Michael J. Garry, Esq, CFP©, AIF©, Founder & CEO

Finally getting around to putting the video of my finish at IRONMAN Maryland out there. Could not have done it without my girls! Thanks @rachelagarry @emma__garry @amygarry2 and my daughter who smartly blocked me.

Why do we save, spend, and invest the way we do? Our money scripts, beliefs formed early in life, may play a role. In Ep. 88 of Not Just Numbers, Mike & Madison explore these beliefs, family financial habits, & conversations about money. Listen: ed.gr/ehlva

We're pleased to share that our Founder & CEO, Michael J. Garry, CFP®, MBA, has been featured in The Daily Upside! In the article, “Is Schwab a Competitor? Depends on Who You Ask,” Mike shares his perspective. ed.gr/ehlu2

Why is Medicare charging you based on income you no longer earn? The two-year lookback and IRMAA may explain it. Mike and Madison discuss income thresholds, higher premiums, and when Form SSA-44 may apply. Listen: ed.gr/ehls5

Some of life’s biggest financial decisions arrive before you expect them. Retirement. Aging parents. An inheritance. Selling a business. Estate planning. Mike & Madison discuss why preparing years ahead can matter. 🎧 Listen: ed.gr/ehlqh

Financial advice is everywhere but what can you trust? Mike & Madison discuss financial influencers, credentials, compensation, quick-return promises & why popular advice may not fit you. Listen Now: ed.gr/ehlng

Can you live off dividends without selling investments? In Ep. 84, Mike & Madison discuss dividends vs. total return, chasing yield, taxes, diversification and why selling investments doesn’t mean your plan is failing. Listen Now: ed.gr/ehlmm

A well-known company announces an IPO—but are you investing in the business or the story? Mike and Madison discuss IPO pricing, risk, investor behavior, and how a new stock fits into your financial plan. Listen: ed.gr/ehlki

Interest in trusts is soaring but they aren’t the right fit for every estate plan. Michael Garry, CFP®, recently spoke with *ThinkAdvisor* about the growing interest in trusts and how state laws can influence whether they make sense. Read more: ed.gr/ehlil

Private markets are getting more attention—but are they right for most investors? Mike Garry, CFP®, MBA, is skeptical. He shares his perspective on fees, liquidity and private investments with Financial Planning. Read more: ed.gr/ehlie

Helping aging parents with finances, legal documents, healthcare wishes or long-term care can mean stepping into a very different role. How do you help without making them feel like they’re losing their independence? Listen:podcasts.apple.com/us/podcas…

Our Founder & CEO, Michael J. Garry, CFP®, MBA, was featured in The Daily Upside, sharing his perspective on rising client withdrawals and the importance of thoughtful, long-term planning for RIAs. Read more: ed.gr/ehlhp

Why do we keep buying into things right after they've already become popular? Mike and Madison get into it on the new episode: the behavior gap, and why "familiar" doesn't mean "safe." Discipline beats chasing what's hot. Listen:podcasts.apple.com/us/podcas…

Why are stock valuations higher today than they used to be? Mike & Madison discuss how changes in investing may help explain it and why market risk still matters. Listen: ed.gr/ehk0g

Trump Accounts are now open. What should families know before opening or funding one? Mike and Madison discuss the federal $1,000 seed contribution, contribution limits, tax treatment, recordkeeping, and how Trump Accounts compare with 529 plans. Listen:podcasts.apple.com/us/podcas…

How much should you keep in stocks, bonds, & cash? Mike & Madison discuss higher bond yields, the equity risk premium, and the risks of holding too much cash. They also explain why asset allocation should be based on your goals and risk comfort. Listen: ed.gr/ehkth

In 2026, anyone with earned income (such as wages or income from self-employment) can contribute to a Traditional IRA, up to the lesser of the amount of earned income or $7,500 ($8,600 if 50 or older). a.True b.False

What would you do with a windfall? Mike & Madison discuss the emotional and financial realities that can follow inheritances, business sales, bonuses, and other major wealth events. They also explore the Great Wealth Transfer & why preparation matters. ed.gr/ehkra

Retirement planning isn’t one-size-fits-all. In the latest Not Just Numbers episode, Mike & Madison discuss Roth vs. traditional retirement accounts, the “50/50 split” strategy, and why personalized planning matters. Listen here: ed.gr/ehkoj

Graduation isn’t the financial finish line. It’s a turning point. When tuition ends, extra cash flow can disappear fast without a plan. Ep. 75: Mike & Madison on making intentional next steps. Listen: ed.gr/ehkir

Still using “100 minus your age” for investing? Mike & Maddie unpack a WSJ article on a Yale professor’s new portfolio approach focused on income, savings, future earnings & risk tolerance. Consistent saving habits matter more than a “perfect” portfolio. ed.gr/ehkhg