The shareholders are the rightful owners. Management has a fiduciary responsibility. Proud #SHT member-Shareholders who Hate value Traps

Joined February 2021
$SUGR Tempo Bank -Sugar Creek Robert Stroh Jr- Give it up already. Sell this mess and turn the page on 46 wasted years! Have a beer instead.
4
1
26
Apologies to Garry Lee and the Showdown. “Well, here comes Jeffy with his pecker in his hand, He's a one-ball man and he's off to the rodeo” 4.7% NPAs are “nearing” the peak? WTF Jeff Dick. Your ass should be fired! $MNSB
21
We have a Friday night #ShitBank earnings report. $WCFB This dump should be sold as soon as the poor credits are cleaned up which of course is taking longer than expected.
1
1
6
1,145
But here is why $WCFB likely won’t be sold as soon as it cleans up. 55 yo CEO De minimus board ownership- including a 37 yo w/ some sheep on his farm that owns zero, Nick Wilworth.
1
231
Was $FLG so out to lunch in early October that they did not know the quarter and the next 4 quarters would suck?
2
3
20
2,360
$MBBC - another motivated team. Perhaps the $PSBQ $BFC merger fallout will benefit in Wausau.
1
10
900
The motivation is easy to spot! $AVBC xitter.cf/ourbank3/status/211119…
Avidia $AVBC was able to buy back shares for 2 months of 3Q and in that time they retired 5% of the float. Thats what a motivated management team looks like.
2
12
1,040
Whoah $HFBK We’ll vote for your holding company but what the H are Col Warline Bryant, Mariela D’Alessio and Michael Brown doing on this board? Not since Charles Cirillo owned 11 shares of $NECB has anyone even sniffed 12 shares like Mariela.
6
657
Our Bank retweeted
TLDR - they wanted to hire a descendent of the founder, so found an airline pilot who will continue to be an airline pilot in addition to CEO
Baker Boyer $BBBK is an interesting bank with great funding, great fee income, and a margin expansion opportunity. But there are questions on decision making. Now let's check on management. Hmm.
1
2
14
1,482
Well healed former MF Bancorp CFO York finally steps up to buy some $OSBC ! Oh wait… never mind. Mostly just the free ones.
9
892
Our Bank retweeted
Efficiency did improve ……. (Due to non recurring one timers) 🤡
1
1
4
417
“Our Company is well positioned for growth in the future as we have solid capital and improving efficiency." Uh- your #ShitBank efficiency ratio only just nudged below 80% $ASRV @AmeriServBank
2
17
1,350
Our Bank retweeted
it's kind of hysterical that the $WAL management reports 35bps of "CORE" charge-offs, which EXCLUDES $152 million of fraud related losses. and Elizabeth Holmes or SBF were great people adjusted for the outright fraud they committed too.
1
2
17
1,810
$HBCP news after the close: unhappy quarter and CEO change.
1
1
8
1,558
Very true. Beware of bearded bankers who sell you stock and then refuse to answer the phone. “Strong Numbers” my ass. Mid 70’s efficiency, poor ROE - $PPBB doesn’t earn its cost of capital. Both his dad and granddad ran it better.
Replying to @OurBank3
He is a scoundrel. The miserly 5% payout ratio gives investors no reason to hang on and he's not retaining capital to support growth - there isn't any. It's surprising that he's offering book value, which is 35% above the current price, though still a steal for him.
1
17
1,292
Charles le Coq would like to steal our $PPBB shares for tangible book. The whole bank would minimally fetch 150% in a sale, likely more. Hell no! We won’t go. ☠️💀🖕
2
19
1,976
Brother Cozzone got his $AVBC option package. Can’t say he didn’t earn it. Plus he paid up for 68,000 AFTER the IPO.
7
663
Uh, zero provision, NPAs up 8%, no resolution to the $91M Texas NPA, deposits down, Trust Revs down $4M…
3
16
1,652
For the first time in history, #OurBank voted as $INBC mgt recommended. Good riddance!
10
984
$FGFH 9 month results show the AOCI loss was equal to reported earnings.
3
10
889