What's your unpopular insurance opinion?

America faces a crisis. Wildfires ravage the Western USA and threaten to shatter our property insurance markets. Forest management is no panacea and California’s property insurance market teeters on the brink. Insurance markets can fail – recall Florida post-Hurricane Andrew. No property coverage = no lending. No lending = real estate collapse. That’s a road to depression. Captive insurance is the answer. Captive insurance allows property owners to create their own insurance solutions. More risk-takers = more capacity. More capacity = lower premiums. Stakeholders, with more skin in the game, privately invest in wildfire mitigation. This stabilizes the insurance markets. But the IRS stands in the way. Half a century of arbitrary prosecution of captive insurance companies sidelined our nation’s best solution. It’s time for change. End the war on captive insurance. Flood insurance markets with capacity, create thousands of jobs, and spark the American insurance renaissance. A flick of the pen opens the door. An IRS Revenue Ruling outlining rebuttable presumptions as to what transactions qualify as “insurance” for federal income tax purposes stops the frivolous litigation. It costs nothing. It generates state revenue. It makes jobs. Everyone wins. Download my whitepaper now. Learn the problem. See the solution. Demand action.

FYI… James Woods doesn’t have a home owners insurance policy. MAGA!