RSFLAL60 (@RalphSmith47) header
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Co-founder of two companies, writer, former fed, Army veteran, human resources author, dog-lover, world traveler, have owned about 40 cars.

Florida, USA
Joined January 2017
Photo by RSFLAL60 (@RalphSmith47)Photo by RSFLAL60 (@RalphSmith47)Photo by RSFLAL60 (@RalphSmith47)Photo by RSFLAL60 (@RalphSmith47)Photo by RSFLAL60 (@RalphSmith47)Photo by RSFLAL60 (@RalphSmith47)Photo by RSFLAL60 (@RalphSmith47)Photo by RSFLAL60 (@RalphSmith47)
TSP Stock Funds Drop Sharply: Should You Change Your Investments? TSP stock funds plunged on November 5. What caused the losses, what investors can learn, and how to protect retirement savings. fedsmith.com/2026/11/06/tsp-… @FedSmith
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Retiring Early vs. Waiting: A Dollar-by-Dollar FERS Comparison: Two extra years of federal service can raise your retirement income substantially. Here is the real dollar-by-dollar breakdown for FERS employees. fedsmith.com/2026/11/04/reti… @FedSmith
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Fired, Resigned, or Retired: Did Former Federal Employees Win at the Ballot Box? Former federal employees ran for Congress and other elected offices after President Trump's changes to government. Who won, who lost, and did their federal experience matter? fedsmith.com/2026/11/05/fire… @FedSmith
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Tuesday’s midterm elections will offer clues to just how much change can come from a new Congress and what likely will be the most wide-open presidential primary elections in years wsj.com/politics/elections/w… via @WSJ
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Can a Federal Employee Union Still Take Your Grievance to Arbitration? A new FMCS rule can deny or delay arbitration when agencies are excluded from bargaining. Here’s what it means for federal employees and their grievances. fedsmith.com/2026/11/02/can-… @FedSmith
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RSFLAL60 retweeted
This is a really simple idea - stop $100 million of taxpayer theft caused by dead "beneficiaries"! Thanks to the leadership of @VP and the teams at @USOPM and @WHFraudTF
OPM’s review of federal health benefits enrollment records identified $96.3 million in improper payments made after individuals’ deaths and an estimated $10.4 million in additional carrier costs. OPM is taking action to address outdated records, strengthen program integrity, and protect taxpayer dollars. Read the release: opm.gov/news/news-releases/o…
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The TSP's F Fund just had its best October on record since 1988, one month after its worst month in four years. Meanwhile, the C, S, and I Funds all lost ground. youtu.be/60Ohze9-KzI @FedSmith
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I am so sick of this Another Muslim telling Muslims to get out and vote to change America Why are they voting to make our country Islamic but they won’t move and go live in an Islamic country? “Assalamu alaikum everybody. So today's voting day in Hillsborough County. I'm here at the Temple Terrace Library where we're here to vote today. If we want change, we have to be willing to be a part of it — As Muslims, I believe we have a responsibility responsibility to stand up for what is right — There's so much that we can do — Come out, vote for it today. Vote for the change that you want to see and vote for the future — Assalamu alaikum, everybody. Jummah Mubarak” Every one of these people need to be deported from America. We are literally sitting back and watching our country be taken from us This woman is in Florida Imagine saying your voting for change for a better tomorrow while wearing a full Islamic Burqa being covered head to toe. These people want to set women’s rights back a thousand of years
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🚨 EPIC! Trump just posted this shot of a "UNITED STATES OF AMERICA" Air Force One banking right over the Washington Monument. Red, white, and blue paint and the American flag on the tail, flying over the monument to our first President. That's what American strength looks like. America is BACK.
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Best October Ever for the TSP’s F Fund as Stock Funds Slip: The TSP F Fund gained 2.47% in October, its best October on record, while the C, S, and I Funds slipped. See how every TSP fund performed. fedsmith.com/2026/10/31/best… @FedSmith
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Why Some FEHB Enrollees Pay 25% of the Premium and Others Pay Far More: The government's share isn't a fixed percentage, and depending on your plan, it can be a lot more or a lot less than you'd expect. youtu.be/d3faU2hhqz4 @FedSmith
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Comrade 5-star socialists sure living it up like capitalists with exorbitant campaign spending. OpenSecrets reports that the average U.S. lawmaker spends about $2.8M a year. Khanna spent nearly $100K on Hotels.com. Funny how capitalism is evil until someone else picks up the hotel tab. They hate capitalism almost as much as they love its perks. Some of these hotels cost more per night than what a blue-collar worker makes in a week. Marx in the streets, luxury in the sheets. And why did AOC's campaign also reported a series of payments totaling $18,725 to a psychiatrist in 2025?
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Your FEHB Premium Can Rise Faster Than Your Plan’s Price. Here Is Why. The government pays exactly 75% of FEHB premiums in some plans and a fixed amount in others. Here is how the formula works and why it matters for 2027. fedsmith.com/2026/10/28/your… @FedSmith
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