aBi Finance

“We want solutions. We don’t want to hear that they don’t have collateral. We don’t want to hear that they’re not bankable", @MonaMuguma, Executive Director, @aBi_Finance while speaking at #FAFC2026. She challenged the fintech sector to design for the people still left out focusing on smallholder farmers, women, youth, refugees and underserved regions. "How do we take finance to the last mile in a way that works for both providers and beneficiaries", she inquired. She called on Fintechs to be ambitious, innovative and move away from the "business as usual" notion. Follow these conversations via: youtube.com/live/clTm2PCSQd4… #FITSPA #FintechConference #DigitalTransformation #InclusiveGrowth #Innovation #AfricaTech

🎤 𝐒𝐩𝐞𝐚𝐤𝐞𝐫 𝐒𝐩𝐨𝐭𝐥𝐢𝐠𝐡𝐭: Mona Muguma Ssebuliba @MonaMuguma, Chief Executive Officer of @aBi_Finance, works at the intersection of finance, agriculture and inclusion. Under her leadership, @aBi_Finance has focused on expanding access to finance for smallholder farmers and agribusinesses, while strengthening the financial institutions that serve them. More recently, @aBi_Finance has been pushing further into green finance and climate-resilient agricultural lending. Mona has also highlighted the importance of partnerships and blended finance in making agricultural lending more viable and reaching businesses and farmers who may otherwise struggle to access capital. At #FAFC2026, she brings an important question to the fintech conversation: How do we make innovation translate into real economic opportunity? 🌱 What would you ask Mona about inclusive finance, agricultural finance or unlocking capital for businesses? Share your question with us. 📅 6-7 October 2026 📍 Sheraton Kampala Hotel 🔗 Register: fitspa.ug/events/conference2… #FAFC2026 #FITSPA #FintechConference #DigitalTransformation #InclusiveGrowth #Innovation #AfricaTech

At #FAFC2026, @Nowomugisha , Head of Impact & Sustainability at @aBi_Finance, highlighted a major opportunity: agriculture contributes 24% of Uganda’s GDP and employs 65–70% of the labour force, yet receives only 12% of private-sector credit. "The challenge isn't simply lack of money. It is risk, cost, fragmented information, product fit and climate risk", he noted. Fintechs can bring the data, digital payments, low-cost distribution and alternative credit assessment needed to address these barriers. @aBi_Finance brings capital, risk-sharing and technical assistance through lines of credit, guarantees and capacity building. The opportunity is across the entire agricultural value chain, from inputs and production to aggregation, processing, transport, markets and exports. Follow the conversation via: youtube.com/live/2PZ7gVv-8sk… #FITSPA #FintechConference #InclusiveGrowth #Innovation #AfricaTech

Following the @aBi_Finance pitch at #FAFC2026, the conversation turned to a question that matters for the future of agricultural finance: 𝐇𝐨𝐰 𝐝𝐨 𝐰𝐞 𝐦𝐨𝐯𝐞 𝐟𝐫𝐨𝐦 𝐬𝐢𝐦𝐩𝐥𝐲 𝐦𝐚𝐤𝐢𝐧𝐠 𝐟𝐢𝐧𝐚𝐧𝐜𝐞 𝐚𝐯𝐚𝐢𝐥𝐚𝐛𝐥𝐞 𝐭𝐨 𝐦𝐚𝐤𝐢𝐧𝐠 𝐢𝐭 𝐰𝐨𝐫𝐤 𝐟𝐨𝐫 𝐬𝐦𝐚𝐥𝐥𝐡𝐨𝐥𝐝𝐞𝐫 𝐟𝐚𝐫𝐦𝐞𝐫𝐬 𝐚𝐧𝐝 𝐭𝐡𝐞 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬𝐞𝐬 𝐚𝐫𝐨𝐮𝐧𝐝 𝐭𝐡𝐞𝐦? The panel brought together perspectives from across the ecosystem; 𝐍𝐞𝐥𝐬𝐨𝐧 𝐁𝐚𝐦𝐰𝐢𝐧𝐞, Senior Product Development and Innovation Manager, @mtnmomoug observed that farmers cannot be assessed on mobile-wallet data alone. Fintechs need better information on production, income sources and the communities farmers operate in, while products must reflect agricultural cycles and promote responsible borrowing. @otimgerald, CEO,@ensibuuko, argued that digital agricultural lending should go beyond simply sending cash. Financing can be tied directly to farmers’ needs from inputs and bicycles to devices and farming equipment while VSLAs and SACCOs can provide trusted channels for distribution and repayment. For Musa Kisiriko, Deputy CEO, @gnugridcrb, the opportunity is fundamentally about data. Alternative data from transactions, VSLAs, production and other digital activity can help make farmers and agricultural businesses visible, assessable and financeable. The panel also highlighted the role of guarantees, blended finance and lines of credit in helping fintechs and financial institutions take calculated risks and reach customers who have never had formal credit. The takeaway was clear: agricultural finance needs better data, fit-for-purpose products, responsible lending and stronger partnerships across the ecosystem. The goal isn't simply to lend more. It is to finance agriculture better. #FAFC2026 #FITSPA #FintechConference #DigitalTransformation #InclusiveGrowth #Innovation #AfricaTech