Jeremy Montoya (@WhatUpJeremy) header
Jeremy Montoya (@WhatUpJeremy) profile picture

Jesus first 🙏🏾 Deals second. Faith x real estate x fitness Investors DM BUYER for access Sellers DM "Private" for help

Phoenix
Joined March 2009
Photo by Jeremy Montoya (@WhatUpJeremy)Photo by Jeremy Montoya (@WhatUpJeremy)Photo by Jeremy Montoya (@WhatUpJeremy)Photo by Jeremy Montoya (@WhatUpJeremy)Photo by Jeremy Montoya (@WhatUpJeremy)Photo by Jeremy Montoya (@WhatUpJeremy)Photo by Jeremy Montoya (@WhatUpJeremy)Photo by Jeremy Montoya (@WhatUpJeremy)Photo by Jeremy Montoya (@WhatUpJeremy)Photo by Jeremy Montoya (@WhatUpJeremy)
Where do you think mortgage rates will wind up 12-18 months from now? My thoughts:
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Investor meetup tomorrow morning in Scottsdale. If you’re actively doing deals, or looking to get connected - hit me.
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Wholesale real estate isn’t about buying houses at a discount… It’s about solving the seller’s problems... Make that one mental tweak and watch how your calls, convos, and contracts all begin taking a different shape. We’re here to SERVE… the deals are a byproduct 💯
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*lots* of homeowners hurting right now. Those who learn creative finance stand to win big in the coming months and help a lot of people
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I hope someone sees this and it helps you understand how much time you have… that it’s never too late to start over… that you have *your* own unique advantages… and your only job is to find/exploit/leverage them in the direction of your ambitions 🙏🏾🙏🏾🙏🏾
Is your fear of instability actually keeping you trapped? In this episode, I sat with entrepreneur Jeremy Montoya who explored the illusion of security and how this might be the very thing holding you back from true fulfilment and sustainable success. He also shares his time working at Apple and his transition to entrepreneurship. His humility shines through as he credits his achievements to standing on the shoulders of giants, constantly seeking knowledge from mentors and experiences. What perceived safety nets are you clinging to that might be preventing your growth? Let’s chat in the comments section below! Learn what Wharton Business School will never teach you! Sign up for the ANTI-MBA today: bit.ly/46vct60 Click here to order your personalized poster!: bit.ly/46J08MS Watch the “David Guttman Podcast” every Tuesday at 8 AM EST on YouTube: bit.ly/3ZGK2yv SUBSCRIBE TO: youtube.com/@RealDaveGuttman
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Most wholesalers get on the phone and immediately talk price. That's why they lose the deal. The seller doesn't care about price yet. They care about being heard.
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Faith isn't blind. Sometimes it's the only thing that sees clearly. 🙏🏾
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Most home owners think their only option is bankruptcy or foreclosure when you’re behind on payments. There at least 2 options the bank and real estate agents won’t EVER tell you about.
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Plus, we do the dirty work agents can’t or aren’t willing to.
People who think wholesaling should be banned are completely out of touch. Wholesalers fill a massive gap in the marketplace. Some sellers don’t want to sell the traditional way through a Realtor. A lot of investors don’t want to compete with the entire market on the MLS. Wholesalers connect those two. That’s why it’s a multi-billion dollar industry. If you don’t like wholesalers, no one’s forcing you to buy from them or sell to them. Stay in your lane.
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Loan assumption: a buyer qualifies to assume your existing loan. If you locked in a 3% rate, that's worth real money to the right buyer. (Downside: can take up to a year for the process to finalize.)
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Forbearance bought you time. Use it to understand ALL your options — not just the ones the bank gives you. DM me HELP if you're in this situation, you may still have time to save the situation (and your credit).
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Subject-to: an investor takes over your existing mortgage. They make the payments. You exit the obligation without a traditional sale. (saves you precious time and gets the bank off your back)
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Lease option: the investor leases the property from you with the option to buy in 3-10 years. You get income now. Full buy-out later. They assume all the risk.
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Most homeowners in forbearance think they bought themselves a solution. They bought time. There's a difference. đź§µ
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Here's what most homeowners in this situation don't know: There are creative structures investors use to take the property (and the payments) off your hands... ENTIRELY.
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So when the forbearance period ends, you're in the same financial situation. Except now the clock has run ⌛️
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It gets tacked onto the back of your loan. Or structured into a repayment plan. Either way — you still owe it.
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Forbearance means the bank agreed to temporarily reduce or pause your payments. What they don't tell you: that money doesn't disappear.
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I traded hustle for peace... Best business decision I've made in 15 years 🙏🏾
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Most investors can only see one strategy per deal. The real $$$ is in what happens when you stack three.
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