Author: Speaker : Executive Coach: Mission : Financial Literacy: Aspirational Indian. Life long learner, Tweets R Personal & RT is not an endorsement.
India
Joined August 2009
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Dr K S Rao retweeted
To all the beautiful young patriots in India:
This is not the time to be silent. @abhijeet_dipke and the @Cockroachisback are being funded by donors in the U.S. who are against Prime Minister @NarendraModi and your future under his leadership. Do not fear, my young patriots. Your Prime Minister, who has served India for 25 years, 12 years as Prime Minister, elected three consecutive terms, is not going to bow to disruptive forces from my country.
And these select donors have a pattern globally - target conservative global leaders, find an U.S. educated person from the country, radicalize them, send them back to the country, and fund them to start chaos and destruction. None of them have been successful but have impacted the development and governance of the country.
It is time for a new voice in #India, born, raised, educated on the soil of India, to RISE UP, organize, and peacefully protest the disruptive spirit of the Cockroach Party. There should always be a counter movement to uphold democracy and freedom.
Rise up, young patriots! Rise up!
Dr K S Rao retweeted
This is not Ambani’s army, this is India you are up against now. You finished your prospects here.
Here is @sgurumurthy - a person who has taken on Reliance Industries for decades. He is spot on. He is of the Swadeshi school of thought - I disagree strongly on many issues with him and most of his economic policy ideas but I support his stand on this issue. teapawt.net/sgurumurthy/status/210…
India will give no quarter to your bullying. @PMOIndia @HMOIndia @JM_Scindia
You cannot divide Indians today and by doing this tamasha here, you have dug the grave of Starlink and Tesla in India @elonmusk.
Chal phut!
The ridiculous arguments by Ambani’s army of Internet shills make no sense
On the one hand, they say Starlink couldn’t possibly compete with the amazing low prices offered by Ambani’s de facto monopoly in India and then, in the same breath, they essentially claim that Starlink would be too strong of a competitor! This is absurd hypocrisy and hyperbole.
The reality is that competition would greatly benefit the average citizen in India by giving them more choices, as it always does. Ambani’s profits will be lower, but he is not going out of business. And, obviously, if Starlink is too expensive in India, no one will buy it, so SpaceX will need to make pricing affordable.
Dr K S Rao retweeted
Good spanking for world’s richest oligarch.
India is not for sale.
His advisors failed to educate him that Indians are fiercely independent thinking.
Ambani has many opponents in India but this assault by @elonmusk is seen as undermining India’s sovereignty.
His stubbornness will make more enemies.
It becomes politically impossible now for Modi to bend under his pressure.
A genius technologist can be such an idiot politically.
Elon, you've officially run out of arguments. Now every Indian who disagrees with you is "Ambani's shill."
Nobody said Starlink is too strong. Nobody's scared of your competition. India's problem is you. A Pentagon contractor building Trump's Golden Dome wants to run internet over Indian soil, and he throws a tantrum every time someone asks who holds the off switch.
Ambani's de facto monopoly?
You SIGNED A DEAL with that monopoly in March 2025 to sell Starlink in India. You didn't have a problem with Ambani when he was your reseller.
You only discovered his monopoly when Jio announced its own satellites.
And let's talk about hypocrisy.
Tesla's biggest factory is in Shanghai. Starlink is banned in China. Have you ever called Xi Jinping a monopolist?
Called Chinese critics shills? Written a sarcastic letter to Prime Minister Xi?
No.
Because Beijing would shut your factory by Monday. India can't, so India gets the insults.
now the math your own fans keep posting starlink could add 100–200 million Indian homes. Starlink is approved for 600 Gbps over India. Split across 100 million homes, that's 6 kilobits per second each. Your revolution is slower than a 1998 dial-up modem. 🤡
If it's too expensive, no one will buy it.
Your own India website showed ₹8,600 a month. A Jio plan costs ₹349. Indians already ran the numbers.
Five days of meltdown. Crime against India. Prime Minister Ambani. collages. And now shills.
The richest man on earth, crying on his own app because a sovereign country wants a security check.
Sit down, elon. Finish the paperwork. India isn't a tesla shareholder you can bully on X.
Dr K S Rao retweeted
Healthy dialogue is always important for greater understanding. The real lesson here is understanding India and this truth: you want to do business with India, you respect the country first and then, secondly, talk to PM @narendramodi and the Indian Government. Period.
Furthermore, the PM and India would never bypass its own business talent and national contributors, in this case Mr. Ambani Ji and Mr. Adani Ji, for a foreign company, Starlink. Especially in matters of national security. The PM is elected to protect the homeland and promote “India First” in a free enterprise. The rural areas of India are better served by homegrown companies. And the best diplomacy and strategy for American interest in India, my dear @elonmusk, should be towards partnering with Indian companies to elevate the Indian people. A greater force for good is a Ambani-Adani-Musk alliance for India’s rural areas! 🇺🇸🇮🇳
As for all you “Rahul trolls” on X, many of you are young people with great potential. You can continue circling the fictitious narrative that Rahul will be PM of India. Meanwhile, the @BJP-led NDA and Tamil Nadu Chief Minister Vijay's Tamilaga Vettri Kazhagam (TVK) have emerged as the dominant forces in the October 2026 by-elections, with all six constituencies across four states and Union Territories going in their favour. The results dealt a setback to Congress, TMC, DMK and AIADMK, none of which secured a victory. Governance is won through elections. Voting is power. Not trolling on X.
Honestly, if @RahulGandhi loved his country as much as he criticizes his country, and spent more time advancing the positives of the PM’s transformative policies, he could be taken seriously to lead India. But, I digress. PM Modi elected consistently over a span of 25 years, 12 years as PM, is not by chance. There is divinity attached to the PM’s longevity, real inspiration, in addition to his acumen as a serial visionary and global strategic force.
So carry on my dears with Rahul as your fictitious hero. PM Modi is India’s real hero. God bless you all. 🇺🇸🇮🇳
🌱 The journey from “Good” to “Great” continues…
A few weeks ago, Life is Good to Life is Great began its journey into the hands of readers.
The response has been deeply encouraging.
The conversations have been meaningful.
And the most rewarding part has been hearing from readers who are pausing, reflecting and asking themselves:
“Am I merely preparing for retirement… or am I preparing to live a truly fulfilling life?”
That is the heart of this book.
Life is Good to Life is Great is not just a book about money.
It is an invitation to look within and explore the deeper connection between Life, Wealth, Purpose and Financial Freedom.
Because financial freedom is not merely about having enough money.
It is about having enough clarity to decide how you want to live.
And there is good news for those who have been waiting to pick up a copy.
🎁 The publishers have extended the Launch Offer until mid-October!
Use Code: LG2LG20
✨ Enjoy 20% OFF
📖 Available at: tbooks.live
If you have already read the book, I would love to hear your one biggest takeaway.
And if you haven’t picked up your copy yet, perhaps this is the right time to begin your own journey:
From Life is Good → to Life is Great.
With gratitude for every reader, every conversation and every word of encouragement. 🙏
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Heartfelt Birthday Greetings to Hon’ble Prime Minister Shri @narendramodi_in ji on his 76th Birthday. 🇮🇳
On this special day, I pray to the Divine for His blessings upon Shri Modi ji with vibrant health, strength, wisdom and a long life in the service of Bharat.
As he completes 25 years of public service and leadership, I extend my sincere gratitude and best wishes for the years ahead.
For me, this birthday has a deeply personal significance.
Last year, on Shri Modi ji’s birthday, my first book — #TheRetirementPlanningManifesto — had its launch & today, on his 76th birthday, with the grace of the Divine, my second book — #LifeIsGoodtoLifeIsGreat: The Inner Journey to Financial Freedom — is being launched.
I receive this beautiful coincidence with humility, gratitude and a sense of divine grace.
My sincere prayer is that this journey of writing and sharing ideas may, in some small way, contribute to a more financially aware, purposeful and fulfilled Bharat.
May the Divine continue to bless Shri Narendra Modi ji with strength, wisdom and long life in the service of the nation.
Happy Birthday, Hon’ble Prime Minister.
Jai Hind! 🇮🇳
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🪔 Ganesh Chaturthi: Lessons in Living, Wealth & Wisdom
Lord Ganesha’s form carries timeless lessons for life:
🐘 The Big Head — Think big, but think wisely and profitably.
👂 The Big Ears — Listen patiently; wisdom begins with listening.
👁️ The Narrow Eyes — Focus deeply in a world full of distractions.
👃 The Long Trunk — Stay curious. Question, explore and adapt.
👄 The Small Mouth — Speak less. Listen more.
These are not merely symbols of divinity.
They are principles for living a better life—and building meaningful wealth.
This is also at the heart of my upcoming book,
Life Is Good to Life Is Great: The Inner Journey to Financial Freedom.
Because financial freedom is not just about having more money.
It is about thinking better, living better and building wealth with purpose.
It is the journey from financial success to a life of significance.
There is a special personal connection for me this Ganesh Chaturthi.
Last year, on Ganesh Chaturthi, my first book, The Retirement Planning Manifesto, had its soft launch at Harvard Business School, with Professor Krishna Palepu doing the honours.
A year later, I find myself continuing that journey—from the question of how we plan for retirement to the larger question of how we create a life worth living.
Perhaps that is Ganesha’s greatest lesson:
Remove the obstacles within.
Think with wisdom.
Listen with humility.
Act with purpose.
And transform a good life into a great one.
🙏 Happy Ganesh Chaturthi!
May Lord Ganesha bless us with wisdom, clarity, prosperity and the grace to live a truly meaningful life.
May your Life be Good—and may you discover the path that makes it Great.
#HappyGaneshChaturthi #GaneshChaturthi #LordGanesha #FinancialFreedom #WealthCreation #LifeIsGoodToLifeIsGreat #RetirementPlanning #Purpose #Wisdom #ThinkBetterLiveBetter #BuildWealth
#LifeIsGoodToLifeIsGreat
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WHY DID I WRITE THIS BOOK?
We are taught how to earn money.
We learn how to save it.
We are told how to invest it.
But somewhere between building wealth and chasing success, we often forget to ask the most important question:
What is money really meant to do for our lives?
Is wealth merely about a bigger bank balance?
Or is it about freedom, choices, experiences, relationships, purpose and the ability to make a difference?
That question stayed with me for years.
Three decades of working with money and watching people pursue wealth taught me something profound:
Money is a means.
Life is the purpose.
And eventually, that reflection became a book.
📖 Life Is Good to Life Is Great
A journey from earning to living.
from wealth to wellbeing.
from success to significance.
Because the ultimate goal is not simply to make a good living.
It is to make a good life — and then make it great.
Coming September 17.
#LifeIsGoodToLifeIsGreat #FinancialLiteracy #FinancialWellbeing #Purpose #WealthWithWisdom
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80 TREND | Same Soul. Bolder Journey.
The face changed.
The times changed.
The dreams evolved.
But some things never went out of trend —
curiosity, learning, values, purpose and the desire to make a difference.
From the 1980s to the 2020s, it has been a journey of learning, unlearning, reinventing and giving back.
The young man in the old photograph could never have imagined the journey ahead.
And the person today still carries the same dreams —
just with more experience, greater perspective and a deeper sense of purpose.
Age is not about counting years.
It is about making the years count.
80 is not a number.
It is a TREND.
Same Soul. Bolder Journey.
Time Changes. Values Compound.
And yes… the journey continues. ✨
#80Trend #LifeJourney #KeepLearning #Purpose #KeepEvolving #GivingBack
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Technology Literacy Is the New Financial Literacy
Two mainstream business dailies carried the same disturbing AI story this week—but in two very different styles.
One headline screamed: “AI could kill all humans.”
The other reported the concerns of an Anthropic researcher who resigned, warning that the race towards self-improving AI may be moving faster than our safeguards.
Same news. Different framing.
And perhaps that is the real lesson.
We don’t need to panic about AI.
But we certainly need to understand it.
Just as financial literacy helps us distinguish between wealth creation and speculation, technology literacy will help us distinguish between AI’s promise and AI’s risks.
AI is no longer merely a technology story. It is becoming a human decision-making story—affecting our work, money, education, businesses, privacy and ultimately our society.
So, alongside Financial Literacy, we need to build Technology Literacy—the ability to ask:
What can AI do?
What can it not do?
What should we allow it to do?
And where must human judgement remain in control?
The answer is not fear.
The answer is awareness, wisdom and responsible adoption.
Because the future will not belong merely to those who know how to use AI.
It will belong to those who know when and when not to use it.
#TechnologyLiteracy #AI #FinancialLiteracy #ResponsibleAI #FutureOfWork #DigitalLiteracy
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Two Books. One Journey. One Evolving Purpose.
A year ago, The Retirement Planning Manifesto began with a simple belief:
Financial literacy is not about knowing more about money.
It is about making better decisions with it.
That journey taught me something deeper.
Money is important—but what we do with it, what it enables us to experience, and what we leave behind matters even more.
And that thought gave birth to my second book:
Life is Good to Life is Great.
The first book is about preparing for financial freedom.
The second is about living with purpose, meaning and significance.
One helps us manage wealth better.
The other challenges us to live life better.
Together, they represent what I have come to believe:
Earn with wisdom.
Invest with discipline.
Live with purpose.
Give with gratitude.
Leave a legacy of impact.
My journey is no longer just about writing books.
It is about sharing knowledge, advancing financial literacy, empowering people—and making whatever I have learnt count in someone else’s life.
Because ultimately,
Life is Good.
Life becomes Great when it becomes meaningful—not just for us, but for others.
#FinancialLiteracy #FinancialEmpowerment #Purpose #Impact
#LifeIsGoodToLifeIsGreat
#TheRetirementPlanningManifesto
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📚 International Literacy Day | 8 September
#LIFE = Learning Is For Ever.
I have always believed that literacy is much more than the ability to read and write.
It is the ability to keep discovering, questioning, understanding and growing.
A thought widely associated with Mahatma Gandhi beautifully captures this spirit:
“Live as if you were to die tomorrow. Learn as if you were to live forever.”
The older I grow, the more strongly I believe that learning has no retirement age.
Every experience teaches us.
Every person has something to teach us.
Every failure leaves a lesson.
Every new idea opens another door.
I am proud to call myself a student for life.
Because learning is not just about becoming more knowledgeable.
It is about becoming more aware, more relevant, more humble—and hopefully, more useful to others.
On this International Literacy Day, my simple reminder to myself is:
Keep learning.
Keep growing.
Keep sharing.
Keep making an impact.
#LIFE — Learning Is For Ever.
#InternationalLiteracyDay #LifelongLearning #LearningIsForEver #StudentForLife #Education #FinancialLiteracy #Knowledge #ContinuousLearning #MakeAnImpact
#LifeIsGoodToLifeIsGreat
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10 Days to Go…
Life is Good to Life is Great
The Inner Journey to Financial Freedom
Ten days from now, a journey that began with a simple thought will become a book.
A journey from earning to understanding, from wealth to well-being, and from financial success to inner freedom.
This is not just a book about money.
It is about the relationship we build with money—and, ultimately, with ourselves.
I am deeply grateful to everyone who has been part of this journey and to those who continue to encourage and support it.
And there is a purpose beyond the book.
The author’s proceeds will be dedicated to Prasanna Jyothi, the flagship initiative of Prasanna Trust, under the guidance of Poojya Swami Sukhabodhananda ji, supporting its meaningful work for society.
10 days to go.
From Life is Good…
to discovering how Life can truly become Great.
#LifeIsGoodToLifeIsGreat #FinancialFreedom #InnerJourney #MoneyMindset #Purpose #PrasannaJyothi #10DaysToGo
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One year ago, on 27 August 2025, a dream took shape at Harvard Business School. 🙏
The soft launch of The Retirement Planning Manifesto was more than a book milestone—it was a moment of learning, gratitude and cherished connections.
My heartfelt thanks to the HBS Professors, my wonderful cohorts, and the coordinating team at HBS for your wisdom, encouragement and support.
One year later, the journey continues.
And I’m delighted to share that my second book, Life Is Good to Life Is Great, is getting ready to launch soon.
One chapter completed. Another about to begin.
The best is yet to come. ✨
#Gratitude #HBS #TheRetirementPlanningManifesto
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A Year Later. A New Journey.
One year ago, The Retirement Planning Manifesto was soft-launched. What began as a book soon became a journey of conversations, questions and reflections on what financial freedom truly means.
One question stayed with me:
“I did everything right. Why doesn’t it feel like enough?”
That question became my next book:
Life is Good to Life is Great
The Inner Journey to Financial Freedom
25 chapters. 5 territories—Awareness, Action, Alignment, Abundance & Ascendance.
Not just how do we want to live after we stop working, but how do we want to live while we still can?
Launching September 2026.
With gratitude for every reader, mentor, friend and conversation that made this journey possible. 🙏
From a good life to a truly great life.
#LifeIsGoodToLifeIsGreat #FinancialFreedom #DrKSRao
Raksha Bandhan | From Good to Great
Some bonds don’t merely make life good—they make it great.
Raksha Bandhan is a beautiful reminder that life’s greatest wealth is not what we accumulate, but whom we love, protect, support and stand beside.
As we journey from Life Is Good to Life Is Great, may we cherish these relationships, create more meaningful moments, and celebrate the joy of giving without expecting anything in return.
Happy Raksha Bandhan!
May every bond in your life become a source of strength, joy and significance. ❤️
#RakshaBandhan #LifeIsGoodToLifeIsGreat #Relationships #JoyOfGiving #MeaningfulLife
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