The Brown Bag Portfolio

She earned more every month.
She kept none of it. Meet Tess: day job, fitness page, and a habit of spending every sponsor deposit the week it landed. What's the first thing you spend side income on? 👇

A decision was made..

Fitness Influencer With an Out of Shape Budget youtu.be/pVItI5yQheo

Full story: youtu.be/J7ICZtcTe7M?is=JK50…

Same paycheck. Three systems. One built cash. One leased the driveway. One maxed the Roth and left checking at $0. Then the slowdown hit. Short: youtube.com/shorts/EmB-L_h0u… Full story: youtu.be/4po5C6FBuDk

POV: you got a raise. Most people upgrade the car and the apartment. Jacob froze the lifestyle. $0 extra spending. Automated the raise. Let the account do the work. Same life on the outside. Different rules on the inside. The raise started paying him. What are you doing with yours? youtu.be/iG4XUzMh1vE?is=vLMR… POV: You Got a Raise — Jacob Didn’t Upgrade. Then the Raise Started Paying Him #Personalfinance #StealthWealth #RothIRA

62. The screen said $800,000. Half the paycheck. Same house. Twelve years. Full 3 minutes: youtu.be/FHQkYI7Qj6c

Chris turned 50 with almost nothing saved. Take-home $80k. He sent half to work. Same house. Same truck. Age 62: $800,000. Half a paycheck is ugly. Twelve years later it isn’t. youtu.be/FHQkYI7Qj6c

A Roth is the account that doesn’t send you a tax bill when you take the money later. $7,500 this year is not too small.

Put a name on the extra cash before it disappears. That’s the emergency fund. $500 a month does not require a second job.

If your job puts money in when you do, take that first. That’s free. Everything else waits.