Pinned Tweet
Blockchains must haves strong principles.
1. Fixed Supply. This helps to not inflate the crypto currency away.
2. Cheap to run infrastructure so more people can participate. This helps to create Decentralization.
3. Reliable. Least amount of Hacks and Down time. This builds trust.
4. scalability. Able to scale globally.
Toby J retweeted
🚨Brilliant interview!
💸💰💸💰💸💰💸
🚨How do banks create money ?
💸💰💸💰💸💰💸
🚨Prof Werner is incomparable.
In the 5000 yr history of banking no-one has ever done an imperical study of banking to show where the money comes from- until now. Step up the rock star economist Professor Richard Werner. His amazing qualifications and held positions makes the eye water. He is truly the authority on this subject. Banks are thought of as deposit taking entities who lend money - but that is just wrong. His assessment - Banks dont lend money but they misrepresent (lie) to their customers and say that they do.
Toby J retweeted
Want to have your mind blown?
In 1971, the median household income was $9,030, or 220 ounces of gold.
In 2025, it was $87,460, or just 25 ounces of gold.
Your paycheck went up 10x.
Measured in gold, it fell 88%.
To earn what the median household earned in 1971, you’d need about $890,000 per year today.
That’s what fiat debasement looks like.
Toby J retweeted
Listen up kids, capitalism is not to blame. Socialism is not the answer. Fiat currency is the problem.
Toby J retweeted
If you understand Bitcoin and what Cardano is building to connect with it, you’ll understand why it’s time to have a serious conversation about $ADA.
Bitcoin is more than a digital currency. It’s a payment network that operates without a central bank. Cardano is a separate blockchain built to support applications and financial services without relying on a central authority.
The compelling part is Cardano’s work on Bitcoin connectivity. The goal is to make Bitcoin-based funds and assets usable within Cardano applications without modifying Bitcoin’s core software.
Cardano’s architecture is built around eUTXO, a structured model for tracking how digital funds can be spent. It uses proof of stake, allowing participants to help secure the network by committing ADA. It also supports native assets and smart contracts, giving developers the tools to create tokens, applications, and financial products directly on-chain.
That creates a foundation for decentralized applications and DeFi: lending, trading, borrowing, and other financial services delivered through blockchain-based programs rather than traditional institutions.
Several developments deserve close attention: Cardano’s progress on Bitcoin connectivity, adoption of its applications, growth in DeFi and stablecoins, scaling initiatives such as Hydra, and governance upgrades that could give ADA holders a greater role in shaping the network.
None of this guarantees that ADA will rise. Market conditions still matter, including Bitcoin’s performance, regulatory developments, and whether users actually adopt what’s being built.
But that’s precisely the point.
Cardano is more than a speculative ticker. Its protocol, architecture, Bitcoin strategy, applications, and potential growth this bull cycle all warrant a serious discussion.
And while no outcome is guaranteed, I believe ADA could move far more aggressively than most people are prepared for.
Anyway, I’m going to train, but give this a read and also do your research on this entire topic.
Toby J retweeted
Dear crypto community, let’s talk about what just got built on Cardano: CIP-113.🔓🦋🍄
So, what is CIP-113?
In simple words, it can make Cardano tokens programmable. 😜
That means a token can have rules built into them, that automatically control how it can be used or transferred.
And this is BIG for:
✅ Stablecoins with built-in compliance and transfer rules.
✅ Tokenized stocks and real-world assets with rules about who can own and use them (KYC).
✅ Regulated assets that can be frozen or blocked when needed.
✅ Tokens with built-in rules for who can receive, send or use them (like time locks and other programmable conditions).
✅ Developers can easily add different rules to different tokens without building a completely new token system.
Today, many real-world assets need smart contracts and other rules to control who can own them, transfer them, and use them.
CIP-113 is designed to let those rules become part of the token itself.
This brigns more types of assets, more business and more financial activity on-chain.
Cardanos' next chapter is gonna be HUGE! 🔥🚀 – at Zurich, Switzerland
Congrats to the many authors, contributors, and teams that have spent literal years making CIP-113 a reality! It's finally merged as its next step towards a path to "Active" status! 🎉🎉🎉 @MicheleHarmonic @phil_uplc @0xMetamatt @CryptoJoe101
github.com/cardano-foundatio…
Toby J retweeted
Send $ADA on WhatsApp.
It’s real. It’s live.
For Cardano. In your pocket. One message away. 📩
🤖 Made with AI
Toby J retweeted
Einstein loved thought experiments. So, here is a fiscal one:
You are the parent of 4 children. They are locked in separate rooms with a Zoom feed to you. For the sake of this experiment, there is 0% hope of miraculous escape.
You are told that one must be chosen for death.
Otherwise, no food or water will be given to any of them. All four will simply die of thirst in a matter of days.
But, if you chose one, the other 3 will be set free. And not only that, they will be handed multi-million trust funds.
Clearly, what most people would do is try to find an escape, then watch as their children weaken. But once it becomes clear that all will soon die unless a choice is made, the next logical step is to choose, as horrible as that is.
Here are the four fiscal children:
-Social Security
-Medicare
-Defense
-The Bond market (partially owned by foreigners and largely owned by wealthy individuals and pension holders (in other words, a minority of the US population)) & currency (inflation) - (however, please note that given most Americans are in debt--should wages keep up with inflation--they will actually benefit with a reduction in the real value of their debt).
In other words, chose the bond market/currency, most Americans actually win so long as real wages don't decline.
Who do you choose to die?
Toby J retweeted
Making progress: private assets for EVM users
Send, receive and see history for shielded (and unshielded) assets on (almost) any EVM wallet 🙂
Privacy powered by Midnight
Toby J retweeted
Can anyone seriosly think at the same time that: 1) AGI is coming 2) It will use trusted digital USD over insiders controlled shitchains instead of doing own things?
We are giving freedom in money creation to all the economic agents on top of programmable digital commodity $ERG
p.12 Annex A: how the US Government could leverage Cardano's on-chain governance. The observatory (unprecedented panel data), the forkable wargame engine, coalition statecraft, contestable public funding.
p.13 The provocative option: direct USG participation in governance, and why NASCENT logic argues against it. Machine-enforced guardrails = a live prototype of NASCENT's end state.
cc @IOHK_Charles @Cardano @Cardano_CF @MidnightNtwrk @DARPA @drdrdewhurst
