@PerchCanada

Your mortgage advisor with superpowers. Perch helps you quickly find the right mortgage and maximize your savings.

 Canada
myperch.io/
Joined May 2021
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  • Followers16
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Had an amazing time at the Youth Development Canada (Formerly DAREarts) #ANTIGALA last night! Over $475,000 was raised for youth programs across Canada. Special thanks to @OnliaCA and their team for the invite to such a great night out.
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With lightning fast access to the top lenders in Canada we provide a simple and transparent process for getting a mortgage. Stop waiting in line at the Bank and get pre approved today from the comfort of your own home. Join Perch: bit.ly/3G248tQ
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The Bank of Canada just announced they're holding their policy interest rate steady at 5.00% this morning.🔔 The last rate hike occurred in July and was a 0.25bps raise. Read: myperch.io/homeowners/bank-o…

The Bank of Canada holds interest rates steady on October 25, 2023 - Perch

Interest rates have gone up, but that doesn't mean your payment has to. Learn about what your payment could be at renewal and how you can save by renewing

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Here's your latest mortgage market outlook for September: myperch.io/buyers/latest-mor…

Latest Mortgage Rate Outlook in Canada for September 2023 - Perch

You will receive an email after you submit this form to finalize your newsletter subscription.

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We talked to SingleKey to get their advice on best practices for keeping track of expenses on an investment property. Read:myperch.io/homeowners/how-to…

How to keep track of an investment property - Perch

An investment property can be a great way to start building equity, or as a way to diversify your portfolio with an income generating asset. If you’re

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Co-signing a mortgage? Here's what you need to know: Read:myperch.io/buyers/co-signing…

Co-signing a mortgage? Here's what you need to know. - Perch

With housing prices rising year after year in Canada, many first-time buyers find they need a little extra financial support to secure a mortgage. Co-signing

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Here's why paying off your mortgage early isn't the best move if your goal is to retire early: Read:myperch.io/homeowners/should…

Should you pay off your mortgage or invest for your retirement? - Perch

When someone asks for financial advice, you can almost guarantee the responses will include investing in real estate and saving for retirement. Conventional

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Here's everywhere you can open an FHSA: Read: myperch.io/buyers/heres-ever…

Here's everywhere you can open an FHSA - Perch

This year the government of Canada launched a new tax-advantaged savings account aimed at helping Canadians save up for their first home. The First Home

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Here's a breakdown of all the key terms the Bank of Canada uses in their interest rate announcements: myperch.io/buyers/key-terms-…

Key terms from the Bank of Canada interest rate announcements - Perch

Millions of mortgage holders in Canada wait with bated breath for the Bank of Canada’s interest rate announcement conferences which occur eight times per

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You could get an interest free loan of as much as $50,000 just for being a first-time home buyer in Ontario. Here's a list of homeownership programs available in Ontario:myperch.io/buyers/local-home… #realestatecanada #Ontario

Local homeownership programs in Ontario - Perch

Some Ontario municipalities run their own incentive programs to make it easier for residents to find homes and to encourage economic growth in the area. Here

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The average selling price of a home in Toronto is $1,182,120 as of June 2023.🏘️ Here's our latest outlook on the Toronto housing market: ➡️Read: myperch.io/buyers/toronto-on… #realestate #canada #realestatetoronto
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What is an interest rate differential? It could drastically change the amount you pay to break your mortgage. Read :myperch.io/buyers/what-is-an… #interestrates #mortgages

What is an Interest Rate Differential mortgage penalty? - Perch

The other of the two is referred to as an Interest Rate Differential (IRD). 

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Here's how to apply for a net-worth mortgage: myperch.io/buyers/how-to-qua… #mortgages #realestate
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The Bank of Canada just announced another rate hike for July. Read: myperch.io/homeowners/bank-o…

The Bank of Canada raises interest rates once again in July - Perch

The Bank of Canada announced on July 12th they will be raising the key interest rate by 25 basis points. This raise is this third this year as the Bank of

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Canada housing market outlook 2023: myperch.io/buyers/canada-hou…

Canada housing market outlook 2023 - Perch

You may have heard there’s something of a housing crisis in Canada. Canada currently has the least affordable housing market in the G7, which has been great

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When it comes time to get your mortgage, your lender will factor the incentive into your application, leading to a decrease in the value of the property. Read more here: myperch.io/buyers/how-builde…

How builder incentives may be de-valuing your property - Perch

While free money is always an enticing offer, the reality is builder incentives reduce the amount you’ll be able to borrow from your lender. Lenders take into

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Here are the pros and cons of using a realtor when buying your home: Read: myperch.io/buyers/do-you-nee… #realestatecanada #realtors

Do you need to use a real estate agent? - Perch

Let’s take a look at what a real estate agent is and whether you actually need to use one if you’re buying or selling a home. 

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Here's how to qualify for a mortgage with an alternative form of income: myperch.io/buyers/how-to-qua… #mortgage #candarealestate
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The Bank of Canada has just announced another interest rate hike in June 2023. Let's take a look at what that means for your mortgage. myperch.io/homeowners/bank-o…

The Bank of Canada announces a 25bps rate hike in June - Perch

The Bank of Canada announced on June 7th they will be raising the key interest rate by 25 basis points. This raise comes after a brief pause as the Bank of

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If you're a buying a home or thinking about selling, you'll want to check out our latest local market report from North York-based realtor Melissa Oag. myperch.io/buyers/north-york… #torontorealestate #perchmortgagerates #ontariorealestate

North York, ON real estate market outlook 2023 - Perch

We sat down with our realtor partner Melissa Oag to give us an outlook on the North York real estate market for 2023. 

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