. They reinforce our commitment to investing in digital transaction banking capabilities that help clients operate more efficiently, manage liquidity and navigate change with confidence. Thank you to our clients for their continued trust and partnership. We remain dedicated to shaping the future of transaction banking. #Mashreq #RiseEveryDay #Euromoney #CashManagement #TransactionBanking

Mashreq has partnered with Expo City Dubai to expand access to off-plan home financing across selected residential projects within its growing community. Through the collaboration, eligible investors and end users will have access to structured financing options for approved properties under construction, supporting more customers looking to make Expo City Dubai their home. The partnership brings together Mashreq’s home financing expertise with Expo City Dubai’s vision for a connected, sustainable urban community designed around the way people live, work and experience the city. #Mashreq #RiseEveryDay #ExpoCityDubai #HomeFinance #RealEstate

Please join us in welcoming Steven Croker to Mashreq as Global Head of TGM and Wealth Management Operations. Bringing more than 25 years of international experience across leading financial institutions, Steven has built a distinguished career driving transformation, strengthening controls and delivering operational excellence. We are excited to have him on board and wish him every success in his new role. #Mashreq #BankingLeadership #Operations #Treasury #WealthManagement

The future of customer experience in banking is becoming more intelligent, predictive and intuitive. In a video interview with Euromoney, Rania Nerhal, Chief Client Experience and Conduct Officer at Mashreq, shares how AI is helping anticipate customer needs, reduce friction and deliver more proactive, seamless support. She also explores the role of human expertise in moments that carry greater financial or emotional significance, and why trust, transparency and control remain essential to the customer experience. Watch the full interview to discover Mashreq’s perspective on the evolution of customer experience in banking: ms.spr.ly/6012aWmwI #Mashreq #RiseEveryDay #IntelligentBanking #ArtificialIntelligence #CustomerExperience

Please join us in welcoming Rajeev Bhatnagar to Mashreq as Group Chief Risk Officer. Bringing extensive international experience across leading financial institutions, Rajeev will help advance our risk management capabilities and support our strategic ambitions in an evolving financial landscape. With more than three decades of experience spanning risk, compliance, and business leadership, he joins us at a pivotal time as we continue to strengthen our resilience and drive sustainable growth. We look forward to the journey ahead. #Mashreq #GroupChiefRiskOfficer #RiskManagement #Governance #Compliance