Chasing the heat mentality: in investing we shouldn’t chase gains and invests in stocks that has already gone up too much in value.

“You can’t tell a millionaire’s son from a billionaire’s.” – Vance Packard #personalfinance

The Top 5 Worst Debt Decisions: moneyning.com/debt/the-top-5…

"All I ask is the chance to prove that money can't make me happy." — Spike Milligan

The main thing with money management that few people talk about is that balance is key. I'm always discouraging young folk from automating 100% of their finances, because it causes them to lose touch with what's going on.

Reasons the IRS might audit you: 1. Incomplete or inaccurate returns 2. Unreported income 3. Very low or very high income 4. Numbers that seem too perfect 5. High charitable donations 6. A lot of itemized deductions

If you can find a way to think outside-the-box you can get kids excited about finances, budgeting, saving, and making money.

"Only by giving are you able to receive more than you already have." — Jim Rohn

According to @CNN, 25 million American households are living paycheck to paycheck. When money is tight, saving any amount can be the last priority on your list—but it needs to be.

“When writing a novel a writer should create living people; people, not characters. A character is a caricature.” — Ernest Hemingway

“Many will want what you have, but few will do what you do.” ― David W. Robbins

Instead of trying to cut back your small expenses, focus on the larger ones so you can make more of a significant impact.

“Seek not greater wealth, but simpler pleasure; not higher fortune, but deeper felicity.” ― Mahatma Gandhi

While buying things can give you a thrill because it’s something new, pretty soon that object becomes a regular part of life, fading into the background. An experience, though, is always extraordinary.

Just found out that the majority of scrap yards will NOT take a bag of pennies for recycling because it’s against federal law to deface U.S. currency.

"We cannot solve our problems with the same thinking we used when we created them." — Albert Einstein

"It is not the man who has too little, but the man who craves more, that is poor." — Seneca

How to save on engagement rings: 1. Purchase an heirlooms engagement ring. 2. Do your due diligence and research before buying. 3. Learn the ins-and-outs of choosing the diamond and setting. 4. Pay cash for some serious discounts.

Money is important because: 1. It means that you are not dependent on being employed. 2. It enables you to carve out your own path and lessen constraints on your choices. 3. It allows you to give back to your community.

Smart things you can do with extra income: 1. Pay off your debt. 2. Put it in an emergency fund. 3. Max out your 401k. 4. Max out a Roth IRA.