NFT collection with popular myths about $XRP. Debunking myths and trying to stay rational with news. Bringing back sanity as an XRP holder and supporter.
XRP Ledger
Joined October 2022
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This article details the current state of tokenized real-world assets (RWAs) and stablecoins on the XRP Ledger, highlighting that while $642.64 million in assets are distributed directly to investors—led by Franklin Templeton's money-market fund—another $5.21 billion is simply recorded on the ledger as represented assets, primarily energy and credit contracts.
It also outlines the expanding ecosystem of infrastructure, including built-in ledger features, the new EVM sidechain, and the various companies, custodians, and platforms building institutional financial products on the network.
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XRP educational content creators can get rewards.
Launching the @XRP Ledger Education Month.
Up to $40,000 in awards for educators and content creators who explain upcoming amendments like the Lending Protocol, or teach how the XRP Ledger works, the role of XRP and the core protocol philosophies.
Thirty-seven European banks are launching Qivalis, a MiCA-regulated euro stablecoin built for institutional payments and tokenized assets.
To securely custody this digital asset without rebuilding core systems, consortium members like BBVA and DZ BANK already rely on Ripple Custody.
This quoted post is unavailable.
Bringing smart contracts to the XRP Ledger is moving forward.
RippleX Head of Engineering Ayo Akinyele shared that the team is heavily focused on the WebAssembly runtime environment, prioritizing "security, safety and scale."
He highlighted the need to balance the ledger's established strengths with developer freedom, stating, "We have a unique architecture that prioritizes native purpose-built features... but we also want builders to be able to build their own ideas up to a point."
The ultimate goal is pinpointing exactly where developers need that flexibility. As Akinyele explained, "It's really a conversation of okay what feature should be native versus what feature should be pushed up or migrated to this programmable layer."
He shared these insights during a recent interview on the Thinking Crypto podcast.
GateHub has partnered with authorized electronic money institution Dinaro to launch GateHub Euro (EURGH), a fully MiCA-compliant euro stablecoin on the XRPL and Xahau blockchains.
This new token enables users to execute instant,fee-free SEPA payments directly between their digital wallets and any European IBAN.
🎉 GateHub launches GateHub Euro (EURGH), a MiCA-regulated stablecoin on XRPL and Xahau
Find out more👇
gatehub.net/blog/p/e7ce04bf-…
#EURGH #XRPL #Xahau #MiCA
Between January and September of 2026, transaction volume on the XRP Ledger surged by 24 percent year over year to hit 664 million total transactions.
Ripple is big in the UK.
Had the pleasure of joining a fireside chat at the British Residence in New York last week, on the sidelines of Swell, talking about the UK’s role in the future of financial services. TLDR: it's going to be huge.
Not many people know that our London HQ is Ripple's largest office hub outside of the US. We bet big on London early on. When we took on our current office in 2018 it was two floors with a lot of empty desks. Today it is three floors, every desk is full and we are over capacity.
We made that bet because the UK had the building blocks: deep capital markets, world-leading legal frameworks and regulators, and exceptional talent. But regulation was the missing piece. Post-MiCA, a gap opened up: we were signing deals with major banks across the EU while large UK institutions held back.
That has changed. The UK now has a comprehensive cryptoasset and stablecoin framework incoming, we have a superb City Minister @LucyRigby KC MP and Digital Markets Champion Christopher Woolard CBE driving this agenda forward at real pace, and we are starting to see meaningful engagement from leading financial institutions.
Last week’s announcement with @avivainvestors is a great proof point: a tokenised share class of their £22 billion Sterling Liquidity Fund, launched on the XRP Ledger.
Thanks to the British Consulate team for hosting, City of London Corporation for convening and to @citypolicychair for moderating our discussion. I'm excited for what comes next.
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The fixCleanup3_4_0 amendment just got activated on the XRP Ledger.
It's a collection of fixes for Single Asset Vaults, the Lending Protocol, Automated Market Makers, the permissioned DEX, trust lines, NFTs, MPTs, Escrow, Sponsorship, transaction signing, and permission delegation.
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The beginning of November brought a spike in new XRP Ledger wallet creation.
🚨 XRP Adoption Accelerates While Price Hovers Near $1.25
🌱 XRP network growth is accelerating fast. November 1st saw 7,934 new wallets created, the 6th highest daily total of 2026, despite Sunday usually being one of crypto’s quieter days for network activity.
📈 The surge follows a busy week for XRP and came just after the Binance hack, which may have pushed more users toward self-custody and fresh wallets. Strong network growth while XRP trades near $1.25 suggests usage is improving even while price remains under pressure.
🎯 $1.25 is the immediate pivot, with $1.30 the first level that would confirm stronger price momentum. If new-wallet growth stays above roughly 4K per day while XRP reclaims $1.30, the setup becomes more constructive. A drop below $1.20 alongside network growth falling back under 3K would weaken that signal.
🔗 Our Live XRP Network Growth Chart: app.santiment.net/charts/xrp…
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So, apparently there are people wanting to sue Ripple because the company supposedly is not as focused on XRP as it publicly claims? 🤦♂️
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Out of the one billion XRP unlocked from escrow in November 2026, Ripple has re-escrowed the usual 700 million XRP (500+100+100).
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The price of XRP might be down, but the XRP ecosystem keeps growing.
XRP in Q3 2026 - Key highlights.
1. XRP Ledger stablecoin supply rose 25.2% to $1.03B.
2. Global XRP ETP net inflows grew 39.6% to $355.3M (AUM $3.32B).
3. Payment volume climbed 4.3% to 42.82B XRP; native DEX volume rose 20.2% to $614.8M.
4. Distributed tokenized RWA value increased 29.2% to $498.7M; Aviva launched a tokenized fund with BNY Mellon.
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I'm sorry, but if one laptop is allowed to move billions without any additional security measures, what are you doing in crypto?
Binance's initial investigation suggests that the security incident may involve a compromised DevOps engineer’s laptop, which allowed an attacker to gain access to a service container and submit unauthorized withdrawal transactions. We have found no evidence of any wallet private key leak. We will share a detailed technical post-mortem once the investigation is complete and the facts are fully verified.
The estimated total impact sits at around $6.3B. We have worked with blockchain partners to freeze affected assets, with ~$3 billion frozen on-chain so far.
Binance will cover all losses from the SAFU fund and the company’s funds. User funds are safe. We will also publish an updated Proof of Reserves once the remediation is complete.
As an immediate precaution, Binance has:
- temporarily suspended deposits and withdrawals while security checks are completed;
- revoked the affected address authorisation;
- engaged law enforcement and blockchain intelligence partners to trace and recover funds.
Our teams are working around the clock to resolve this issue safely and thoroughly. We are working closely with our law enforcement partners to confirm the identity of these criminals and bring them to justice.
Please rely only on official Binance channels for updates. Please feel free to contact Binance Customer Support if you have any further questions.
binance.com/en/support/annou…
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That's the thing you can do with stablecoins.
And that it also way they are not the same as native tokens like XRP.
Ripple is closely monitoring reports of a potential exploit involving Binance and its attackers’ RLUSD holdings and we are actively freezing affected funds. We’re coordinating with relevant parties and stand ready to support any investigation and appropriate action to keep users protected.
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Between wallets and exchanges getting hacked, it's basically a lottery for your crypto to stay safe...
BREAKING: World's largest crypto exchange Binance hacked with over $5.6 billion stolen:
• $1.45 billion $BTC
• $875 million $ETH
• $234 million $TRX
• $50 million $XAUT
• $1.57 billion $USDT
• $823 million $USDC
• $75 million $WBETH
• $88.5 million $RLUSD
+ $447.5 million additional cryptocurrencies
This is the largest hack in crypto history.
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Ripple is expanding its partnership with @Water by utilizing its payment infrastructure and RLUSD stablecoin to make global humanitarian funding faster and cheaper.
Blockchain technology cuts transaction fees by up to 66 percent so more money directly reaches families in need of safe water and sanitation.
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About those reserves, they are not going away...
Let me clear up some misinformation about this:
This is part of the Sponsored Fees and Reserves amendment (up for voting). The 1 XRP reserve still exists, it can just be covered by a separate "sponsor account" instead of the new account. These accounts are not free.
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Ripple CEO Brad Garlinghouse sees the RLUSD stablecoin as a gateway for people to enter the XRP ecosystem.
"I think about RLUSD almost as an entry point, where people and treasurers, CFOs, even CEOs who are interested in these technologies... A stablecoin is really an entry point," he told Bloomberg.
"When we launched RLUSD, it was to complement what we're doing with XRP. About half of RLUSD is issued on top of the XRP Ledger. That brings liquidity, that brings volume, that brings activity on the XRP Ledger that anyone who participates in the XRP ecosystem could benefit from."
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It makes sense, since they are the biggest XRP holder.
Brad Garlinghouse says at @Ripple Swell that XRP remains the company's top priority despite its growing focus on RLUSD.
“We only want to do things that are good for XRP.”
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