Roman

Does the recent Revolut outage (Google Cloud power failure in London) confirm we need more than one banking account, on different infrastructure, plus some cash in the wallet? I think so. A single cloud-region failure locked people out of their money. High-street banks run on the cloud too, so a branch is no guaranteed fallback when core systems fail. A second account on a different provider, plus a small cash buffer, is basic resilience. For businesses, it’s more complicated, but the principle is the same. This feels like one of the first times we’ve had to say out loud that you can’t rely on a single account anymore. With all the restrictions and dependencies, it seems to be the reality for now. Do you agree? What is your setup for extra resilience?