Ryan Lay (@RyanLay15) header
Ryan Lay (@RyanLay15) profile picture

Post collegiate ISU runner, Financial entrepreneur, bizdev, love bourbon, adventurer enthusiast always looking to plan my next trip! insta: ryanlay15

Chicagoland Burbs
Joined March 2012
Photo by Ryan Lay (@RyanLay15)Photo by Ryan Lay (@RyanLay15)Photo by Ryan Lay (@RyanLay15)Photo by Ryan Lay (@RyanLay15)Photo by Ryan Lay (@RyanLay15)Photo by Ryan Lay (@RyanLay15)Photo by Ryan Lay (@RyanLay15)Photo by Ryan Lay (@RyanLay15)Photo by Ryan Lay (@RyanLay15)Photo by Ryan Lay (@RyanLay15)
This is insane: In 2025, $9.2 TRILLION of US debt will either mature or need to be refinanced. The US now holds $36.2 trillion worth of government debt, meaning 25.4% of the total is set to mature. This is the REAL reason rates are rising. Let us explain. (a thread)
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The only thing we own in this life is moments in time
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The ironic tragedy is that life has to be lived forward, but only makes sense in reverse.
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If you live by the cheers, you’ll die by the boo’s
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Kitchen in an $800k house LOL
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Download and listen to our Spotlight Interview with @nevertelUS on Spotify and iTunes!
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Auto loan and credit card interest rates just hit a new record high. Average interest rates: - Credit Card: 24.5% - Used Cars: 14.0% - New Cars: 9.0% Meanwhile, we have record levels of debt: - Total Household Debt: $16.5 trillion - Auto Loans: $1.6 trillion - Credit Card Debt: $986 billion The worst part? Student loans just hit a record $1.6 trillion. Interest on student loans has been suspended since 2020, but it set to resume this year. The debt crisis is real.
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Make sure to teach them about taxes when they’re young so they’re not surprised!
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The stock market has entered its Harvey Dent era. On the one hand, surging tech stocks pushed the Nasdaq to its best week since January last week. On the other, global banks have shed $459 billion in market value this month alone. buff.ly/3Jn2Qec
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“What you’re telling me is that you don’t mind infringing on free speech to protect children from [drag shows] but when it comes to kids who have died from guns, you don’t give a flying f.”
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Thoughts?
Replying to @Shinedown
@Shinedown @TheBrentSmith @ZMyersOfficial @BKerchofficial @theotherguys_SD hey guys I wanted to buy this guitar with your signatures, but there isn’t anything to authenticate it. I was hoping you could take a look at the signatures to make sure it’s real before I buy it! TYIA
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Positive Mental Attitude ALWAYS
Where is the poison? It’s a battle of wits and the game has begun… buff.ly/3zfvt8Z
Chase value and success will follow!
Paying taxes are just around the corner, here are a few deductions you should be aware of! buff.ly/3Srblax
Buckle in for a brutal free-fall in home prices and US housing is in a massive bubble, experts say. Here's how bad Jeremy Siegel, Paul Krugman and 5 others think it could get. buff.ly/3F7UqGT