XYL

THE NEXT 5 DAYS COULD MARK A DEFINING MOMENT FOR XYLAPAY. For years, digital finance has been moving faster. But one question remains. What gives a digital dollar its strength? We believe the answer begins with what stands behind it. That's the thinking behind USDY. A stablecoin designed with 400% collateralization, real-world commodity reserves, and an ambition that extends far beyond trading. A digital dollar built for an interconnected financial ecosystem. On November 4, we take that vision from development toward launch. USDY | NOVEMBER 4, 2026 12:00 PM UTC FIVE DAYS. THE VISION GETS REAL. $XYL CA: XYLshjkCk15dWNYrmA8zUUEugejrGMhm69jXzXacYej 🌐 usdy.xylapay.com 💬 t.me/xylapay #USDY #Xylapay #Stablecoin #DigitalFinance #RWA

THE WORLD HAS SEEN STABLECOINS. NOW GET READY FOR USDY. 7 DAYS UNTIL LAUNCH. A digital dollar designed with a different philosophy. Not just a peg. Not just liquidity. A foundation built around real-world value. Introducing USDY, Xylapay's upcoming overcollateralized stablecoin. WHAT MAKES USDY DIFFERENT? ✦ 400% Target Collateralization — Four dollars in eligible collateral for every dollar of USDY issued. ✦ Real-World Commodity Reserves — Supported by a reserve framework incorporating tokenized platinum (XPTY), rhodium (XRHY), and cash equivalents. ✦ Long-Term Reserve Architecture — Designed around collateral discipline, transparency, and sustainable liquidity. ✦ Built for Utility — Envisioned as a digital dollar layer for payments and the expanding Xylapay financial ecosystem. NOVEMBER 4, 2026 12:00 PM UTC The countdown to a new approach to stablecoin infrastructure has begun. USDY. BACKED BY A BIGGER VISION. 🌐 xylapay.com 💬 t.me/xylapay #USDY #Xylapay #Stablecoin #RWA #DigitalDollar

THE DATE IS SET. THE NEXT CHAPTER BEGINS. USDY — OFFICIAL LAUNCH ANNOUNCEMENT @xylapay is pleased to announce the official launch date of USDY, our upcoming overcollateralized stablecoin. NOVEMBER 4, 2026 | 12:00 PM UTC Built to introduce a new approach to digital dollar infrastructure, USDY brings together real-world commodity reserves, disciplined collateral management, and the expanding utility of the Xylapay ecosystem. THE FOUNDATION ◆ 400% Target Collateralization ◆ $500M in Announced Platinum & Rhodium Reserve Allocations ◆ XPTY + XRHY — Tokenized Real-World Commodities ◆ $XYL — Native Utility Token of the Xylapay Ecosystem One ecosystem. Multiple financial layers. A unified vision. THE COUNTDOWN TO USDY HAS OFFICIALLY BEGUN. $XYL Contract Address: XYLshjkCk15dWNYrmA8zUUEugejrGMhm69jXzXacYej 🌐 xylapay.com 💬 t.me/xylapay #USDY #Xylapay #XYL #Stablecoin #RWA

$400 MILLION IN PLATINUM. $100 MILLION IN RHODIUM. ONE ECOSYSTEM. ONE VISION. USDY IS COMING. Xylapay is building an integrated financial ecosystem where real-world assets, stablecoin infrastructure, and global payments work together. And at the center of this ecosystem stands $XYL. THE ECOSYSTEM ARCHITECTURE ◆ USDY — Our upcoming stablecoin, designed around 400% commodity collateralization, alongside cash and cash equivalents. ◆ XPTY & XRHY — Tokenized platinum and rhodium supporting USDY's reserve framework, with $500M in announced commodity reserve allocations. ◆ $XYL — The native utility token powering the Xylapay ecosystem, designed to support transaction fees, staking, and ecosystem participation. ◆ XYLACHAIN — Our planned proprietary blockchain infrastructure, designed to support the next stage of ecosystem growth. Why does $XYL matter? Because Xylapay isn't building isolated financial products. We're building interconnected infrastructure where payments, tokenized assets, and stablecoin utility can operate within one ecosystem. USDY BRINGS STABILITY. REAL-WORLD ASSETS PROVIDE COLLATERAL. $XYL CONNECTS THE ECOSYSTEM. And we're only getting started. $XYL Contract Address: XYLshjkCk15dWNYrmA8zUUEugejrGMhm69jXzXacYej 🌐 xylapay.com 💬 t.me/xylapay #Xylapay #XYL #USDY #Xylachain #RWA

$500,000,000. A Defining Milestone for $XYL. @xylapay is proud to announce that $XYL has reached a $500 million market capitalization. A significant milestone for an ecosystem built around a clear ambition: making global payments faster, more accessible, and more efficient. As we advance the development of Xylachain and expand the Xylapay ecosystem, our focus remains unchanged. Real utility. Scalable infrastructure. Long-term value creation. To our community, thank you for being part of this journey. $XYL | $500M MARKET CAP Contract Address (CA): XYLshjkCk15dWNYrmA8zUUEugejrGMhm69jXzXacYej 🌐 xylapay.com #XYL #Xylapay #Xylachain #500Million

$XYL TOKEN MIGRATION | FINAL HOURS The scheduled migration of $XYL, Xylapay’s native utility token, is set to commence today. 15 OCTOBER 2026 | 12:00 PM UTC This transition marks an important milestone in Xylapay’s infrastructure roadmap, preparing $XYL for future integration with Xylachain, our planned proprietary blockchain network. Important for Existing Holders The migration is designed to preserve existing token holdings and ownership entitlements without disruption. $XYL will continue to serve as the native utility token of the Xylapay ecosystem. The final countdown is underway. Further updates will be communicated through our official channels as the migration process begins. 🌐 xylapay.com 💬 t.me/xylapay #XYL #Xylapay #Xylachain #TokenMigration

OFFICIAL ANNOUNCEMENT | $XYL TOKEN MIGRATION Xylapay has scheduled the migration of $XYL, the native utility token of the Xylapay ecosystem, for 15 October 2026 at 12:00 PM UTC. Purpose of the Migration $XYL was originally deployed on Solana as the foundation of our token infrastructure. As Xylapay continues to expand its financial ecosystem, this migration is being undertaken to align $XYL's technical architecture with the development of Xylachain, our planned proprietary blockchain network. The migration is intended to support long-term scalability, greater infrastructure flexibility and deeper integration of $XYL across future Xylapay products and services. Important Information for Existing Holders The migration is structured to preserve existing $XYL holders' token holdings and ownership entitlements, without any intended impact on their positions. $XYL will remain the native utility token of the Xylapay ecosystem. This is a strategic infrastructure upgrade, not a replacement of $XYL or a change in its fundamental role. Migration Schedule Date: 15 October 2026 Start Time: 12:00 PM UTC Further technical updates will be communicated exclusively through official Xylapay channels. The infrastructure is evolving. The commitment to $XYL remains unchanged. 🌐 xylapay.com 💬 t.me/xylapay #XYL #Xylapay #Xylachain #TokenMigration #Blockchain

USDY IS NEXT. A new chapter in the Xylapay ecosystem is approaching. USDY — An Overcollateralized On-Chain Stablecoin. Designed to maintain a 1:1 peg to the US Dollar, supported by a 400% commodity collateralization framework alongside cash and cash equivalents. Our reserve commitments: • $400M in XPTY — Platinum-backed collateral • $100M in XRHY — Rhodium-backed collateral • Up to $125M USDY in theoretical minting capacity at 400% collateralization, subject to reserve valuations and issuance requirements. $500 MILLION IN COMMODITY RESERVES. The objective is simple: build a stablecoin with a stronger, more transparent reserve architecture. USDY. COMING SOON. 🌐 xylapay.com 💬 t.me/xylapay #USDY #Xylapay #Stablecoin #RWA #DeFi

OFFICIAL ANNOUNCEMENT — USDY RESERVE Xylapay has locked 701,754,385.99968 XPTY, representing approximately $400 million in XPTY, as a dedicated reserve allocation for USDY. This allocation forms part of USDY’s planned 400% overcollateralized reserve architecture. Reserve Details XPTY Locked: 701,754,385.99968 XPTY Reserve Value: ≈ $400,000,000 Collateralization: 400% USDY Minting Capacity: Up to $100,000,000 XPTY Representation: 1 XPTY = 10 mg of Platinum Network: Solana At a 400% collateralization ratio, this allocation is designed to provide $4 in XPTY collateral value for every $1 of USDY minting capacity, based on the stated reserve valuation. The lock is publicly verifiable on-chain. 🔐 Verify Lock Transaction on Solscan - solscan.io/tx/bdU71opq2o4aAo… 701.75M XPTY locked. ≈ $400M reserve value. Up to $100M USDY minting capacity. USDY is being built around overcollateralization, real-world commodities, cash and cash equivalents, and on-chain transparency. ⚪ platinum.xylapay.com 🌐 xylapay.com 💬 t.me/xylapay #USDY #XPTY #Xylapay #Stablecoin #RWA #Platinum

$500M+ MARKET CAP IN 48 HOURS. XPTY has crossed $500 million in market capitalization within 48 hours of launch. Built around a precise representation of Platinum: 1 XPTY = 10 mg of Platinum. This milestone reflects the scale at which tokenized real-world assets can enter on-chain markets. XPTY / USDC $500M+ Market Cap · 48 Hours A significant milestone for XPTY — and another step in Xylapay’s expansion of real-world assets on-chain. CA: XptdvMzYQmDqxGr8cneyy7sxSPecNrG6w9d6av6t1Fg ⚪ platinum.xylapay.com 💬 t.me/xylapay #XPTY #Xylapay #Platinum #RWA #Tokenization

TODAY. WE OPEN THE MARKET. After the building, the testing and the waiting — XPTY goes live today. ⚪ XPTY — Tokenized Platinum ⚖️ 1 XPTY = 10 mg of Platinum 🔄 Opening Pair: XPTY / USDC 📅 28 September 2026 ⏱️ 12:00 PM UTC ⛓️ Built on Solana This isn't another announcement. Today, the announcement becomes a market. XPTY / USDC — 12:00 PM UTC. Platinum. Tokenized. Live today. 🌐 xylapay.com 💬 t.me/xylapay #XPTY #Xylapay #Platinum #RWA #Tokenization #Solana

5 DAYS. On September 28 at 12:00 PM UTC, XPTY opens its first market. XPTY / USDC One XPTY represents 10 mg of Platinum — taking a globally traded precious metal and giving it a fractional, on-chain market. The infrastructure is built. The pair is set. The date is locked. 28 SEPTEMBER 2026 · 12:00 PM UTC PLATINUM IS ABOUT TO TRADE DIFFERENTLY. 🌐 xylapay.com 💬 t.me/xylapay #XPTY #Xylapay #Platinum #RWA #Tokenization #Solana

After months of work, we can finally put a date on it. XPTY goes live on September 28, 2026 at 12:00 PM UTC. We chose Platinum because the asset already has a story of its own — scarce, globally traded, and deeply relevant to modern industry. Our job is simply to build a better financial layer around it. XPTY / USDC will be the opening market. 1 XPTY = 10 mg of Platinum. No complicated narrative. A real commodity. A clear representation. An open market. September 28 · 12 PM UTC XPTY / USDC 🌐 xylapay.com 💬 t.me/xylapay #XPTY #Xylapay #Platinum #RWA #Tokenization #Solana

⚡ $XYL utility is where the Xylapay ecosystem connects. $XYL is being built around real use inside Xylapay — not just market speculation. • Payment-fee utility across the Xylapay network • Staking participation • Burn mechanics tied to ecosystem activity • The native token connecting payments, RWAs and the broader Xylapay infrastructure As Xylapay grows, the goal is simple: More ecosystem activity → more reasons for $XYL to be used. One ecosystem. One native token. $XYL. 🌐 xylapay.com 💬 t.me/xylapay 🪙 $XYL CA: HpaQrjNchuJWYokjpSy2qFHCV8EwDBoYPArazFPp1SQu #XYL #Xylapay #RWA #Tokenization #Solana

⚡ Everything we’re building leads back to $XYL. Rhodium through XRHY. Platinum through XPTY. Stable-value infrastructure through USDY. Payments, tokenized commodities and more to come. Different products. Different markets. One native token at the center of it all — $XYL. The ecosystem is getting bigger. The utility around $XYL is getting deeper. Built for the ecosystem we’re still expanding. 🪙 $XYL CA: HpaQrjNchuJWYokjpSy2qFHCV8EwDBoYPArazFPp1SQu 🌐 xylapay.com #XYL #Xylapay #RWA #Tokenization #XRHY #XPTY #USDY #Solana

🚨 PLATINUM IS NEXT. We’re not launching XPTY to add another ticker to the market. We’re bringing another real-world commodity into the Xylapay ecosystem. ⚪ XPTY — Platinum-backed RWA 💎 1 XPTY = 10 mg of Platinum ⛓️ Built on Solana 🌍 Designed for transparent, fractional on-chain exposure $XYL remains the native token at the core of Xylapay. XRHY brought Rhodium on-chain. XPTY takes the next step with Platinum. The commodity layer of Xylapay is taking shape. XPTY is coming. 🌐 xylapay.com 💬 t.me/xylapay 🪙 $XYL CA: HpaQrjNchuJWYokjpSy2qFHCV8EwDBoYPArazFPp1SQu #XPTY #XYL #Xylapay #Platinum #RWA #Tokenization #Solana

🚨 NEXT UP: XPTY ⚪ The Xylapay RWA ecosystem is expanding again. After Rhodium, we’re preparing to bring Platinum on-chain through $XPTY — our upcoming Platinum-backed Real World Asset token. 💎 1 XPTY = 10 mg of Platinum 🌍 Backed by real-world commodity value ⛓️ Built for transparent, fractional on-chain exposure ⚡ Part of the growing Xylapay commodity infrastructure $XYL remains the native token at the core of the Xylapay ecosystem, while assets like $XRHY and $XPTY expand what can exist within it. Platinum is next. XPTY is coming. 🌐 Website: xylapay.com 💬 Telegram: t.me/xylapay 🪙 $XYL CA: HpaQrjNchuJWYokjpSy2qFHCV8EwDBoYPArazFPp1SQu #XPTY #XYL #Xylapay #Platinum #RWA #Tokenization #Solana #RealWorldAssets

📢 USDY — Building a More Resilient Stablecoin Framework USDY is being designed as an overcollateralized, asset-backed stablecoin within the @xylapay ecosystem. Its reserve framework is intended to combine tokenized real-world commodities, cash and cash equivalents, with a target collateralization level of 400%. To support this framework, Xylapay has already locked 360 Million XRHY, representing approximately $100 Million in reserve value, until 31 December 2039. As the ecosystem expands, additional commodity-backed assets including Gold, Silver, Copper and Platinum are planned to strengthen reserve diversification. ⚡ $XYL remains the native token at the core of the Xylapay ecosystem. USDY is being built around a simple principle: Strong reserves. Transparent structure. Long-term stability. #USDY #Xylapay #XYL #XRHY #RWA #Stablecoin #Tokenization