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Joined November 2022
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Elpàpá de Khalid retweeted
I have ₦500,000 I want to put in Treasury Bills. The app gives me three choices: 91, 182 or 364 days.
I almost picked 364 days because the rate looked highest. Then I remembered my rent is due in 6 months. Locking that money for a year would have caused a cash crunch.
So before I choose, I check my calendar first.
91 days (about 3 months)
For money I'll need next quarter, like tuition or restocking.
182 days (about 6 months)
For half-year bills like rent or planned travel.
364 days (about 1 year)
For money I won't touch this year. It often pays the highest rate, but not always, because rates change at every auction.
My plan: ₦300,000 in a 182-day T-Bill for rent, and ₦200,000 in a 364-day T-Bill for money I won't need this year. My emergency cash stays somewhere I can reach quickly.
Remember: you pay a discounted price now and collect the full face value at maturity. Selling early means selling at the market price, which can be lower. I leave a few days of buffer between maturity and my due date.
Educational content, not financial advice.
If you had ₦500,000, which would you pick: 3 months, 6 months or 1 year?
Elpàpá de Khalid retweeted
2024 changed him.
2025 nearly broke him.
2026 opened his eyes.
2027 is his comeback year.
Yes, I'm talking about you, bro.
Elpàpá de Khalid retweeted
What's unattractive is when a woman stays in dark place and decides everyone else has to live there too. Always blaming, always playing victim, always keeping score, never taking responsibility for their own healing.
Elpàpá de Khalid retweeted
What is Art?
0%Alchemized darkness
0%God speaking thru people
0 votes • Final results
Elpàpá de Khalid retweeted
When you come to terms that people will form opinions of you regardless, you will move thru the world with a different quality
Elpàpá de Khalid retweeted
Your days of having a blocked throat chakra are long gone. There’s no more staying quiet to keep the peace.
There’s no more living without clarity because you’re scared of the possible repercussions from asking for it.
There’s no more letting weird things slide or laughing things off that bother you.
You stand up for yourself immediately now.
You speak up about and question anything shady or confusing without hesitation.
There’s no holding back when expressing yourself anymore. You call people out as soon as you clock something sketchy, wrong or evil.
You express your feelings, wants, needs, desires and expectations so clearly now that there’s no room for any assumptions or confusion.
Your relationships and connections either have healthy communication and mutual understanding now or you no longer participate.
There’s no more fear about who you may lose from speaking your truth.
Your peace is your top priority and you’re no longer afraid to use your voice.
There’s nothing holding you back anymore.
You are direct.
You are real.
You are honest and truthful.
You are authentically you and healing looks incredible on you. ✨
Elpàpá de Khalid retweeted
You can tell who is really chosen. They never showed or let anyone know about their silent battles. They got out of a dark place by themselves and don’t get bitter. They get better and alchemize that darkness into strength by leveling up mentally, spiritually, and emotionally.
Elpàpá de Khalid retweeted
No lies. That song hits different when you actually listen. And "Practice self love, I be minding my business I don’t send non" that’s the whole album in one line. Wiz used to be the young star everybody wanted a piece of. Now he’s the OG who learned to protect his peace.
Elpàpá de Khalid retweeted
That's real wealth. It's rare. In a world where everyone films their good deeds, the man who helps in secret is the most dangerous because his reward is not from people.
Elpàpá de Khalid retweeted
Winners make a decision and find a way. Losers make an excuse and find a crowd to agree with it.