“Do I really need a financial advisor?” Honest answer: maybe not. But many people who can manage money still choose to work with one. Here’s why 👇

Helping a Husband and Wife Transition into Retirement At our year-end meeting, my new clients shared that they plan to close their business and retire in May 2025. While they had done an impressive job saving over $3 million in liquid assets, much of it was tied up in tax-inefficient accounts—$2 million in tax-deferred accounts and $1 million in a taxable account with large unrealized capital gains. Their main concern? Replacing their paycheck in retirement. Here’s the roadmap I’ve developed to ensure a smooth retirement transition: