Help to buy scheme is coming back in the UK and it is an incredible hack for those who use it wisely In London you can buy a 2 bed flat for £400,000-450,000 With a 2.5% deposit: £10,000-11,250 You are then left with monthly payments of roughly £1,900-2,100 based on a 35 year mortgage Now the cool part - the rent for the same property is probably £2,000-2,300 5 years down the line? Your mortgage stay the same or go down if interest rates come down The rent will probably be £2,500 You save money and build equity at the same time … Why don’t more people do it?