c0git0x retweeted
The @coinbase CEO listed 8 things the financial system "still needs."
3 are real. The other 5 are his roadmap and his lobbying agenda wearing a diagnosis as a costume.
Which is which: open.substack.com/pub/thecal…
c0git0x retweeted
> @coinbase grew headcount 31% in 2025. Operating expenses up 35%. Then crypto prices dropped and Q4 net revenue fell to its lowest point in a year. The AI pivot is real. So is the overhiring correction. The numbers don't pick sides.open.substack.com/pub/thecal…
c0git0x retweeted
Berkeley/Rockridge residents: @nabeel and I are opening a board game social club by Star Market called Tabletop Library this fall.
If you're interested in joining: tabletoplibrary.com @BerkeleyTTL
This has been a great side project for experimenting with AI - we talked about that on the How I AI podcast this week: youtube.com/watch?v=HuLL6wOE…
c0git0x retweeted
Crypto has execution. It has custody. It does not have identity as a primitive, and without identity there is no control worth the name.
Latest of four pieces on why the account layer is the thing holding the whole industry back. open.substack.com/pub/thecal…
c0git0x retweeted
News broke that @DoorDash is building rails to pay 8 million Dashers in stablecoins.
A massive payroll decision affecting dasher in 40+ countries.
This is the on-ramp crypto has been trying to build for 15 years, through the back door.
Full breakdown: open.substack.com/pub/thecal… @tempo @stripe @paradigm
c0git0x retweeted
New research with @Visa: "Beyond Dollarization"
Everyone tracks USD stablecoin supply at $300B. Almost nobody is tracking what's happening in local currencies.
We partnered with Visa to go deeper:
→ Non-USD stablecoin supply grew 3x (outpacing overall stablecoins supply)
→ Holder addresses: 40K → 1.2M (30x)
→ Transfer volume: $600M → $10B/mo (16x)
→ ~80% is payments and treasury flows, not DeFi
→ Weekend drops that mirror payroll cycles
c0git0x retweeted
Most 2026 crypto outlooks say different things.
They actually agree on one: Crypto is becoming part of the financial system, not an alternative to it.
Stablecoins = money
Tokenized assets = yield
Blockchains = settlement
Distribution = power
open.substack.com/pub/thecal… $USDC @circle $USDT @tether #cryptotwitter
c0git0x retweeted
"Shadow currencies do not replace fiat through policy. They replace it through usage."
open.substack.com/pub/thecal…
c0git0x retweeted
The @SECGov + @CFTC just made its position clear:
Stablecoins = money → favored
Stablecoins + yield → problem
Crypto isn’t being rejected. It’s being sorted.
If you look like infrastructure, you survive.
If you look like a financial product, you get regulated like one. open.substack.com/pub/thecal…
c0git0x retweeted
Goldman said the fears of an imminent AI jobs apocalypse are "excessive." But when Jack Dorsey laid off nearly half Block's staff, he cited AI as the reason. Read the deep dive by my colleagues: bloomberg.com/news/articles/…
c0git0x retweeted
0/ ERC-8004, the standard for universal AI agent identity, reputation, and verification, is now live on Ethereum Mainnet.
With the ERC-8004 standard, AI agents are accountable economic actors.
Here are 5 unlocks that ERC-8004 gives to builders, and how to integrate today.
c0git0x retweeted
While we are still reading the full bill, the DEF team wants to thank the @SenateAgGop Committee and its staff for including robust developer protections in Section 207. These provisions protect noncustodial software developers and infrastructure providers from improper regulatory treatment under the CEA. We look forward to continued constructive conversations.
c0git0x retweeted
Introducing our new crosschain forwarding service: a fully managed way to automate destination-chain execution for developers
Now available for CCTP on testnet, the forwarding service:
→ Automates the final mile of crosschain transactions
→ Reduces end-to-end speed, operational costs, and third-party risk
→ Improves both developer and user experience
Our forwarding service is part of a broader effort to simplify crosschain app development with the Circle interop stack. More to come.
Try it now: developers.circle.com/cctp/c…
Learn more: circle.com/blog/introducing-…
c0git0x retweeted
⚡️NEW: Circle CEO Jeremy Allaire says stablecoins are the only system that can support billions of AI agents transacting at scale.
c0git0x retweeted
Where Are We on Stablecoins? (From Davos)
weforum.org/meetings/world-e…
c0git0x retweeted
Devcon 8 is coming to India, and @NidhiHarihar has been helping us from the very beginning, from venue scouting to sharing what Devcon could mean for India. Her excitement says it all 🇮🇳💪
Who else is building in India? Say hi 👋
🎥 by @clee_nyc
c0git0x retweeted
🇺🇸 UPDATE: The US Senate Banking Committee clarifies 7 misconceptions about the CLARITY Act.
Frames it as investor protection, clear SEC–CFTC oversight, and support for compliant crypto innovation.
c0git0x retweeted
🚨 BREAKING: Barclays makes strategic investment in Ubyx Inc., the stablecoin clearing company.
This is their first stablecoin infrastructure investment.
- Not in an issuer.
- Not in a middleware.
- And not issuing their own coin
Investing In the clearing layer.
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Who's Ubyx?
Ubyx solves the many-to-many problem.
- Many stablecoin issuers.
- Many blockchains.
- Many wallets.
None of them interoperate cleanly.
Ubyx built stablecoin clearing—any token, any chain, one settlement layer.
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The Barclays angle is interesting.
They're not racing to issue their own stablecoin.
They're positioning to help corporates accept stablecoins and off-ramp through a clearing bank.
Client demand.
Not innovation theatre.
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A crypro purist might say this is too centralized.
A banking purist would say this solves the problem with first principles.
Both are sort of right.
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My question:
Which corporates start accepting stablecoins now that a major clearing bank can handle the plumbing?
Nice to see a large European bank actually ship something.
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Shout out to Tony McLaughlin and my former colleagues at Barclays for getting this done – at Romford, London
