I have 50+ crypto cards in my wallet. Personally KYC'ed, tested and reviewed - one by one. I’ll tell you which ones are worth it.
Big List of Crypto Cards →
Joined June 2023
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My Top Crypto Cards:
1️⃣ @Plasma - love the team, simple & efficient app
2️⃣ @KASTxyz - nice perks, lots of cashback promos
3️⃣ @RedotPay - supports many countries others don't
4️⃣ @useTria - incredibly generous fee structure
5️⃣ @ether_fi - non-custodial giant, big in LATAM
Runner Up's:
@coca_card @KoloHub @pionexpay @avici
My NEVER to use list:
❌ @NebeusWorld - buggy & high fees
❌ @cryptocom - high fx and boring app
❌ @coinbase - high fees and I'm over it
It's my first 2 days using @EthenaPay card. ⭐️
I didn't move my money into 'Earn', 'Reserve', or 'Invest' account.
I just added some balance for me to spend.
..and it automatically started earning me daily cash reward. 💙
Now THAT is the smoothest no-friction experience ever.
I am enjoying this.
p.s. I will do a comparison of crypto card Earn features, next. I will check @KASTxyz @ether_fi @coca_card @avici @Exa_App - let's see what they offer.
Sweet feature on @cashi card is they combine multiple crypto's you have, to settle one transaction.
With my other crypto cards, I’m used to needing enough balance in a single cryptocurrency to cover the full purchase amount.
This is a nice upgrade.
⚠️ Be careful when using QR code apps.
I am at the restaurant paying for my food,
with my @ether_fi crypto card.
Almost got charged 5.5% Foreign Exchange Fee,
instead of 0%.
Nice list of crypto cards that have 0% fx fee:
1️⃣ @ether_fi
2️⃣ @avici
3️⃣ @okx
4️⃣ @coca_card
5️⃣ @useTria - (later: correction, they charge 0.5%-1% fx)
Man, I feel fomo.
Entered Lithuania for my KYC.
Should have used my UAE id.
@EthenaPay - can I see the list of supported countries pls?
@KlaionX @0xVishnya @Nikitont @lechriss17 @vuirew_ - did you guys get in yet?
A bit of a paradox. 🤯
- Why to support a language if the KYC for that country is not enabled in your app? hm.
The winners with the most languages in their app:
1️⃣ @phantom (48 languages)
2️⃣ @Krak (27 languages)
3️⃣ @MEXC (26 languages)
4️⃣ @Nexo (25 languages)
5️⃣ @Revolut (24 languages)
@KASTxyz @ether_fi @useTria @KoloHub @pionexpay - nice to see you guys are localizing your apps.
cryptonoshi retweeted
Why does EtherFi need its own stablecoin?
Over $300M in stablecoins sits in the app. By launching its own stablecoin, EtherFi will start earning on it
How it works:
- USDT and USDC are backed by reserves that earn, mostly short US Treasuries
- hold them and that income goes to Tether or Circle
- issue your own and you get a cut
- nothing to build: @ethena runs the reserves, minting and redemption for @ether_fi USD
If all $300M sat in 3-month T-bills at today's 4.1%, that is about $12M a year, before Ethena takes its share
Still not public: the reserve mix, a reserves page, and whether holders get any of the yield
..what I am working on (random shiny-thing-syndrom):
Adding supported languages for each crypto card into my database...
This means checking 72 apps and screenshotting the language screens.. I wish AI could already navigate on Apple mobile apps and find the menu item I need for me.
#perfectionism #adhd #cantstopvibecoding
This orange matches my new style🧡🧡🧡
Go claim your username on @cashi before someone else takes it. 🤗
(I am still reviewing this card. Initial impressions: I am a new fan. Lots of onramp offramp options with local currencies. Lovely app experience.)
Here's my @wirexapp Card review.
💳: ★★☆☆☆
I dunno, I really wanted to like this card. But it somehow feels like an old corporate application, instead of a fun to use and easy to love app.
Other than that,
the Good:
- High Volume platform, trusted by many (Check Paymentscan)
- Up to 8% cashback (but entry level is 0.5% with $25 monthly cap, and to get 8% you will need to have a portfolio of at least $50k)
- Virtual Accounts in your name in EUR, USD and GBP. That's nice.
- 0% foreign exchange fee (but hm. Card is EUR-denominated, what if I have USDC on my account and spend in Dubai? Will it go USDC>USD>EUR>AED? I am confused, on whether fx will be applied or not.
the Bad:
- I don’t like the card being EUR-denominated, while many limits and reward caps are stated in USD, it’s all non-uniform and confusing.
- Physical Card is only available with $500+ deposit
- Limited geos supported, mainly EU-focused
- Built on debit-card rails, unlike most large crypto cards built on credit card rails.
- It's a Visa Classic, with no benefits from visa - unlike other cards who can offer free car rental insurance, discounted lounge access etc
- Poor customer service, well, at least my first impressions.
Overall, if you’re in EU, you will probably like this card. For me, primarily USDC user, I want to have USD-denominated card that’s built on credit card rails, not a debit card. That way more merchants accept it and I can use it to pre-auth hotels, car rentals, gas stations etc.
p.s. I am biased to not like Wirex too much, since I owned 2 of their Node Licenses, and when WirexOne launched, my nodes were deactivated and that was the end of me earning $WPAY.
