Seth Burstein (@burstein_seth) header
Seth Burstein (@burstein_seth) profile picture

Math nerd → actuary → MBA → entrepreneur → personal finance blogger & founder of https://teapawt.net/t.co/1clMojTzsR

San Francisco Bay Area
Joined September 2021
Photo by Seth Burstein (@burstein_seth)Photo by Seth Burstein (@burstein_seth)Photo by Seth Burstein (@burstein_seth)
We're at @FinCon meeting some amazing people! Come visit us in the Startup Zone. #FinCon22 #FINCON
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If you are new to investing, now can feel like a crazy time to start. With talk of a recession, inflation on the rise… is now really the right time? YES! ⏳ More time in the market will get you more💰than trying to time the market. Here are 3 ways to get started investing…
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You don’t need a financial degree or even a budget to live your best life – all you need is the knowledge on where, when, and how to invest your money to reach your goals.
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If you're investing $1,000 per month and assume a 7% average return... After 30 years a 0.5% expense ratio will cost you almost $100,000 in lost returns – a difference of almost 10% 🤯 Would you rather send your portfolio manager's kid to college or your own? 🤔
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3 ways to become a successful investor
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What’s better than timing the market is... time in the market. The reality is, no matter how good you are at timing the market, nothing beats the efficiency of letting your money compound over time. Visit buff.ly/3xzzfcM for the full article.
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Investing in the stock market long-term is much less risky than you might think. Data shows that when investing over 20 years in a very conservative portfolio with 50% stocks and 50% bonds, even at worst you’d be 72% better off - but at best you’d be almost 450% better off.
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I wrote a blog on @LiveFortunately - Everything you need to know about emergency funds. Check it out here: fortunately.io/posts/emergen…
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If you don’t make contributions to your IRA, you lose the opportunity for that calendar year. It's okay if you're unable to max it out, but do what you can to put as much in as possible. If you're under 50, the max you can contribute to your IRA per year is $6K.
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In addition to seeing my finances improve with @LiveFortunately, I like to see my physical fitness improve. Curious what @Peloton rides people like for PRs? Below are some of my favorites.
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Our article is featured on #TheWhiteCoatInvestor, written by our CEO @burstein_seth! We fill you in on why your single-term policy is an inefficient use of your resources... but laddering is both effective and efficient for the best possible outcome. buff.ly/3pKyh9c
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From an emergency fund to a down payment to retirement, we got you. We run your numbers and show you exactly when & where to save to achieve your goals. buff.ly/3HLxQl7
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76% of the US workforce believe they can't count on Social Security & this fear is well founded ☹️ Projections show benefits will only be fully payable through 2037. Do you know how Social Security benefits should factor into your retirement planning? buff.ly/3HV4ZLk
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It was an honor to be the first guest on the Live Fortunately Podcast where I shared the importance of financial planning during a time when there are unlimited resources at our fingertips. Check out my featured interview on Apple and Spotify: hubs.la/Q015jTMz0
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One downside of investing in an ETF is that there is no room for customization. This is where direct indexing comes in. But why are large financial firms are making billion-dollar acquisitions... even if the downsides are REAL? We'll fill you in. buff.ly/3LYMCIS
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If you're more risk-loving or have a longer time horizon, you should be more heavily invested in stocks. The balance of your portfolio (and the many strategies for managing it) is known as your asset allocation. Learn more at buff.ly/3GjI0c1
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Risk and return are directly correlated. The more risk you take, the higher return you should expect. The less risk, the less return. Learn more about risk & return within The Fortunately Guide to Asset Allocation. buff.ly/3LyJMKl
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